Comments by "Wakeup and Sniff the Coffee" (@Wakeupandsniffthecoffee) on "Johnny Harris" channel.

  1. Excellent video. Almost everything I learned today, I had no clue of before.
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  2. Life insurance. I had a whole life policy that was supposed to build up cash value. I had it for over 40 years and finally had to give up on it and let it go. The "cost of insurance" went up and up. I bought the disability rider to pay the premium in the event I could work. That happened and the rider kicked in to cover the premium, BUT, it didn't pay the cost of insurance. By the time I quit at 67, it was going to cost me nearly a thousand dollars a year to maintain the policy. I did everything from lowering my payout and benefits in order to stretch it out more, but finally I hit the spot that I just could afford to pay so much being retired in SSI. On another note, having a policy that will take care of you if you are disabled, is far more important. People may die and it affects their families, but if everyone is grown, dying is the least of the problems. Living for years disabled is more likely and can really burden any resources you have. So all in all, I would get disability insurance as a young person and just set aside money for family if that's your motivation. You don't want to have to burden your family by taking care of you physically and financially.
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  3. I tend to go elsewhere if I want a shake with my meal. They never work around my house.
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