Comments by "Comm0ut" (@Comm0ut) on "Vincent Chan" channel.

Your post was better than the video.
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Loans are the STUDENTS choice. I did not take any and have none to repay.
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@chrislastnam6822 That is a very good reason NOT TO LIVE THERE because living where you cannot effortlessly afford to live is childish foolery. I don't live in LA and if I did I would cash out and be gone like a rocket. Money enables freedom so money comes first. Sentiment is for the senile.
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@TheRealObama420 If possible go military (not the Army or USMC who are always misused in strategically pointless constabulary operations) and retire at twenty of hang for the pay bumps. I haven't felt a recession since 1981 and am retired debt free like many G.I.s who planned wisely. USAF has best quality of life by far. With your experience you should (study first anyway) smash the ASVAB in areas relevant to technology. People tend to get odd ideas about the armed forces so ask recent retirees. Guard and Reserve can be good deals too but retiring at 20 under the current blended system also allows you to invest in TSP. Full retirement is the rational goal of every career. In ancient times the first and only thing wise men considered was vesting retirement which is still quite doable in the armed forces and after civlian contracting you'll find the military easy and generally well organized. Full disability protection is a huge bonus. Then do the smart thing and use the education benefits (looks good for promotions since most troops are too slack to compete).
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@andreaslind6338 I knew that generation (they were my parents etc) and in fact they did not. The baby boom success of the US was due to geography and being on the winning side of WWII (enormously aided by geography). The other Allies were bled to exhaustion by 1945 with gutted economies and millions of working-age males dead and many more wounded. Europe was in ruins and the UK economy drained so badly the empire it exploited was able to break free, finishing it off. WWII was the best thing to ever happen to the US economy (besides geography!). US society was however drastically smaller and it wasn't the average boomer who wanted unlimited immigration to permanently undercut the low end of the job market. Those choices were made by Wall Street and the governments banksters owned and still do So is the transfer of wealth to corporations by methods beyond comprehension of the average moron. The banker class and rich elites did it all and towards those oppressors your attention should focus because they'll rob us all blind while they draw breath.
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They had their whole lives to leave that city. Cities are purely bad so I don't live in one and that enabled me to retire at 47. Unless you are wealthy there is little reason to want to live in a city, and no reason for anyone to be in a city that's been going down hill for decades. Most people are silly, the worst self-betrayal a person can choose.
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@chrislastnam6822 So DO NOT LIVE THERE. I don't and the reason I don't live in an expensive hood is so I can have more property for lower taxes and less money. Cities are bad and wanting to live in one (unless you're rich) is usually foolish. Because I do not live in LA or NYC etc I own my home and low taxes mean I can keep it.
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@jt1559 The whole point even then was to buy a house then when the area got expensive sell the house, take the money and run. If you're old and you chose to live in an expensive area then cash out the house and enjoy a better life in an affordable area.
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@chrislastnam6822 So DO NOT LIVE THERE or pretend you need to stay there. This is not hard. I don't live in LA proving no one else needs either. These childish comparisons by people who made awful life choices like living in CA after it turned bad are nauseating. I left the NY metro area for tax, crime and crowding reasons far less annoying than those plaguing LA because I'm too smart to be a chump. Rich hoods are for the rich so I leave them to their fun. That's a major part of why I could fully retire at 47 on paid off property with very low overhead.
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@miahconnell23 Wise people locate where property tax is trivial. The economy changes over time and good times are for preparing for bad times.
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I suggest if it's popular you question and usually reject it. Intelligence is neuro-divergent. I grew up in relative luxury, saw it was pointless and chose freedom instead. Consumer goods own their owners too.
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@MrJack1992 How about VOTING TO EXCLUDE YOUR COMPETITION? Economics is war, you only have YOUR country and if you vote for people who give it away (under false ideological pretenses) because big business wants more serfs, you get screwed. That in no way makes your competition bad people, but if you don't act with utter ruthlessness you will lose as in the rest of human history.
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@MrJack1992 Then leave Austin or the Bay. It's a big world. When everyone who lacks imagination mobs those locations their individual odds of success tank. As for mass immigration you can vote to halt it completely and to take your birthright back by force. You owe no one but your own a damn thing.
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@ColdBaltBlue That they exist however IS a problem. No people, no problem. The only reason to have a country or property of any sort is CONTROL. Choose, control or poverty.
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The Midwest has some great deals but don't brag on it or it will get invaded. My relatives love it.
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Option for some that worked for me, buy a very small home and renovate it yourself slowly over time (when you have shelter esthetics are irrelevant) but buy the largest rural or semi-rural lot you can score and they are still out there. A rough looking home exterior weeds out the competition.
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Person 3: Enlists at 21 because partying got boring. ETS 26 years later, paid off everything thanks to choosing low COL area and became job-optional immediately then fully retired at fifty. Only net about 60K but half that is disposable thanks to a life of effective thrift. I have many Person 1s as friends and they're loving life too.
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My father self-funded and never had a pension yet retired well off because he chose to learn finance then worked as a management consultant (he didn't like working for other people). He left his expensive home by cashing out then moving to Virginia.
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@lisabryant5424 There is never a universal solution but individuals (you are one) can choose not to follow the herd. There are many ways to retire available, notably the armed forces, government jobs, law enforcement, Merchant Marine (a gem most people don't know exists) etc. Real people do these real jobs and really retire. Why aren't you?
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@Mamba-Kush Ignorance is a choice. Every resource for a classical education (the kind that makes one able to navigate the world) is basically free. Choosing popular entertainment over self-improvement is a choice. I almost never read or watch fiction and consider it a waste of time because reality has far more useful info.
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NEGATIVE. Community college trades education pays off especially because most students got dumped there so the motivated ones crush it! Take HVAC. It cannot be outsourced, required equipment fits in a truck or van (which need not be new) and there is constant demand in a warming world. My ex-conbro (got popped for weed and did a dime) makes enough to have paid off his home and collect motorcycles but only does commercial accounts (stores can't afford to lose stock). My fellow machining students are doing nicely working for companies like Becton-Dickenson (I took the class for fun else I'd join them). Mechatronics students have it easy because math and minimal programming filters the stupid. I've never met a decent auto mechanic who didn't have more side work than they could do in a lifetime (though I prefer aviation). Trades can be awesome and the stuff you learn can make you a DIY beast. Community college is basically free via financial aid, Pell grants etc.
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Many boomers grew up dirt poor in rural areas and stayed that way for decades. The US isn't all NYC and Frisco.
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This Boomer who is comfortably retired agrees with your post. Those who want fun cars should (and back in the day were expected to) learn to wrench and get good. I would never buy a new car though I could buy one for cash. Debt is slavery.
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@attitune No one needs a NEW car. No one needs an expensive vehicle. Choosing to be mechanically helpless then buying toys instead of utilitarian tool vehicles is a common boomer mistake. I buy used vehicles then keep them for at least twenty years. So do the wise farmers etc I learned from.
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@tomlxyz Realism is pragmatic and in no way deprives anyone of ability to advocate for better, but realism also admits most other humans are unintelligent fools so it will remain everyone for themself of necessity.
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@obi-juantacobi8552 Relatively few were in GWOT though it seems otherwise, and those who came back intact had the edge of military self-discipline and personal accomplishment (I retired from the AF in 2007) plus the educational bennies. I saw the same dry dives (we immediately stood down from exercise then loaded lives awaiting orders which turned into 12-hr shifts watching TV with nothing to launch) and frankly I didn't waste time emoting over it because that is not productive. It's just history except for the people actually on-scene. No lessons will be learned from that either because most of the public are morons who elect morons like themselves. (That's also why military reform is glacially slow...) Having lived through other temporary national emotional displays (nothing was learnt from Viet Nam which is why the strategic mistake of nation-building was tried twice) now forgotten except by participants I did approach 9/11 with some perspective though. Everyone who DIDN'T serve in any era pretty much did have a normal childhood and their Youtube comments on contemporary songs so demonstrate. It's like the hippies nostalgic for the Sixties because they spent them partying instead of humping through triple canopy. I expect fellow veterans to be MUCH more capable than those who never served and most I've met are, just like the generations of WWII, Korea and Nam vets who were still in the work force when I was young. Childhood is overrated and too long breeds weakness.
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Similar here. People hear about Michigan and think of Detroit but my wise relatives bolted and leave on their farm near Harrieta (and love it). I chose the southeast because I'm a motorcyclist and hate snow but similar game plan.
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@zackeryhardy9504 Don't live in Cali and avoid Cali problems. I don't need to live there and neither does anyone else because money is freedom not location (I escaped the NY metro area instead). Expensive area destroy disposable income. The US is a mobile society so do the necessary and be ruthless to yourself in getting ahead. Learn to wrench and it doesn't take long to drown in cars if you have the space. If you're a trucker you can locate anywhere or even hang OTR for years and stack money (my truckerbros do, I'm a lifelong mechanic with no interest in driving). If you have a CDL and become a mechanic or heavy equipment operator that opens many doors.
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Entertainment expenses are PURELY DISCRETIONARY. Reading is extremely cheap or free. Cheap cell phones work fine as do used flagships as does buying a flagship then keeping it many years. No one needs a new fast PC unless they actually make money with it, while adequate PCs today are often dumpster bait or found at yard sales for next to nothing. No one needs more than the internet for entertainment and sufficient internet access can be cheap including hotspotting to avoid separate internet. Techies know we don't need to pay for content and there is zero excuse for anyone under 50 not being tech literate except utter sloth.
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@emilyfeagin2673 New cars are usually a foolish purchase and if I were given one free and clear I'd instantly sell it. I could buy a new vehicle today for cash but would (rightly because I'm a mechanic) feel idiotic wasting the money.
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@ericHHII They are conformists and old. They will come for nothing of the sort.
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@michaelchristophergutierre7244 May we have a source for your claim that one of two live in poverty? Many fail to save but most people aren't intelligent and did that to themselves.
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Solution, don't have kids. ALL that is, is just hormones talking. Self and wife preferred prosperity to inflicting the hideous misery of life (most of life is pain or drudgery) on an innocent being. No regrets
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Married life without snot monsters is even more awesome. Dual income, no kids here and wouldn't change a thing. The only reason to have crotch fruit is sadistic vanity because inflicting life is utterly cruel. Humans breed thanks to hormones, that is all.
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I chose NOT to "ascend" housewise because spending too much on a cost center just ensures your wallet will sufer. I bought cheap old homes on cheap property then renovated them. Keep it SMALL then own it ALL. To succeed, copy success and be willing to move anywhere and do anything during your short working life. Plan everything.
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@judylandry302 Your insurance company is boning you. I'm 65 and have a fleet (I rebuild classic motorcycles for fun) and own three (paid off decades ago and bought used) trucks.
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