Comments by "Maria" (@maria8809ttt) on "Rachel Reeves is hanging on by her fingertips That never lasts for long" video.

  1. Every private sector bank loan is new money. Banks in the UK are regulated by the Bank of England's Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). The PRA focuses on the stability and resilience of banks, ensuring they have enough capital and manage risks. Without complying with they conditions private banks could not loan more than the level of their reserves. Banks in the UK never touch their own reserves.
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  2. The BoE "In the modern economy, most money takes the form of bank deposits. But how those bank deposits are created is often misunderstood: the principle way is through commercial banks making loans. Whenever a bank makes a loan, it simultaneously creates a matching deposit in the borrower’s bank account, thereby creating new money." Government can demand from the BoE just the same as private banks. You don't hear people saying they can't get a loan if they meet the criteria. People don't fear private banks creating new money in the billions.
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  3. You shouldn't hear the government say funds are not available if goods, workforce, and materials are available to buy. This facility is for the people, not just private banks.
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  4. This is how I see the people of the UK. With kindness,, hardwork and public willing to change things for the elderly people that need help. The public are prepared to help finance change or these lads in the link couldn't do what they do. ❤There is alot of need in the UK, and alot of people wanting to help. I have hope in our people, not so much in our politics. Titled : Helping Jim. A shining example 🙂 https://youtu.be/Pc8C9jHXd_g?si=ZCuSd6ZOPzEMNQNp
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  5. Pensions are used for short selling. That's quick profit for hedge funds often without knowledge or permission. Definitely no risk for those doing this practice. The loss stays with the pension value, a win is skimmed off the top. The Labour Mp Frank Field tried to stop this practice but failed. It's a big pot of money at the end of the day being used by hedge funds. They won't want that to stopped or have less capacity in the game.
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  6. Put simply, a short sale involves the sale of a stock an investor does not own. When an investor engages in short selling, two things can happen. If the price of the stock drops, the short seller can buy the stock at the lower price and make a profit. If the price of the stock rises, the short seller will lose money.
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  7. If you can't beat them at least we can get in the race. What about an NHS Bank. We all take out lones, mortgages, education etc. What if we had banks dedicated to social issues, even animal welfare. Instead of the interest we pay going where it flows today, we could have a choice as to where our interest could go, wouldn't this improve the market. As private bank loans are all made using new money, why shouldn't social banking also be a choice. I would bank at a social bank, and if I have to pay interest I would rather it go somewhere useful. I would like a choice.
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