Comments by "Me, Myself and I" (@me-myself-i787) on "Can We Afford For Everybody To Be Financially Responsible?" video.

  1. 3 months is not enough. You could lose your job for longer than that during a recession.
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  2. If the government stopped intervening through zoning laws, there would be much more, denser housing available.
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  3. If only people were sensible enough to elect politicians who will relax zoning laws.
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  4. ​ @catherinesanchez1185 Americans are more productive not because of anything they're doing, but rather the companies they work for are providing them with better tools, paid for by investors.
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  5. ​ @oldskoolmusicnostalgia Depends where you put your savings. The stock market is a good hedge against inflation.
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  6. It's doable. If you invest $50 per day into Berkshire Hathaway starting at age 20, then assuming it continues making 13% per year, you'll end up with just over $19 million by age 60. If you want to retire at 45, you'll need to invest $350 per day to get a $20 million retirement. Which is less realistic. I would recommend either putting up with a lower retirement or waiting longer.
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  7. ​ @fc5520 Good debt is nonsense. Sure, you could borrow money and invest in the stock market to make more money. But what happens if the stock market doesn't perform as well as you expect? Dave Ramsey got into tons of debt buying a bunch of property, and made a ton of money... Until he didn't. But he still had the debt to pay off. He ended up filing for bankruptcy, and started again from scratch.
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  8. There's always an alternative. Streaming services - Blu-Rays, DVDs (but not for TV shows - if that's what you're after, YouTube is an alternative, but you'll have to watch different shows) Microsoft Office - LibreOffice, OnlyOffice Photoshop - Gimp, Krita Illustrator - Inkscape Adobe Animate - Synfig Studio, OpenToonz Et cetera.
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