Comments by "E Dennis" (@edennis8578) on "How The Banks Enslave Homeowners With Higher Mortgage Rates" video.

  1. We got a payment plan when we refinanced in 2004 where we made two half-payments twice a month. We couldn't afford to pay extra on the principal, but this way, we paid off our 30-year mortgage about 9 years early because we paid so much less interest.
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  2. Can you change your payment plan to two half-payments twice a month instead of one monthly payment? We couldn't afford to pay extra toward the principal, but two half-payments per month allowed us to save a ton on interest. We paid off the 30-year mortgage about 9 years early without paying anything extra toward the principal.
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