Comments by "Generic Developer" (@genericdeveloper3966) on "What Credit Card Companies Don’t Tell You" video.

  1. I disagree on the first "myth". When I pay off my balance completely my credit score goes down
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  2.  David  When you check your credit (I use Experian) does it provide you a utilization rate? Is it more than zero?
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  3.  David  Aha. When mine went down to 0% the score dropped. What I have to do it either buy something immediately after the auto pay (if paid in full) or just pay manually down to a small amount. I still don't pay interest, I guess there is a grace period.
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