Comments by "Joe Swanson" (@joeswanson733) on "Silicon Valley Bank’s Collapse Explained" video.

  1. Banks borrow short and lend long. They often borrow, for example, by taking demand deposits, such as checking and savings deposits, which must be paid back whenever depositors ask for them. On the other hand, most of the money they lend out is tied up in long-term loans, such as mortgages. any bank that strays from this formula will fail.
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