Comments by "Josef" (@josefj1776) on "Orlando Miner" channel.

  1. Interestingly I made spaghetti for a family of four for less than $10 with meatballs and then with the leftover spaghetti sauce I made chili for chili dogs the next day for the cost of five dollars. 12 meals for $15.
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  2. Unemployment is at 3.5% with 11 million openings. With 6-7 million people hired every month. Housing inventory is extremely low with 88% of homes selling in one month…..waiting for this crash
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  3. Simple extremely low unemployment, 5-6 million people hired each month. Only 3 banks closed all the others are open. Homes are only $26 a SQFT from the price of homes in 1983 adjusted for inflation. Homes sell very fast most of the time in less than a month. Inflation is back to 3% food inflation is back to 3%. We now import more from Mexico than China. Oil prices are down YoY. We drill for more oil than ever before in history.
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  4. Some were most were not.
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  5. No that is you over spending yourself. A home’s value is what people will pay for it. This isn’t communism
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  6. Most people have already bought a home.
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  7. Best time to buy is when people say don’t buy. In January we will be buying a new home my wife wants a larger home she feels a normal size home is 3,500 Sqft for me a 1,500 is fine. But but paying $1,000 less than rent is nice. My wife is part of that 93% but I am fine over paying for a home the mortgage was just $151K for a new home.
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  8. Enjoy your home. A home is simply a place to live it is the best way to fix your cost of living. Enjoy your low rate and low payments.
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  9. Yes and it is time we fire all the nuclear safety inspectors.
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  10. I am still waiting for that 40% crash that was to happen in 2014. Glad I didn’t wait to buy then.
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  11. The report says most of them are before.
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  12. Yet they are in some areas and in some price groups. And in others it isn’t increasing.
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  13. The real unemployment is well below 5%. You have to remember 5-6 million people are hired every month.
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  14.  @86Framer they are not counted because they are not looking for work. The severance package has nothing to do with it. If they are looking they are counted.
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  15. You can try the only thing they can say is “yes or no” prices have been going up so rate increases my cause values to drop stay flat or flat and move upward slowly like the 80’s In 2014 they were calling for a crash and I bought a new home got a fence, all appliances and 10K to closing costs.
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  16. If I lost my job I would just get a new one I don't see the issues.
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  17. This is a normal thing when you do a massive over building. What is wrong with the economy?
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  18. Looks like sales are still going on as inventory is at record lows and it takes an average of 17 days to sell a home.
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  19.  @xfhnhhgjbvcfg  there will always be people who can’t pay their mortgage for some reason.
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  20.  @xfhnhhgjbvcfg  yes but they didn’t want to.
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  21. LOL no one buying that is why it takes an average of 18 days to sell a home. LOL just because there is a recession doesn’t mean the housing market will “crash”. Recessions come and go we have them an average of every 7 years. LOL it is fun watching people cry about recessions enjoy I won’t take part in it.
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  22. Unemployment is low and 5-6 million hired each month. No recession.
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  23.  @BuffKangaroo1  the definition of a recession hasn't changed in 80 years.
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  24.  @86Framer  the skilled make money. Unskilled have to have a job so it will be low paying.
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  25. Correct that is why homes are still selling very fast.
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  26. $219K to buy a home what is the issue? 2K for property tax a year. And $1,000 for insurance.
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  27. And many of the foreclosures were started 2 years ago and take an average of 900 days to complete!!
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  28. We are still working on 2019 list.
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  29.  @Bustudent1 for me it is 1/4 of my payment. And I did a 0% down.
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  30. People are fleeing Georgia also in massive numbers
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  31. How so?
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  32. We still have extremely low inventory. So it hasn’t told you are right that it would be at record high.
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  33. What is getting worse?
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  34. Where is this inventory you said was above 2008? Where is the foreclosure surge?
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  35. It is the fastest way to get a pay increase
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  36. Adjustable rate mortgages never went away. You do need a large down payment.
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  37. Yes 88% of homes in America sold last month in the first 30 days of being listed.
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  38. Not according to the data.
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  39. I dont think most sellers are worried as most homes sell within 30 days the average is 19 days!!!
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  40.  @scdtla3237 you are 100% correct.
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  41. It sounds like you need to learn some job skills and get one job
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  42.  @derekrivera4481  if that is all you can do yes there are a lot of those jobs and hundreds of thousands of better jobs.
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  43.  @lizzie2301  some are and some are not
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  44.  @sinforoso2000  cool who is the realtor?
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  45.  @sinforoso2000  in June there was 6.4 million people hired July is not out till August 30th. It is the fact of job numbers. I work in HVAC only my inspection of many houses before sale is related to the housing market. It sounds like you don’t really know about the labor numbers do you?
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  46.  @lexc5428  it is often fun to see how people are in this world. Remember we see the world how we are not as it is.
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  47.  @lexc5428  because I felt like it.
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  48. And why is that bad? If you didn’t lose your job, just get a new one it’s easy
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  49.  @wonderboy2402  how was it bad we have 5,000,000 to 6,000,000 hired every single month?
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  50. Yet home sales price is at record highs MoM and it takes two weeks to sell a house…..LOL not much of a so called crash.
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  51. I have to laugh too. We have 10 million job openings and 6 million people a month hired. Somehow 20 million is now most American workers?
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  52. Don’t worry if you have any skills you’ll get a job very quickly. Remember, we have 5,000,000 to 6,000,000 people hired every single month.
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  53. So you are saying Trump had the worst housing market ever?
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  54. Just like that 60% housing crash you all said would happen in 2014??? I noticed you all stopped screaming that we have 40% unemployment and that inflation is at 20% for the last 20 years…. LOL
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  55. @Matt prove him wrong. Tell us what is going to cause a crash where homes lose value by 40-60%??
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  56.  @BuffKangaroo1  they haven't changed the definition of a recession for 80 years. It is still the same.
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  57.  @BuffKangaroo1  what did they change? The simple fact is you don't know because they didn't.
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  58.  @BuffKangaroo1  that is the definition of unemployed not having a job and looking for one.
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  59.  @tobyk5149  I just posted facts.
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  60. 5,000,000 to 6,000,000 people get hired every single month why are you so lazy?
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  61. Well 33,000 for closures is the most ever seen and it is because of the extreme high interest rates of 3% making it impossible to afford the house they bought years ago.
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  62.  @unbiasedrealestate2809  but these experts say this is worse than 2008 and the numbers 100% confirmed it…..LOL
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  63. But 2015 was to be a great year to buy after the housing crash in 2014……. Why wasn’t it a good year then?
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  64. Unemployment was at 40% under trump
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  65.  @tobyk5149  Georgia. But in most states even California has homes that price.
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  66. Said the same thing n 2014
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  67.  @robinsonmertilus5232  well many of this massive foreclosures increase is from 2019
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  68. Sadly, that is a myth. Most people only have one job. The number of people working multiple jobs is very low.
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  69.  @courtneymeyers82  anecdotal.
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  70. February 2009 we had three times the number of layoffs
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  71. We have 5-6 million people hired each month if you can’t get a job it is because something is wrong with you.
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  72.  @lasurfette7830  I did now what?
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  73. Shouldn’t be worried they’ll get a job no problem
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  74.  @jhall2264 all far better than rent.
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  75. February 2009 we had 186,000 layoffs in 2024 weeks ha 86,000 less than March 2023. still no collapses happened no recession
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  76.  @irfaankalamadeen9823  people buy less than the average price of a home.
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  77. That’s not surprising those dollar stores overbuilt themselves
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  78.  @tylerian4648  Trumps oil drilling bans are being felt now.
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  79.  @tylerian4648  Deflation is extremely bad for any economy and we already had that 1% for far too many years. right now we are where we would be if inflation had been normal for those years.
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  80. The laid off gets a job almost immediately remember 5-6 million people are hired every single month
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  81.  @Macmood21  it is true in the tech market. We have 8 million job openings.
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  82.  @Uncle-Basil  LOL, I love that myth…. Young person: “They are only hiring older people and don't want to teach the newer generation.” Older person: “They are only hiring younger people to pay them less for lack of knowledge.” They both complain and blame each other for their failures.
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  83. LOL no one stole homes.
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  84.  @shakazulu3594  no they removed homes from deadbeats that could not pay.
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  85.  @erikarommel  it is a liberal utopia
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  86. Foreclosures are at record lows, unemployment is blow 4%, we have 5-6 million people hired each month we have 100,000 less layoffs than February 2009, inflation is back to normal levels of 3%. There is no crash right now.
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  87. Why do they work? Fox News says well for pays $90,000 a year for every single person on welfare.
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  88. loL so you think new homes where I live should sell for 50K???? But maybe you are correct all homes should be at 1980’s price and so does rent.
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  89.  @lavoisier2815  the ATM thing was back in 2006. Over all people look at it as a type of retirement to sell it when you retire and have a savings. I have seen home prices be flat. My parents home in California they bought it in 1989 for 88K and sold it for $87K in 1999 and that is after putting $20,000 of modifications into it it last sold in 2020 for $320K.
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  90. We haven’t been in a recession for many years now
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  91. Still waiting since it was forecast in 2014.
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  92.  @Aikynbreusov  use personal economy……. Then things are extremely good right now.
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  93.  @Aikynbreusov  I have and they don’t show it.
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  94.  @Aikynbreusov  pretty busy here with new businesses being built and and is busy.
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  95.  @Aikynbreusov  no we make close to $110K working class household.
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  96.  Jim Brauski  I work in HVAC. But I understand that you don’t like people that disagree about the “housing crash” or that we are in a recession for 14 years. Hell unemployment is extremely low with over 6-7 million people a month being hired.
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  97.  @Aikynbreusov  making that in GA and own a home and two cars saving about $2,000 every month. No debt but the house. Doing great on that income with a family of 4 and a mortgage of $730 a month.
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  98.  @Aikynbreusov  it is at all levels and in all sectors 6-7 million every month.
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  99.  Jim Brauski  I was asked to look at my own economy not the nation. The fact is unemployment is extremely low, layoffs are extremely low, there is 6-7 million people hired a month, it takes an average of 18 days to sell a house, and inventory is extremely low just to name some things. Things are great with me the economy is doing ok but it is not the best.
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  100. Sadly, he is an example of someone that doesn’t do math math
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  101. “Not an investment” LOL I can tell you have no clue about how owning a home is an investment and a very strong one. You are not the only one that doesn't know about investing.
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  102. Yes a fire sale like there was in 2014 where 28 million retired people were going to all sell there homes LOL
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  103. The those ended years ago.
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  104. You will be in luck as there won’t be a depression.
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  105. Well we have 11 million job openings
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  106.  @tonymccormac7865  good news there are millions of more jobs available. Remember 6-7 million a month is hired.
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  107. So most people say it is a bad time to buy a home? Why is the average time a home is on market 17 days? What are you going to do rent for an even higher rate?
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  108. LOL the labor market causing foreclosures….. don’t you know unemployment is extremely low? Don’t you know that 6-7 million a month is hired? Did you know that we have 11 million job openings? Foreclosures are at near record lows!!! They are not high at all!!! Interest rates are not causing the foreclosures……. Very few work more than one job!
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  109. LOL my property taxes are $1700 a year. Not an issue
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  110. It goes up and down. Not worried I will just keep investing and enjoy the home I bought before the massive crash of 2014 that caused a massive depression..
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  111. Incorrect.
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  112. Great news we are nowhere close to the number of layoffs in 2009
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  113. Inflation is at normal levels
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  114. However foreclosures are still below normal levels.
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  115.  @rathelmmc3194  the Covid programs ended years ago. They do have a lot of programs since 2008 to help people not lose their homes and most people leave the programs without a foreclosure.
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  116. So you’re angry that your home is worth more…… if Trump was president this would be the greatest housing market in 100,000 years.
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  117. Very easy.
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  118. But 33,000 foreclosures in one year is the highest in 90 years……… he said no one can afford the high 3% mortgage rate that is causing the foreclosures.
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  119. Well, if you want a job you can get one. 5-6 millionaire hired every month.
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  120.  @nitroneonicman  that is because they get a job
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  121. It actually is doing extremely well. Remember right now 6-7 million a month is hired!
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  122.  @Real_Tim_S  people were permitted to work. For the entire pandemic we had 6-7 million people hired a month. We also had 11 million job openings during that time. I remember people complained during 2008 that they couldn’t get a job yet 40% of them only looked for 1 hour a week. 65% looked for less than 15 hours a week! I have found in my 40 years of life people love to blame others for their problems and it doesn’t matter if they are democrats or republicans.
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  123.  @Real_Tim_S  that is 6-7 million a month from the BLS.
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  124.  @Real_Tim_S  this number is not with job losses or gained it is the number that is hired
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  125.  @Real_Tim_S  also people with multiple jobs has been flat.
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  126.  @Real_Tim_S  I don’t invest into the housing market. That is a lot of work to invest into that area. Stocks is a no lose choice to do. I don’t buy into this crash because most of the data says it isn’t happening.
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  127. Well he just said that 33,000 this year is the highest in American history
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