Comments by "Generic Developer" (@genericdeveloper3966) on "Why it’s hard for Americans to retire" video.

  1. Bro I was saving when I was making $30K just a five years ago in Arizona. Started investing then and lived below my means. I've kept the same habits now that I'm earning more and able to save well.
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  2. Also the reason there is a "huge gap" between what people should have and do have is that everyone relies on government entitlements (social security and medicare). That's baked into everyone's calculations (if they even do calculations).
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  3. That's the thing no one is guaranteed to maintain "current living standards" that you have while working fulltime. You get old, you go out less, you eat less, you buy less toys and live a simpler life. That's retirement.
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