Youtube comments of worn down (@worndown8280).

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  30. I use to live in California. I left in 2021. In 2014 I broke my back at work and 6 months later my wife left me. She tried to take my house, my sons, and everything that I worked for. She failed. I kept everything except her car and half our possessions. I cut her a check for 50% of the equity of our home at the time, that was a 20k check to her. I told her lawyer she need to agree to this or I would split everything, literally in half. My ex wife new me, and knew I would. So she agreed. After the Camp Fire my family at large lost everything and most moved in with me. I told them we were leaving the state and headed, to Tennessee. One of the only two states that met the majority of my 10 points. It beat out Idaho by one because it had water. I dont live to far from Joker and I have to say its beautiful. Its what California claimed to be. At the local high school my kids take robotics classes from a professor at UT and have choices of 6 different languages to learn. The only downside is housing prices are exploding for locals. When I checked the moving truck in at the local Penske truck rental place I was met with a Tennessee local who was a manager, a woman who left upstate New York and a black man who fled the insanity of what was going on in Minnesota. This place is literally what the left had cried they wanted for generations. Its just conservative. The locals are scared that outsiders will change things, but every outsider I have met has been conservatives or libertarian. Leftists and progressives dont seem to last long.
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  124. With your point on wokeness in gaming (and media at large) I think there has to something taken into consideration, the cost of money. Games, advertisements, television shows and movies are all made via banking. Every game studio, marketing firm, TV channel and movie studio gets loans from a bank to make a product. Go back two years. What are the interest rates? Fed rate is 0. 25%. That means a lot of these things were being made at near free money. This goes back to 2008. So for this entire period you see a slow boil that steadily increases right up to 2020 where things go nuclear. Why? The lock downs. This was used as a thing to distract attention. But the true believers dont understand that they were once again just useful idiots to further a more central cause. But now that make in the woke group are turning to bite the hands that fed them and the costs of feeding them, via interest rates has gone up, they are no longer a useful and expedient tool. They will be cast aside and ridiculed, the the anarchist left, until the next time they are needed for some societal anarchy to push whatever new agenda is needed to "progress". But those games you were talking about that went woke and did ok, well they were all panned by gamers. None of them did as good as their predecessors. And thats why you are seeing studio after studio closing. So far in the last few months gaming studios around the US and Canada have fire close to 10k people. The truth is the gaming industry cannot afford to be woke anymore. It was always a luxury pushed by Blackrock, Vanguard and State Street.
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  159.  @BaldorfBreakdowns  The stats people are citing you are from a study that found and massive disparity of the number of males vs the number of females who are having sex in younger demographic cohorts. And it is massive. Womens numbers are steadily rising while mens have crashed more than 50 percent. That basicly women are having more sex, with fewer men. Now I dont think its as extreme as most say it is, "10 percent of men sleeping with 80 percent of women", but I think some may be conflating the studies and also surveys taken by women on dating websites that show that women find 80 percent of men non dateable. If they wont even date them will they even consider them for a sex partner, probably not no? Multiple studies show this including one by Dr. Peter Ueda, a postdoctoral researcher at the Karolinska Institutet in Stockholm, Sweden, the U.S. General Social Survey up until 2018. Meanwhile sex at middle age has utterly collapse. Single men and women, which there are more than ever due to divorce, are no longer mingling. And these stats are all up to 2018, so cant blame the coof. If you would like more studies, I would be more than happy to tell you them. I totally understand why so many people would be uncomfortable with this data and the evidence it shows. Its damaging to both sides, for different reasons and will effect both men and women in completely different ways. I mean most people dont even see the demographic collapse thats about to happen. People dont understand whats coming.
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  267. There are two types of married women. Those who got who they wanted and those who settled. The former is happy and a builder of society along side their mate. The latter is a destructive typhoon of unhappiness that ends with the modern Karen. Both are married, but they are not the same. As far as fertility rates go, I really think more needs to be looked at at who are having children. The studies in Japan show that the women who do have children almost all have numbers at or above replacement rate for their families. But there is a large and growing segment of women who have none. The question is why? Another poster stated that it was because men cannot out compete men in the work force when there are prejudicial hiring standards for women. There simply arent enough "good" men to go around. But any attempt to address this will be seen as misogyny because these types of things are now seen as rights. What do you do to a population that thinks the things that are killing it are good? I am pretty sure that is where we are at. Then dump other things like inflation caused by government overspending and laws that favor the elderly over the young and you have the modern west. There was a guy a long time ago who said something that seemed comically simplistic, "The UN states that empowering women is the best way to lower the fertility rate. Everywhere it has been done the fertility rate is down and down hard. Now they are wondering how to raise it. I dont know, its a Scooby-Doo mystery?" The answer is staring us in the face but we dont like it. And thats fine. Its not like this hasn't happened before. And those societies and people who are to cowardly to address issues head on deserve the ash heap of history.
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  306. As someone who use to work of Kaiser, there is a fundamental misunderstanding by you all on how it operates. Its a three teared system. Hospitals, Clinics and Pharmacy and then the Insurance. The latter two are for profit. The hospital is not for profit. Before the AC Kaiser would use massive amounts of charity care as a tax shelter for all the profits its two other groups made. All the physicians are owners in it. There is no negotiating. The physicians dont even need to pay for their office staff. Kaiser does. Kaiser is a good system because all the treatment is in house and its already paid for. Its why Kaiser has such a low refusal rate. And most of the refusals are for non Kaiser members who want treatment there. Kaiser built its system for its members, not the general public. One of the reasons costs have increased is the State of California forcing health care providers to take Medicaid patients. The State only pays 11 cents on the dollar for treatment, (this is back in 2019) and thats assuming you did everything right. Other wise the payment request is just ignored buy the state. Then there is the annual licensing requirements for Medicare. Again in 2019 licensing for an inpatient bed on just the Medical/Surgical (non telemetry) was over 100k a year. People have no idea how much government sucks out of healthcare. That said, the profits on things like drugs are stupefying. But again, thats the governments fault. Its against the law for pharmacists to even tell patients that they could get a Rx cheaper just by paying cash. Add to it the effects of the ACA limiting charity care right offs and you have exploding costs. It was easy to see this was going to happen. In the case of United Health Care, they have publicly traded stock. And the stock price is going to be defended to the death. Personally I blame the businesses who buy insurance coverage from them. You get what you pay for and you get what you tolerate.
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  514. Adam and Eve is borrowed from the Sumerian Eridu Genesis. The Torah reorders things. The first humans were eternal. The first humans helped the Sumerian gods. But they reproduced endlessly and were so noisy that the highest god, Enlil, cant sleep and requires his brother, Enki (the god of water, wisdom, and choas), to wipe the Earth clean so he could rest. Enki knowing his brother was rash and would later regret his choice took steps. Enki tells a righteous man, Utnapishtim, to build an ark, we literally have the clay tablets that have the lengths of materials needed to build it, to contain the animals so that when Enki sends the flood the animals will be saved. Utnapishtim is eternal. He does not die. But he boards the ark alone. The last survivor of the old men. He later appears in the Epic of Gilgamesh. After the flood Enlil is upset and regretted his decision. While he is lamenting his decision, Enki gets together with two other Sumerian gods, this is where Genesis 1:26 comes from. The goddess envolved is named Nintu, which means rib in Sumerian and Enki keeps them in his garden. Eventually it gets back to Enlil that Enki has created more humans. Enlil enraged comes to Enki's home and demands Enki destroy the humans. Enki tells Enlil not to worry. These humans do not live forever. They get sick, they die for like no reason at all. Enlil demands Enki cast them out of his garden. And Enki and Inanna gives Adam and Eve gift as they part. One of those gifts is a fruit of knowledge, but there were many more. And as the two humans leave the garden Enlil forces Enki to prostrate himself before the other Sumerian gods. Enki, the savior of the animals of the Earth. The creator of humans, is the snake in the Garden in the Torah. Enki's sigil is the caduceus. He also appears in other parts of the Bible. He is the cause of the Tower of Babel incident.
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  578. @S. Well for one regulation. I am not sure but coding laws in the US are insane. That creates a supply bottleneck, which creates cost increases. Add city planning to the mix, were certain land is approved for certain types of buildings, leads to a bottleneck, which creates price increase. Take the price of wood. And I am not trying to turn this political, but the Biden Admin levied a doubling of the import tariff on importing of Canadian lumber into the US, this raised the price of lumber. Canada being pissed by this, decreased its output of lumber reducing total board feet. So increased tariffs and lower supply, thats right lumber prices quadrupled per board foot. This raised the price of construction of the average US home by 40k. Would you want to live in a 1960s home? Worse wiring, no dishwasher, no washer and dryer maybe, so technologically have to spend more to bring it up to what is acceptable now. Increases the cost of a home. But there is a bright end of the tunnel. And I know you live in Britain, but I am not at all familiar with your housing markets but I am familiar with your demographics map. So in the US, right now we have 2.8 people for every domicile. After the boomers pass, that will drop down to 2.2 to 2.3. Thats massive. Many places in Europe will see larger drops. You will have massive amounts of empty housing. Which will cause what up until the probably 1960s, when the boomers showed up, for residential housing to return to what it almost always was, a depreciation asset. Meaning its will become cheaper the older it gets, like a car. So if you do have kids, know your child or children will have it easier in that regard. You are already seeing this in Korea and Japan. The demand curve is changing. And if Britain and other western nations stop bringing in foreigners it will collapse markets. And that usually causes governmental change. Also your mortgage laws dont help. The fact that you cant get a pre negotiated rate for an entire term of the mortgage shocked me. I still dont understand how you can sign a mortgage and have it periodically update by the bank. That sounds absolutely predatory and seems designed to keep people renting. So I get that the US and British housing markets are totally comparable.
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  926. @S. Its a matter of choice not fault. It doesnt have to be a pejorative. But every choice has a consequence. If a woman wants a man her own age, she will be hard pressed to find one who has made his way in the world. Not only do young men have to compete with other men, they now are forced to compete with women as well. So she may look to one in his 30s or early 40s, will most women your age do that? No, its to stigmatizing. Well thats a choice. These are all unintended consequences to choices. But they are still consequences. When women want kids enough, they will stay home and take care of their own and maybe take care of their neighbors as well. Earn a little coin doing it too. But that would require a change in lifestyle no? Again, its not blame, its not good or bad, its just choices. And every choice, has a consequence. How you view that consequence is up to individual interpretation. And you dont need as much money as you think. But you want that much because you like those things. When you want kids more than you want those things, you might compromise on it. Until then, again, its a choice that has a consequence. I lived in California until last year. Arguably more expensive than Britain. I got married, had 3 sons, and bought 4 different houses. I did it on an income that maxed out at $65k, thats roughly 48.5k pounds. I just want to say I dont blame young people, most are utterly ignorant of basic economic principles because they have never been taught them. If they did they would burn down their respective governments. And lets be honest, most women have been so utterly brainwashed that most dont even think of getting married until maybe 28 and having a kid or maybe two once they are in their early 30s. I dont mean to sound insulting but its stunning how talking to younger women they all parrot the same thing. Yes I am also aware of how utterly stupid a man in his 20s is. I was one several decades ago. But men have the luxury of something women do not, time.
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  1015. @S. You are joking arent you? Family planning was always a thing. People typically didnt have more kids in the US than they could care for. There is this view that men didnt care what happen to their wives. That they were just baby machines to their husbands. As a man I find this laughable. In the US in 1800 the average family had 7 children, half statistically would die. By 1900 the average family had 3.5. What changed? In both cases family size was stable. Ill admit I dont know late 19th and early 20th century British domestic history, but was it really so different there? You are right on the economics though. But and I want to say I cant cover everything in a post because who will read it, A lot of the expense is coming from political policies used to buy votes. A policy, like lets say rent vouchers for the poor, sound like a good thing. But then there is more money and more competition for rental spaces and so guess what happens to prices, they go up. Same when people do it for food. the same with health care. And soon people see it as a right and anyone who comes and says hey I know these policies seem good, but they are causing all these unintended consequences. And they are very quickly called every name in the book and they learn quickly that no one will listen to them. I mean you have done it to me several times. You even think I dont care, when in fact I do. Most of the economic issues of today exist because of the added economic value the last 4 generations have had. If you want to fix it you need to remove those programs. But people dont want to because its their turn to get the free stuff. Its like the doctor who wants to treat a patient but has to cause them a pain. Bitter medicine that the patient does not want to swallow. In the end thats a choice. But when a leg turns black or you get sepsis and die, thats not the doctors fault. its the fault of the patient who refused treatment. Who is blaming 20 year old women for a 100% of what? I am not even following you on that. Can you explain that a bit more please?
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  1361.  @Coffeendonuts  So respectfully, I'll answer, but from your post you are either so disconnected from the average American or have a fundamental misunderstanding of basic economics. Which is why I am saying respectfully, I am not trying to be insulting. You dont understand the crippling effects of inflation. So that fuel increase which is insignificant to you, is roughly 140 a month difference. So maybe that is insignificant to you, but what about the people barely getting by. So they cut back other places. How much has your food bill gone up? If you are normal American, in 2020 the average household spent almost $7800.00 a year on food. Add the 20% price increase to food this year and... thats an annual increase of $130 bucks. So now we add 140+130 and ones discretionary income has dropped by 270 dollars per year. Shall we talk about rents or home prices? Those are up what 20% too? So people cut and cut and cut and soon then are only spending on what they must. But even then inflation doesnt let go. And then employers have to start laying people off. Mcdonalds lays off or automates, wait they already have. All the costs of their food inputs increase, so they raise prices and people go less often, leading to a death spiral in the business. This happens in all businesses with inflation and recession. Its my stagflation is so dangerous. And only one thing fixes stagflation, interest rates as high as the inflation to squeeze all the excess money out of the system that is causing the inflation. Whats that do to home prices? Its not just oh no a recession house prices fall, its the whole economy. And since the 2008 crash we havent addressed the fundamental issues. Because to do so would cause most people to have to lower their standard of living.
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  1426. You left out the most important thing, scale. Air planes dont work without economies of scale, steam ships dont work without economies of scale, trains dont work without economies of scale. Our modern farming and massive costs, dont work, without scale. Going out into the Siberian tundra to drill oil wells, doesnt make sense without economies of scale. Scale matters. And for all of human history, The economies of scale has been absolute. Population was ever increasing, need was ever more. So, what happened, people had to be inventive. But what happens when that isnt the case? What happens when the population, as it is right now, begins a long steady decline. All of a sudden those vast investments dont make sense anymore. When the hope of return, instead of growing over the years, becomes less and less? Currently only 12 nations have population fertility rates significantly about 2.1, 10 of them are in sub saharan africa in nations that lack any infrastructure and are politically unstable. People think places like Japan are the future, they are wrong. Japan is the first nation to automate due to its rapidly aging population. But they did that offshoring all their work to nations with less aged populations in south east asia, primarily, that they could pay small wages to, in comparison to at home.. Well there are none of those places left. No other nation will be able to replicate that. And so as populations age, there will be more shortages, and yet, automation wont make sense since the rate of return on the massive investment will not be there. Until women decide to have more children, and those reasons are to complex to go into right now, this will not change. And even if it does, it will take at least 60 years to reverse trends.
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  1514.  @alexandrabellerose3550  I retired at 45.I dont have millions. I live a small quiet rural life with my sons. Convinced my brother and my elderly mom to move here too. I have acres I farm with animals enough for all of us to eat and a little to sell to neighbors. My brother works a local job for have the wage he got from where he came and at the end of the month he has 3 times the money left over after bill. My mother, being elderly gets SSI, which will be cut 20 odd percent in 2033. This farm is my retirement plan. Family. Even if I dont get a cent from SSI. I have my own investments and the pittance the VA as well, as three pensions from companies I have worked for. But take all that away, and i can still farm. And we might be poor, but we will be fine. Individuals will not be able to navigate whats coming. Families will. Unfortunately many families lack the social cohesion to be functional. Get your family together, go find some cheap farm land and learn about it. Make it a fall back point. Just make sure is more than a 3 days walk from any major city. If your family is non functional find a friend whose family is and try to hang on to them. But if something like this happens the economy will fall apart and be rebuilt in local communities established more on trust and a mans word. It wont be some asshole at a nameless back you are fucking over if you dont pay what you own, it could be the family of the boy your daughter wants to marry. That changes how people act. But most of all, people are going to have to start living smaller again. And the little things that most people ignore today will be the very things that carry them through hardships.
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  1724. This idea that prices wont come down is an odd one. We have had a historic one time event when demand peaked (demographically), money was artificially cheap (All time low fed rate) and supply was cut (Covid). And all three things happened almost overnight. 2020 saw peak demand for housing, yea it was the peak as the largest part of the Millennial cohort entered the family creation phase. Going forward its going to be less and less and less every year for at least the next 25 years. Even then it probably will still decline. And for every two Boomers who die there will only be one Zoomer to take their place. This kind of thing happened already in Japan. Now they are giving away free homes there. Korea, China and most of Europe are having property crashes as we speak. This is what happens when you dont have enough babies over 50 years, demand dies. The cheap supply of money is gone and its not coming back. People need to stop thinking it will talking about a fed pivot. And the whole "there isnt enough inventory" thing, well again, people dont understand how homes get priced. New construction sets prices. And right now they are cutting prices because they have bills to pay and they are sitting on 8 plus months of homes that need to be sold. Add to the fact that to sell them they have to do rate buy downs, in a year or two when they adjust, many of these people are probably going to lose their homes just like in 2008 with ARMs. This says nothing of the highest building rates of housing since the early 1970s to cope with the income boomer cohort. And add to it 15 million empty homes already existing but not being sold. We probably already have a housing glut. Market psychology just hasnt changed yet.
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  2046. I have never had a hard time dating. face wise I am not attractive. I am tall, 6'7" but from women's preferences thats similar to being 5'10", im to tall. But I am 48 and am in decent shape and independently unemployed, I tend to date women around the age of 30. Its insanely easy to talk to a woman. Most are starved for a kind word or even a genuine smile. But I think one of the bigger things is that so many people, both men and women, are undatable today. Right off the top, 70% of people in the US are either overweight or obese. Right there those folks are disqualified. But those same 70% will want someone who is "perfect" without understanding their shortcomings or more importantly, improving themselves. Then you add things like politics, religion or lack there of, and simple physical attraction, pretty soon you find you are hunting for the 1%. But what really stuns me, is even at the age of 30, most women arent looking to get married. They arent dating seriously, they are still in fun mode. That is really what has changed. Ill ask them, do you want a family or get married and they all parrot the same thing, im still young. I am happy and having fun. I still dont know what I want yet. These same womens great grandmothers knew what they wanted when they were 18. I think we have infantilized a lot of people. The are adults in body only. They think they can have healthy children well into their 40s with no threat to their physical health. And these are supposedly college educated and smart women.
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  2063.  @babyamyxo-o6c  The red pill, in theory, at least in its original form, was a reaction to laws being unjust, which was basically the mens right movement (which was an abject failure) as well as a total rejection of 4th wave feminism. Not that 4th wave feminism was bad, but that it was just factually incorrect. 4th wave feminism just teaches women to fear men. Things like we live in a rape culture, the current view of patriarchy, that helps no one navigate their world and often actually impedes women as we can see today. That fear of course will turn to hate and resentment. Thats not good for anyone, men or women. But how does it benefit women? It makes men better. Feminism has been a failure, at least the 4th wave variant and I would argue 3rd wave as well, at least when it comes to womens happiness and life fulfillment. Its also made men objectively worse, which is bad for women too. The red pill is really the only thing pushing back against it. And I think its why you see the bifurcation in young men and women politically to the extent you do today. But as it has gone main stream I think a lot of grifters have come into the space and really muddied the waters, ironically these people tend to be both men and women. But the same message is there. The red pill isnt a lifestyle. Its something you endure to grow, become better, preferably heal from past traumas, and then move on in life with the knowledge that allows you to be a better man. But those men are the silent ones. Folks just hear the ones in the rage. And they can be very very loud. Sorry for the tome.
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  2856.  @KennTollens  Price is still increasing because the boomers are still in the early stages of their die off. But as they pick up the pace, demand will plummet and supply will rise, from houses to food, IF production stays steady. But it wont. Production already maxed out in 2018-2019. The question will be if demand declines faster than production. If it does, then you will see real price decline. But again, as deflation hits, the debt burden weighs more and, more importantly, its on fewer shoulders. Then comes the time to decide, do we (whatever group we is) keep paying or do we default. Both options cripple. Default hurts more at the beginning, but allows a society to rebuild faster. But people and corporations always want welfare. So it will be the last thing to happen. And that means their will be another lost generation, just as Japan has had. But this time its world wide. In regards to asking why dont we just go ape crazy with debt, we have over the last 3 years. Its destroyed our markets. Its caused inflation and now the fall will be from a higher height, making the impact worse. No one is buying the debt. So the Fed has to. Pretty soon there will be no more money in the system, so you make more causing even more inflation. Then you end up like Zimbabwe. The difference between a billion and a trillion is a lot. When I was born a Coke cost 25 cents and a house averaged 20k. Thats the difference between a billion and a trillion and the higher it goes the more it increases. And what few seem to understand, that people who have investments love inflation, it makes their wealth worth more to those that have none. And those people who have no investments are very quickly left in the dust as inflation eats them alive. I want to restate, I dont dislike your idea or want, but unfortunately those who came before you put you on a course with limited options. May I ask your age?
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  2857.  @KennTollens  No, things werent alright when we went off the gold standard. You have to go all the way back to the Bretton Woods agreement. We basically took over the British Empires financial responsibility for the world. The Petrodollar was created. This single act, where all oil transactions are paid for in US dollars, was a double edged sword. It made dollars valuable so print away and it wont show up because everyone everywhere in the world wants them. Even right now the dollar is strong, everyone everywhere still wants dollars. We also agreed to open our markets to the world so that they would A0 stop killing each other and B) join us in the fight against the Soviets should war break out. But this effectively eroded our nations industrial capacity in the long run. Part of this agreement was protecting the ocean shipping lanes. Under the Trump admin we finally started rolling that back by basically telling India the India ocean is yours. we arent policing it. We cant afford to anymore. As far as rich people being mad for a financial reset, again no not really. Most people think rich folks have vaults of money that they swim in like scrooge McDuck. They dont. Rich people have assets. Currency is just a tool to leverage to gain wealth. Your dollars in your wallet are actually debt. Our nation does its best to keep normal people ignorant about these things. No, if there was a monetary reset anyone who had a mortgage or a car note would be hardest hit. Most "Rich" folks dont have those. If they have debt, they can liquidate some assets to pay off any debts that they did owe before any reset occurred. The end result would be people having to live according to their means. Which if we did in the first place, none of this would have happened. But the root cause of all this is universal suffrage. To people today voting is a right. But voting, throughout history was never a right, it was a responsibility. A responsibility granted to only those who were independent and personally responsible. How many Americans are actually independent today? How many people pay more in, than they take out? Few, probably less than 20%. Thats where we need to fix things. Because if everyone can vote the irresponsible will just out vote the responsible. And we will be right back in this situation. Well thats how i see things anyways.
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  2980. You didnt even discuss the main problem with a declining population that will destroy nations and kill millions, maybe even billions of people, national debt. As nations become less able to generate tax revenue due to fewer workers and needing to support more people on their social services, more debt will need to be taken out. But there will come a point where that debt can no longer be serviced and then a default happens. Take a nation like Japan. Zero natural resources. Overnight, after a default, with no one willing to sell them anything on debt, they slip back into a pre industrial world. All their national social systems shut down. No more hospitals no more trains. Everything stops. No more pension checks from the State. This means the economy of that nation wont even be able to function either. This will happen to other nations as their debt piles up. And very quickly global trade will collapse. Only a few modern nations will survive. Those who have the resources to make a modern nation run. This will even hit the "developing world". Imagine a nation like Egypt where they need to import almost 90% of their calories can no longer get those calories because state funded grain farmers stop getting funds to farm. Most of sub Saharan Africa will implode as well. The bright side of this, if you can call it that, is that this will self correct. As national social programs break the thing that got humanity to modernity will kick back in as a survival mechanism, the multigenerational family. Most modern ideals, will simply die because survival will take precedence.
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