Comments by "Fumble_ Brewski" (@fumble_brewski5410) on "Biden Trolls Americans Over Healthcare" video.

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  3. Germany has long had the most restriction-free and consumer-oriented healthcare system in Europe. Patients are allowed to seek almost any type of care they wish whenever they want it. The German system is a multi-payer healthcare system (NOTE: not a single-payer system like U.S. MediCare, or the NHS in the UK), paid for by a combination of statutory health insurance and private health insurance. As of 2009, health insurance is compulsory for the whole population in Germany, no exceptions. But German citizens are free to choose among a combination of public and/or private non-profit "sickness funds" at common rates for all members, and is paid for with joint employer-employee contributions. IOW, the employer and employee each pay 50% of the total premium(s). This is a far cry from the monstrosity system that Bernie Sanders is advocated, which would have bankrupted the USA in short order. The Netherlands and Switzerland have systems very similar to the American Affordable Care Act (ACA), in that health insurance is mandated (and strictly enforced) to all citizens, but insurance is not provided by the government. Citizens are free to purchase insurance through whatever company they choose. Just like the ACA, insurance premiums are partially funded through subsidies provided by the government (through taxes) so that policies are truly affordable for everyone. Then you have a system like Denmark's, which is your typical tax-funded state-run universal health care system. Denmark provides “free” health care to all residents, funded through taxes. But at what price? The Danish health care system is not cheap. According to OECD’s Health Data 2009, Denmark’s health cost per person, public and private, was $3,512. However, Denmark has some of the highest taxes in the world, and as such, the average Dane pays a total amount of 45 percent in income taxes. By contrast, for tax year 2021, the top marginal U.S. rate is 37% (on incomes over $612,000), and very few actually fall into that category. The married filing jointly couples in the U.S. pay a marginal rate of 22% on incomes between $81,050 - $172,750. Essentially, half of what the Danes pay. How many Americans would be willing to double their tax burden in order to mimic the Danish healthcare system? You tell me. Personally, I'd favor the German-style system, as it delivers the most for the least amount of money.
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