Comments by "donaldlyons17" (@donaldlyons17) on "Jubilee" channel.

  1.  @SaraNightfire1  Don't let these people tell you its all your fault. It is easier to find fault and blame you rather than try and find solutions but for many we have our blind spots so we don't understand what we do not experience.
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  2. So you were poor and went through all that because you wanted it? Sorry sound ridiculous why not just skip all that s**t and never have been poor to start with. How did you grow up poor if you could have chosen not to have been?
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  3. No they only have to look back to know! I am not rich but I also don’t live paycheck to paycheck which requires some luck! To run a business requires even more skills and luck!!!!!
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  4.  @happymolecule8894  How many you think make 1K extra each month they don't need? Well I think the better idea is to look a median bank, checking, savings, bonds, stock brokerage accounts. To me the idea is nice but the reality is that few clear 12K extra each year compared to the number who don't!!!
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  5. Even if he was not a cry baby he still could remain poor! His type of work has very few rich people in it all together!
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  6. Yes and what you say is very obvious looking at statics but many online seem to be programed for survival and they don't analyze nor look at stats. If almost half of the entire working population makes 50K of less how can everyone end up rich? 50K even saving 1/2 is only 250K per every 10 years and even invested for 20 years at 7% is almost 700K. That is almost twice the current 60-70 years olds 300K net worth. I myself got lucky to end up with 39K cash after 14 years but if I had lost some of the risk I had taken my outcome would have been totally different.
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  7.  @NataliaSeesIt  Well it is not common for the majority to have an extra 1 to 2K after paying all their bills. Do the median numbers reflect that being common? If they don't at least half of those in the study don't have it...... There is a point in time where some people become island hoppers in jobs which suggest every job does not have a higher paying option........
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  8. Yeah but no surprise lots of people don’t think ahead!
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  9. Very under rated comment.
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  10.  @genestarwind4610  People like Grant never admit advantages but if you are trying to get people to buy and watch it is much harder if they know you got support. He never likes to admit chance (luck) because he said he cannot control it. I think people would understand but by not mentioning any of it I just avoid his channel because his advice is not as valuable without all of it.
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  11. Nope I have always said coming from a richer family affords me all types of options. But problem is that if you are poor you have to do so many thing differently and you also need more luck because with money you can do stuff any way you want AND buy your own luck.
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  12. Why do you think that? The safety net may not always work so success is important either way.
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  13. I have never seen a rich person switch to making the minimum. They likely know with very low incomes access get more difficult over time.
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  14. Well he does think about how stuff works though. If I want an honest but hard discussion he and the young lady wearing glasses are the only two I need to talk to. I may not like what they have to say but those two seem more honest and have a grasp on reality.
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  15. Well not the ok paying jobs. I understand if all jobs pay enough to have options but they don't. Many pay less than break even so a job is not often the answer.
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  16. You know your right!!! I had thought that living on 75% of my income would allow me to do anything but 5K each year really is very little. I feel for people who have 1K or less left over each year because I hardly go to 39K cash and they will have even less. I know I am poor but at least I have a few options many don't and they should not be.
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  17. No it is more complex than that because one has to be able to do the job to begin with. It might be a mindset issue if one can buy their jobs and raises but as we all know we can't do either.
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  18. No financially is worst. I say this because when you don't have what companies want your not getting much if anything you need nor want.
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  19. He likely bought a house on sale and renter it out using the law as a treat to get his rent money!! Then kept working and used his and the renters money to buy the next one. Selling some and renting out others. As long as he rents to people who almost always pay how can he loose? I used to have renters and you know the ones I loved I could cut their wrist and they bleed silver, gold, jewels, and blood. But many only had blood and they were not of any value!! My point is he got rich taking advantage of others and that was true for me as well.
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  20. No they should know they got lucky but when one has always been lucky it gets hard to realize others won’t be as lucky.
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  21. No the more I have made the easier my life had gotten. And when I made less the harder it became. For me worrying about basics is far harder than worrying about not essentials.
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  22. Well yeah he is not like well with 1 billion people in India I got lucky etc. If anyone depended on luck and connections someone like him should see the obvious!!!!
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  23. As far as I am aware the biggest finance YouTubers are majority white.... So not so sure what your talking about!!
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  24. Having money does not mean the source of that money will be around in the future. For example I had 39K just a few months ago while now I have a ton less. Sure I can buy what I need but the money to replace the cash I have has to be coming from somewhere. Also 1 million is pent at 5% is only about 50K!!! So assuming they just spend 5% of it they are only making their income(s) plus 50K each year which is not always a lot depend on other conditions.
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  25.  @Steffsh  Well I am not so sure why do believe an "above average job will turn you into a millionaire by the time you retire, it's not that hard anymore." The average for the current 60-70 years olds in net worth is 300-350K if I am not mistaken. Lets be generous and assume the average house is 400K and the average (mean) net worth besides that house is 400K too. Ok the average is not a millionaire if those assumptions are correct because they have 800K not 1 million. There is another problem too and that is that almost 1/2 of the adult working population makes less than 50K each year so unless I missed something many have only make 2-3 million their entire lifetimes after tax. With the previous generation not being at least 1/2 millionaires how do you figure it not that hard anymore. It does not seem nor sound simple nor easy to me at all.
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  26. People I don’t think about all the different reasons why/why not. I usually assume if people are poor or whatever there must be a reason for it!!
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  27.  @grremmy  Yeah my little bro makes more than that and he was concerned with wanting his 30K. Meanwhile I pay multiple times less for everything but feel rich with my 5K average. I don't know anyone who else who has the potential for a 30K left over after tax, housing etc.
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  28. Glad you have the foresight to understand the root of the problem may exactly what you said.
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  29. Yeah those rich know better but they don’t say well I was favored for X reason(s).
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  30. Your correct but to make your own luck means you got super lucky. I doubt that very many people can say that their life if all their own choices which mean some can down to luck beyond their control.
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  31. Yeah interesting I don't get it either!!!
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  32. I think you go that backwards. Can anyone become a millionaire no factors (if it is very unlikely the answer to the question of money is no.) Is it possible for everyone to be a millionaire also no again factors.
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  33.  @prede89  Yeah but when you have had to have support to survive it is far easier to be honest and humble.
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  34. I don't know why people believe in earned anything because if it were not for other people I would not have been able to earn much ever. I need roads, traffic lights etc. to get paid so I only earned part of my pay check the other fractions are become of other people and that is why I also do not complain about taxes. I have been lucky enough to have money fall in my lap multiple times in different forms so no I know I did not earn everything I made.
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  35. Yep because it is cr*p thinking. Yeah I could get a super high job offer without putting out an application but odds are I will never get one!!!
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  36. Even if not comfortable many can’t get rich!!
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  37.  @TheMpmpmpmpmpmp  I don't understand either. I have always felt my customers (renters for landlords) worked harder than me because my wealth comes from them and not myself!!!!
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  38. What!!!! Ok I show you mine. I started at 10$ and ending at about 13. At 10$ I had 1,200$ but at 13 1,800$. Over this entire time frame after paying off my school loans I currently have 39K cash. Maybe I was just very lucky but how do you make more than before and yet end up still poor?
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  39. I think you mean opportunity come around and with hard work it is easier to exploit.
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  40. Well yeah but the thing about the internet is that people see it!!!! So even if they have never heard of you they still might know you exist!!
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  41. No people expect those with millions to be understanding of the less moneyed. The problem is in part when they seem to not understand.
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  42. You should not have to explain this but well done. Does anyone know what the definition of rich was for this talk?
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  43. Behavior matters but even networking and investing in the wrong stuff can lead to poverty. I head about a nfl quarterback who when broke after multiple investments failed in the 2000’s and again in 2006 or 2008. My point is the wrong stuff can still lead to brokenness especially in businesses.
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  44.  @shikamaru281281  that may be true but problem is even with a different mindset and behavior you still my break your leg skiing. Being prepared can only help but it only helps.
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  45.  @azulbaker4497  No the problem is that he does not admit to being lucky and tell as much of his story as possible!!! He also selects for wealthy people over poor and uses similar research policies that systematically exclude certain people with certain profiles!!!! I am not suggesting any of this is unfair nor unethical BUT to me something seems not right about it.
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  46.  @badtruebusiness3947  Your being only fair because I was having it easy during the recession just not now. Difference is that now I can get two bad jobs and make 20% more than then so it is still alot easier to always make more than I tend to spend.
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  47.  @drsudz  no you had skilled jobs otherwise how could you make enough to avoid poverty?
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  48. Stats say otherwise.
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  49. All the rich should know that s**t had to go right to be where they are though. Gram knows the value of real-estate equals a larger commission. Bret knows he takes huge risk with large sums and takes a huge commission or payout as the result. To say they "don't notice the luck they needed along the way" is almost crazy.
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  50. No mentality can't always fix issues.... there are other factors involved!!!
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  51.  @Maksie0  some people only look for and find what they already wanted!
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  52. Stuff is not exclusive. But ambition and work either are just two factors and odds are there are literally more factors than that!!!
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  53.  @Voelizce  Sounds like he gets SSI or SSDI. Either way if he can get a ok paying job he might come out ok but....
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  54.  @BSOWYO  well no. It people who don’t make more than they spend. It takes some wealth not to need every dollar one makes….
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  55. Poverty is the default. Everything else required a bunch of other things to work....
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  56. Well your in lawn care and I have seen that work for a lot of people. But if you have too many physical problems how would that have worked? I also know someone who had their own outdoor business and they owed so much in back taxes that they never had money left over and their kids were like 7-8 years old so.....
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  57. They are like many who spend by taking out loans they can’t pay off later. Living under their incomes was the important part but for so many doing so seems the hardest part?
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  58. Yeah correct there have to be other factors than working hard and mindset.
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  59. Why you say that his perspective it different. I would not have enjoyed it except his honesty brought me back to watch.
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  60. Yeah those payments are like 20k per year not enough to reach millionaire status even in 45 years!!
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  61. More than hard work required!!
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  62.  @senku6107  even for 6 figs. More than 1/2 the working population does not make that!!
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  63.  @senku6107  Oh I agree many can likely do more or differently BUT if MOST don’t make 6 figs how can it be just wasting less time will lead to 6 figs? Working harder can’t be the only reason(s).
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  64. Yeah I don’t invest in real estate outside of my primary residence because it exploits the poor so badly. If I thought people were buying less house than they could afford it would be fine but so many a living maxes out I will never buy stocks, bonds, or etfs from real estate companies.
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  65. Talk to people who only did certain jobs their entire lives!!!! Some people are more negative because for some of them giving up is their only option. He would need skills, ability, etc. to avoid ending up in certain problems and for some that is almost impossible. With a system the rewards wealth and not work how do you expect some the not end up negative.
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  66. Yeah but telling people only a few of you can become rich may cause the entire system to collapse.
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  67.  @Sir_Rebral  you do realize that is super common. Channels advertise based on the concept that the viewers have similar interest!!!
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  68.  @madmoiselle6618  I like your argument...
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  69. Well no one want to talk about luck for some strange reason when it literally impacts the outcomes.
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  70. My local realestat agent and his dad seem to be selling expensive homes and now we have COVID they are still selling homes and getting commission. They are not likely as rich as gram but still they get commission on items people have to have. I dont know any millionaires who did not get lucky (they did work hard but they still had luck.)
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  71. Yeah but someone like you is not on this program. Also as a group they know people will watch more if they think they know something so.... It suits their best long term interest for them to collect as many possibility people as is humanly possible!!!
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  72.  @tuanoful  If the vast majority of people are not millionaires it might be the US is far richer than many other countries.
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  73. Yep but that only makes sense. He is surviving without being rich which in my opinion requires some intelligence.
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  74. Well but based on their outcomes that seems unlikely. The problem is what about everyone else?
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  75. Well if only millionaires voted republican they would not be elected to office very often. The problem is that others and millionaires vote republican.
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  76. Based on percentages cash millionaires are too rare for a 50/50 odds chance.
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  77. The answer seems obvious to us but I agree it should be no as it is currently worded.
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  78. Everyone should job hop if they want different outcomes but everyone’s can’t leave
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  79. People don't like to say that working hard does not equal success because they often are aware they can sell success ideas because people will pay, watch, and listen to ideas for successful people to try and gain success. Trying to attract people who think you know something is far easier if they never think you succeeded based on luck and other outside factors....
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  80. The bald guy (Tim) is only saying what many others would not dare to say!!!! I suspect his rub may have more to do with wealth being needed to do almost absolutely everything and it not being a hobby or luxury.
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  81. If people burn their food all the time the idea anyone can be a chef is also impossible. Some people just can't cook. IF they don't cook well no they can't be a chef.
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  82. No I don't think many are not aware there are whole career paths that will never lead to 100K incomes!!!
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  83.  @mikko3  Yeah that is for sure. If the median, make 50K incomes. The majority can't reach 1 million cash b/c most of it was spent after 40 years of living.
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  84.  @narcis3720  He likely was saying you could expect between 300K and 350K at 7% over 45 years but if he meant 300$ a month for that time he is correct 1 million is not possible.
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  85. Yeah some people have friend groups that are all rich enough homelessness is not on their radar yet!
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  86. No sh*t but your being realistic. They have survivorship bias because they are a very small percentage of he entire population especially considering their age.
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  87. I think every job exploits people. The difference is compensation for being exploited!!
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  88. Those people are likely headed for 1 million cash so no a millionaire in 1 million excess cash is very rare.
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  89.  @trimotionmedia5487  If they are teens with 1 million what makes you think they will not see 1 million cash at some point?
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  90.  @trimotionmedia5487  Dude it is only attainable for the minority of the population. There are just too many ways to never reach 1 million in reality. A net worth millionaire is not what these kids are headed for if all goes well. Plus millionaires have been in the minority which suggest it is not attainable for the majority.
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  91. Just to be employed many of us depend and will always depend on luck. Very few people on earth are the only people that can do their jobs.
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  92. So I guess those without excuses are not poor? WTF not!
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  93.  @jamminstunt  Yes and no. Thing is people have to work as long as the governments do not pay for it for them so someone will work it or face oblivion.
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  94.  @pepsicola3561  yeah that is so true!!! Almost impossible to go ok based on ones history!!!!
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  95. Dude I hate your situation for you. I only make 20K after taxes each year but I have been so lucky. I paid my school loans off 10 years ago and have been saving the excess but again I feel for you because I have some extra but would never have guessed with your skills you would ever struggle. Hopeful but I am shocked (the dudes delivering for my old job were talking about making 60K and they drive those huge 60,000 lb trucks.)
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  96. Everyone can't sell stuff to make money.
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  97.  @goodnight3663  that should be obvious!! Making 600 vs 1600 means a lot more excess for the bigger amount.
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  98. What you don't know people who work who are still poor. There is no way to know if you will make it at all because the systems rewards wealth and not doing what you are supposed to do. Your odds are better for sure but there is no guarantee. Anything may be possible but not everything is probable.
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  99. Dude I think he struck it rich and then used that wealth to hunt down others hoping he could do the same for them.
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  100. Yep but this should be super obvious!!!
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  101. Imagine what you would have done without the military though. Also the military offers some benefits few civilian employers offer and I know it also has some disadvantages too. You may have come out ok but only some people will come out ok many did a lot of the right stuff and it did not work out. Just because something worked does not mean it just as easily could not have worked too.
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  102. very low odds of making millions online
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  103.  @shantel7434  Yeah I don't understand the argument either!!!
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  104. Girl you did well it took me 4 years to save my first 20K extra while living on my own. But I am lucky because I still have some health left. Wishing you the best!!!
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  105. If he is from India he should already know that. It think the problem with some people is they don't bother leaving the country for school or business and have to go through the requirements to do so... It becomes very obvious that money and privilege pay a factor in opportunity to enter developed countries. The requirements are many and exclude plenty of hard working people!!
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  106. Well that or they make that 1K a day or every other day so quick it made them forget....
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  107. Well your thinking is not all wrong but still chance (or LUCK) mattered epically with your lotto example.
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  108. Lol but of all the minimum wage earners he is the smartest.
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  109. Well reminds me of the idea of walking a mile in the shoes of others.
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  110. What does a few hand picked examples of millionaires have to do with the question can anyone become a millionaire? Well no anyone can't be one but millionaires exist.
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  111. You do realize driving a truck is not a common license. It takes getting special permission to get those!!! As you likely know one driver in CO just got a 10 year prison sentence. That is a very dangerous job and for Walmart at least in the past one needed to work elsewhere first!!!
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  112.  @peacekeeper6614  Anyone and everyone can't be millionaires. Just because something exist does not mean it is possible enough to be likely.
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  113. Well but just like lighting conditions matter so the answer is no anyone can't become a millionaire even though millionaires exist. It is just impossible with so many factors against having money that anyone can have money.....
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  114. Yep another one of those factors!!!
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  115. They obviously are not specialist so they can’t get better pay. Moving up the ranks is harder depending on individual and industry.
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  116. Yes they are too. The people I lived with during the Great Recession could not come up with 400$ each month with 3 of them. I am not rich either but make almost double the minimum. We are called working poor if I am not mistaken.
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  117. I don't think the millionaires like to admit some of the stuff outside of their control helped them but I have always said I needed luck and conditions just to save 39K in 14 years. If I ever reach 300K outside my home value I for sure had luck and etc. helping me.
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  118. I would be shocked if they even live on their own saving on minimum wage but I can almost guarantee if it "part-time minimum wage" "saving up" ....??? their is no F**king way their independent. With wages so low people can not take care of themselves and that is the scary part!!!
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  119. How you figure you yourself said many don’t have all the traits to become rich in the first place!!
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  120. Yep your right but I can only talk for myself and made 12-13$ an hour which is twice the fed minimum. Most years I had 5K cash and my very best year in the last 14 was 8K extra. So now I only have 39K and I can not see how anyone can survive on 7-9$ an hour unless they have $$ support from friends, family, the state, or the feds.
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  121. Well no I knew when I have 3K I could buy lots of small thing and a few big things due to the cost of items. I think they know 100K can't buy 200K worth of stuff even at 6 b/c the math does not work!!
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  122. Really I thought the limit was 2k per month
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  123.  @fey9915  So luck and outside circumstances tend to matter. 40% of the world does not live in the USA but 40% of the millionaires do.... So location must matter...
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  124.  @BSOWYO  well the vast majority can’t win trading over time either
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  125. Well the answer to the original question is more like anyone can become a great arts rather than can a millionaire come from anywhere..... The wording was can anyone become a millionaire not is it possible for millionaires to exist!! Millionaires exist while it sis not possible for anyone and everyone to become one.
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  126.  @frankjennings4489  The second interpterion should be a different question in my opinion. But I guess that might be part of how I see the world.
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