Comments by "SmallSpoonBrigade" (@SmallSpoonBrigade) on "10-year-old chicken farmer battles Chase bank for her money" video.

They're too big to care.
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Because it's Chase. They feel that they're above the law and probably are. They let an unauthorized charge be put on my account and refused to reverse it even though it wasn't authorized and nobody could produce paperwork saying it was authorized. I was able to embarrass them enough to get some of the money back, but I will never do business with them again as a result. In general, just avoid them.
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Yes, and while we're at it, probably just don't do business with nationwide banks in general.
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@staticbuilds7613 Banks going bust isn't a big deal for the account holders in most cases, just make sure you're below the insured limit and have some source of money for the short period they're closed. The FDIC swoops in and seizes control. The big issue is that you typically wind up with an account at Chase as they're the one that gets to buy most of the banks that fail. That being said, I tend to recommend having 2 credit unions or one credit union and a credit card issued by a different credit union.
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@Niever TBH, if they're in an area like that, there may not be other local options.
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@mattmarzula So, how are things going at working for a major bank? Steal any good candy from babies? What you're saying is absolute nonsense. Credit Unions are regulated and insured just like banks. But, unlike banks, there isn't an incentive to cut corners to pay shareholders as the shareholders are the depositors that would have their money stolen in that scenario.
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That's just how they do business and why people should be outraged by all the banks they're allowed to buy.
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IKR, but increasingly they're the only option. They're the preferred option for taking over distressed banks that the FDIC seizes and are so large that any time they buy a bank, they need a waiver.
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