Comments by "LancesArmorStriking" (@LancesArmorStriking) on "What if all US health care costs were transparent? | Jeanne Pinder" video.

@Howard675 Lol, you'd still have to pay- restaurant copays! Don't forget deductibles, and a monthly food insurance policy! Problem is, paying for food and paying for healthcare are totally different endeavors. Very few people are visiting the hospital as often as they eat- so the costs are spread out in larger chunks. I also can't reduce my need to eat by being healthy, like I could with hospital visits. When it comes time to foot the bill, most people couldn't afford to pay out of pocket- but we all collectively agree that if we pool our money, and operate on the (generally true) assumption that we aren't all going to get expensive injuries at the same time, everyone can be covered. It's sort of like fractional reserve banking, but for healthcare. So, insurance is in fact necessary. The cost to actually have an operation done would still be too much for most people if they paid in cash- the overhead is large, but not that large. The problem is companies arbitrarily raising prices for things that cost next to nothing to produce. They need to be stopped.
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