Comments by "Joe Swanson" (@joeswanson733) on "Zac Rios" channel.

  1. Shop til you drop. But it's shocking someone making $480,000 a year still underwater....
    612
  2. posers... now that is a word i haven't heard in a long time
    63
  3. middle class should be from 75,000 to 120,000 a year. $53,000 is too low
    49
  4. i would say it's best you keep a joint account for limited funds. because let's be honest we know the wife has her own stash of money... the husband also needs to have a backup plan too.
    25
  5. you need to live frugally, invest wisely, and make more money over time for 40 years just to be able to think of retiring at age 65... let that sink in
    19
  6. don't post online because that is evidence they will use against you.
    14
  7. it's been changing for the last 30 years.
    12
  8. there are expenses now that didn't exist in the past at the same time have been baked into the mandatory expenses. expense creep
    11
  9. She better be making $40k a month
    11
  10. the last year of reliable cars is i think 2015.
    10
  11. There was a time when a Corolla level car monthly payment was like $300 a month.....
    8
  12. the scary thing is with how rampant social media is now im afraid there will be poor souls out there that will listen to this advice and basically wreck their lives.
    7
  13. Who knows what the job landscape will be for gen alpha gen beta and beyond.
    7
  14. inflation is a silent economic killer. price stability should be the most important thing any government should ensure.
    6
  15. basically fiscal responsibility and tightening belt but that would go against the us consumer driven economy model.
    5
  16. when you're use to a certain standard of living any dip in that standard is unacceptable. that's just how ti is. its like you got used to being rich and being told to go back to a midle class life style you would find that unbearable.
    4
  17. if not disappear the payouts compared to the current dollar vlaue of the future will be so debased that it might as well be pocket change.
    4
  18. ok so no one had it easy. never had never will. thats rough
    4
  19. For the cost involved it's a risk Many will have to take
    4
  20. Issue is even if it does exist by the 2050s and beyond the payouts vs dollar purchasing power will be making it useless. Like cool we still get $1200 checks ....when for example the utilities would cost $1200 by then
    4
  21. the near end of hte video where they talk about passion makes me cringe.
    4
  22. if you're in your 50s shouldn't you have a large enough nest egg that it should be able to hold you over?
    3
  23. again with the internet it has given people voices that in the past would definitely have not been given a platform to talk.
    3
  24. @Daveyjonesvi  what I mean is that it takes years for it to build up to critical mass
    3
  25. There was a study showing that back in the 2000s up to 2019 for every 10 listings 8 get hired but now of the 10 listings only 2 get hired
    3
  26. We'll keep seeing this if things are not affordable for the masses the commoners will advocate for state controlled economies. Its either you make life easy for people or they will want it one way or the other. Numbers always win
    3
  27. unless these people literally list their paychecks after tax and list out all their bills down to the penny which they don't than its suspect.
    2
  28. you can not use yourself as the gold standard. you have to always think of and factor in the weakest link in society a society is thriving when even the weakest link can survive without getting banged up too bad.
    2
  29. prices of real estate is essentially price baked in with 30 year mortgages lionshare of folks can not afford real estate if based on 15 year mortgages along with a large d ownpayment.
    2
  30. people were living too long and the financial markets were becoming way too volatile for companies to invest for the employees guaranteeing returns. pensions had to make average 7% return or they couldn't even pay out hte money. so if you guys want companies to have pensions... you better not live too long and the financial markets better be as stable as a rock. which neither case is gonna happen
    2
  31.  @dmsTorchwood  which would make me wonder why is the economy the way it is that makes it so hard to have any kind of retirement planning for employees
    2
  32. it's causing kids to be having their world view warped and skewed at the same time causing a lot of parents to have inadequacies feelings. this is not good.
    2
  33. i read that people have gotten into financial pickles for as long as there have been money but for sure when consumer goods were made more readily available for the masses so really in the last 100-200 years minimum we have had people getting into lots of financial pickles but due to lack of mass media it was definitely swept under the rug. you probably know someone in your life who made some questionable choices but obviously compared to the stuff we see online it's tame by comparison unless your social circle is huge and you really know some real F-ck ups.
    2
  34. Only available for some people...
    2
  35. yeah that's gonna be a tough one
    2
  36. This only became the norm in the us after ww2 with the nuclear family due to cheap large trac housing from 1946-1970 Housing prices crept up again to the point where multi generation household are a necessity again. Sadly
    2
  37.  @Momo_8k  logically your earning power should be related to your knowledge skills and demand for that. If those that have these in demand skills knowledge don't have the knowledge to make sound financial decisions than that would be like you having half of something
    2
  38. @goforbroke2  7 figures???
    2
  39. until they got robots that are totally semi or totally sentient AI ... if we are to change the dynamics of workplace with employers /employees world wide we would need something like the black plague again where you lose like 1/3 of the population minimum becuase that is one of the few times where employers had to be nice to employees because there was severe shortage of workers. that's what i read in history humans are basically all in or all out. either we have severe shortage of workers where employers hae to fight over each other to get your labor or a country would need to have global market monopoly where they have all the business where it's so much work they can just take it easy with the projects they want to do.
    2
  40. Need to save that money.
    2
  41. actually gen x were the ones that were really into the sub prime mortgage thing back in 2008
    2
  42. cell phone has pretty much replaced land line. with modern cars they're much more fuel efficient than manual transmission cars. also more durable too.
    2
  43. That's the thing....they weren't thinking
    2
  44. That better be net too people forget about income taxes
    2
  45. crazy thing is australia only has 26.64 million people for a country that is 2.98 million square miles. or 7.69 million square kilometers.
    2
  46. at this rate only africa will be affordable left.
    1
  47. investment firms will basically absorb all the properties and we'll truly be a nation of renters.
    1
  48. You are in the 1 percent. Congratulations
    1
  49. Why do you think Americans are up to their eyeballs in debt and one paycheck away from disaster
    1
  50.  @adventuresinrice  it is and it's not normal.
    1