Comments by "SmallSpoonBrigade" (@SmallSpoonBrigade) on "Why Amber Heard CANNOT be sued by her insurance company?" video.

@Gary Goldstein The thing is that even if she did, then it would be a jurisdiction covering NY Marine as that would be the court that has jurisdiction over the matter in the absence of a court having jurisdiction over her or both of them. It's worth recognizing that somebody has jurisdiction over everybody and everything that goes on somewhere. There are places where the government is so weak that there's no enforcement action possible, but there's still jurisdiction there. Plus, some areas declare themselves to have universal jurisdiction over things related to their citizens. Even being in international waters, doesn't mean that you're not subject to the law, the law would be based on whatever flag the vessel is flying and where it's registered.
3
@tomasfuchsbauer1536 TBH, that's the thing I'm curious about. We know retroactively what the verdict was, but prior to the verdict coming down that she did it intentionally, the insurance company had an obligation to put up a vigorous defense. So, I am somewhat curious as to why the other insurance company didn't have to shell out and then seek a refund from her for money that in retrospect they wouldnt' owe. It's sort of like if somebody's house burns down, the insurance would be required to pay for arson by a 3rd party, but if it turns out to be the owner or the owner paid somebody, then they wouldn't have to pay.
2
@love2scoobysnack If she's truly stateless, then the suit would likely be filed in the state where the insurance company is located. That would be the place which would have jurisdiction. Typically, you'd have to file suit where the defendant is located when there's multiple jurisdictions involved, but typically a place where either party is located can have jurisdiction.
1