Comments by "Rick2010100" (@Rick2010100) on "Type Ashton"
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The problem in the US is that the subprime credit business is still running again, like in 2008. The actual situation is even more worse than in 2008, the private households in the US have never been so in debt before. Approximately 40% of the US Americans are actually not able to bring up $400 in an emergency situation as the US FED researched. The mass of the middle class US Americans is at their financial limit with mortgage, car finance, paying of the study finance, and consumer credits/ credit card pay off. The situation is that critical, that this will have massive affect on the real eastate market in the near future. The 2008 scenario is to repeat as actually credit cards are extensively used to fill the gap between the high live costs as mentioned before and the real income. 2008 will repeate and those with real money will get again the chance to get a very cheap house. This time the poor will not be concerned, as they have no credits or credit cards, but the US midle class (average annual income $68,000) is living extensively above their financial capabilities,
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Ahm, no - you can reduce you poitns if you voluntary sign up for a driving seminar, but it is just 1 point. It is better to avaoid points and there are some tricks. The best trick is eg to question a speeding ticked.
TIP: The most speed tickets are made by the Police and the measuring is only court valid if the Police officer has a special instruction on the measuring device. So if you get a point relevant speeding ticket, you ask for the legal certificate of the measuring person. The measuring person need a certificate from the producer or a other certified instance that he is able to make correct measurement with the exact mentioned measuring device. Without the certificate for the person and specific device, the measurement is invalid. I have often asked for this certificate after a ticket and never ever heard again from them. The Phrase in German: "Bitte teilen Sie mir mit wann die Person, welche meine Geschwindigkeitsmessung vorgenommen hat, eine durch den Hersteller oder seitens des Herstellers zertifizierte Stelle, qualifizierte Einweisung in das erwähnte Gerät XY000 bekommen hat. Ich bitte um eine Kopie der Einweisung/Schulungs-Bestätigung/ Zertifikat, ansonsten bezweifele ich die Genauigkeit der Messung und widerspreche der mit vorgeworfenen Ordnungswidrigkeit/Straftat." (They need this for a law case and in 85% they don´t have this certificate and drop the case, because the police officer don´t have this certificate)
I drive a 911 and have currently 0 points, mainly because i developed a instinct were the speed traps are.
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