Comments by "TotalRookie_LV" (@TotalRookie_LV) on "" video.
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I got one creditcard with a 300€ limit, in several years I've used it maybe a couple of times. It just isn't reallly needed anywhere. If I needed a loan for house repairs of a car, I'd get it through my bank online likely very quickly (they already have calculated what amount I can burrow).
Sometimrs I had gotten into overdraft of my debit card. And currently I'm in a debt to myself - got into my own savings, as my car needed some repais, and it's an older, big German car, so... and I just bought a set of brand new tyres (I'm handicapped, thus I really need a car to get around, eith enough space to carry a walker or a wheelchair with me). On the bright side - the money that is still on my account erns % for me (not much - 2% a year, but it's something), instead of me paying to the bank, which would be the case with credit.
Oh, and I was unemployed a year ago for some 4 months. I did get paid by our social system - 75% of what I used to earn for first two months and 50% for next two, but it's still noticeably less money.
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