Comments by "Kimberly C" (@kimberlyc84) on "Why This Solo Female Nomad Quit Van Life And Bought Property" video.

  1. ​​ @susansharp112  Hi there. Medicaid and Medicare are two different things. She said Medicaid (which is income dependent) You said Medicare (which acts as a supplement, but if one doesn't qualify based on living $1 above guidelines, the private pre-retirement employer insurance (if the company hasn't folded) is the primary (and if the window is missed, that premium could be a challenge as well). One depends on income guidelines and acts as a supplement to pick up what the other doesn't cover. (I always have to look at the written explanations when I'm figuring out my In-laws' medical convoluted issues in November & December for January.) My MIL has had migraine blackouts (like, dropping groceries in the stairwell w kids blackouts) stemming from childhood trauma. But it wasn't considered neurological back then. So her 'work' was home things (babysitting (and No, opening a licensed daycare at home wasn't an option when you're blacking out), laundry, etc). FIL was a skycap for the Port Authority. So basically tips were what paid the mortgage. So even at below minimum wage, he didn't qualify for Medicaid for her even before retirement because the tips had to be reported as income, bringing the salary to between $30-$60k in the '70s through the early '90s. And being able to move from projects to a home out on the Island was no small feat esp on one income. But they did it. So at retirement, they have an employer sponsored primary retiree plan and Medicare (I think...I still get SOOO confused without my notes) is the secondary for things not covered. But then there's health issues that have cropped up...he finally quit smoking, but the secondary smoke contributed to her bronchitis, asthma, he's had strokes, she's had thyroid issues, RA, cataracts, hip surgeries, etc. Then there are things not covered at all like some hearing aids, some dental care is only partially covered. There's a lot that goes into qualifying and how much. ~Just hoping to clarify some things.
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