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Comm0ut
Michael Bordenaro
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Comments by "Comm0ut" (@Comm0ut) on "Credit Scores SUDDENLY PLUMMET BY 200 POINTS!" video.
College is easily accessible via community colleges but the decline of primary education (due to neglect by local school boards) ensured many HS graduates are not equipped to choose wisely. As for credit, low end (the only kind anyone not wealthy should consider if they want to pay it off before retiring) homes are often sold FSBO which is a great deal for the owner (they get the interest and have the property should the buyer default) and for wise buyers. I bought my first home with no credit check there being no reason for the seller to care, and with it being invisible to credit checks I bought my second home conventionally. Still own both, long paid off due to buying away from where the herd goes. (Growth is bad for people who buy homes to live in as opposed to flip later.) IMO a major problem is people follow the herd, buy too much house (or car, boat, SUV etc) and bury themselves.
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