Comments by "iloveyouamberappel" (@iloveyouamberappel) on "Why it’s hard for Americans to retire" video.

Flaw 1: "Half of workers don't have a way to save for retirement." Yes they do. They just have to manage it themselves. Flaw 2: Read and inform yourself. It is your responsibility. Flaw 3: "leakage". Again this goes along with informing yourself and sticking to the plan. Make money, live within you means, and consistently save. That is the lesson .
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@noneplayercharacter729 I have been poor. I have friends that have been poor. I don't dispute it takes a lot of hard work and sacrifice to get out of it. If I am being fully transparent when my wife and I moved out together we shared a cell phone, had no internet(except neighbours wifi that only worked on the stairs), never ate out or went out for coffee, and never bought new clothes. As we started working more, growing skills, and getting better jobs we slowly increased are spending. Everything is a choice and effort really does pay off. sidenote: my wife's cell phone was made in 2016(iphone se) People make fun of her when they see it. They say "that's old, you should get a new one". If you have bought a new cell phone in the last 5 years... you are not doing it right.
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