Comments by "SmallSpoonBrigade" (@SmallSpoonBrigade) on "How To Pay Off Your Student Loans Faster | The 3-Minute Guide" video.

  1. I'm disappointed that you avoided mentioning the fundamental truth. Student loans are for chumps. (Yes, I realize that the person asking the question already screwed up by taking the loans, but that's no excuse for reinforcing the belief that student loans are unavoidable) You're much, much better off working part time while in college and only taking as many classes as you can afford with grant money and your earnings. That way, not only are you not saddled with debt, but you also have built up some work history and potentially gotten your foot in the door in the industry you're looking for. Which makes it so much easier to transition from college life to work life.
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  2. I'm not sure who it is that is telling people that they need a lot of debt to build their credit, because it's not true. Just putting your living expenses on plastic and paying your bills in full and on time is sufficient to have a score over 800. Pay off the loan as quickly as you can without jeopardizing your ability to pay your bills and have a bit of money to enjoy your life.
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