General statistics
List of Youtube channels
Youtube commenter search
Distinguished comments
About
SmallSpoonBrigade
Graham Stephan
comments
Comments by "SmallSpoonBrigade" (@SmallSpoonBrigade) on "Congress Wants To Ban Credit Scores | Major Changes Ahead" video.
@rockyshocks101 It's not just about how likely you are to default, it's also their estimation of how much money they can extract from you.
2
You make this sound like it's somehow a bad thing. Considering how easy it is to get a credit card these days, if you're getting declined for a new one, they're doing you a favor. Most credit unions will give you a low limit card to start out with and increase the limit as you pay on time.
1