Comments by "SmallSpoonBrigade" (@SmallSpoonBrigade) on "The 4 Savings Accounts Everyone Needs | The Financial Diet" video.

You don't need the emergency fnd to be completely liquid, I don't know who told you that, but it's not true. That's only the case if you don't have credit cards that have enough left under the limit to put the expense on. The actual thing is that you need to be able to get at the money within a month. Which is typically enough time to get it in time to pay the credit card bill on which the charge occurs. The key though is that wherever the money is parked, you have to be able to get at the money when you need it.
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