Comments by "SeanBZA" (@SeanBZA) on "eNCA"
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Especially the top management, as in regional and national level. Branch managers that are tied because they literally have no working computers, or even paper to print receipts on, is something from the top. For a long time the post office receipt came printed on National Lottery paper, because that was the only paper the whole city post offices actually had. I would take copy paper there for them to use when getting a parcel, because they could not print the documentation they need to have. Even staples and pens for the same reason. Then eventually the branch was closed, but luckily the staff were absorbed into other branches, as I had known them for 20 years at that time.
This year I stopped paying for a PO Box, because it got 15 letters other than junk in the year, so went electronic for most and changed to physical address for the rest, and the 6 weeks it takes to send a letter, literally in the same post office building, is beyond a joke. not the staff, who are for the front mostly overwhelmed but still give good service, but the back end and poor top management who are totally out of touch with reality, like most SOE top management are. more concerned with hitting a metric that they made up than actual service.
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Simplest method to stop this is to only use virtual cards for the transactions, which pretty much every bank offers today. Every online transaction I use a virtual card for that merchant, and only transfer the amount they are taking into it. Only ones that do not have that are those I have long term relations with, where they have proven they do not do this.
Note this does not include Metro payments, those are not automatic, but only on invoice, as they mess up that online direct debit all too often.
Never give real bank details, only a virtual card, which has all the attributes of a regular debit or credit card, except you can set a hard limit on it, stop it immediately it is used, and change the verification codes right from the banking app if need be.
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Very slippery slope that, soon it will be filtering everything, including the school itself, because it might have a bit of something that somebody somewhere finds offensive, so it gets filtered out. Better to actually be a parent, and teach your children, and be a little more involved with what they are doing, rather than simply put them in the corner and ignored. Used to occur before the widespread use of Internet when they got copies of those scandalous magazines, You, Scope, and those scandalous books that the library should ban, like Lady Chatterlies lover, Shakespeare, 1984, the entire encyclopedia, the Bible and Quran along with the Torah, because all of those have either had images, text, or thoughts, that somebody considered to be impure at some time. Ban them all, including all children's books, because some might be offensive. Then all adult books as well, because some are not suitable for children.
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Card machines under R500 they will happily do offline transactions, either tap or dip, or magstripe, all of them though will also request PIN entry, and simply store and forward later on. Over R500 sorry, online only. Pretty much all banks do this, they all know how a small glitch can drop the machine off line for a little while for one retailer or the other. Do not think though that many retailers actually know any more how to do telephone confirmation, which will pretty much always work so long as you can dial the call centre, and I really doubt if any stores, other than those small ones that have been around for 50 years, still actually have the Zip Zap card impression machines, and the slips that go with them either. Think those died out around 2000, though I have no doubt there are still some sitting on a shelf in some shops, with nobody there knowing how to actually use them.
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Banks really do not want your personal accounts, they want business accounts and loan accounts, which make them money. Loans they loan you money, but now you pay them, plus now they also have a loan that they can then use as collateral, and sell on, making the money back. Your interest is then all profit, which is why you see the first part is paying off interest alone, then the capital, so best to pay a little more each month and bring that capital amount down, as you either finish a few years early, or have very reduced payments near the end.
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Pretty much every dealership that has EV sales has a charge point or three for them, and yes there is always security there, because cars do get broken into and stolen. However every EV also comes with a charge cable, and if you buy one you likely will have a garage, to put your million plus rand vehicle in, and a standard socket outlet there to plug it in. Overnight charge will work for most use, street side charge really is for you wanting to go long distance, more than the range, where you plug in for 30 minutes to 45 minutes to get to around 70% charge, go have a break, and then carry on for the next 400km of driving.
People who buy an EV normally also only do 100km or less a day, mostly in city traffic, where you recover a lot of the energy in braking back to the battery. No idling engine, and AC will only slowly use charge as well.
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Well of course, truck brakes are not meant to be applied for 20km down a hill, that is why you have an exhaust brake, jakes brakes, and a retarder, plus the sign at the top saying heavy vehicles must stop and engage low gear, so the engine can do all the braking against compression. Flew over the top at 100, and around 1km down the brakes get too hot, expand past that the drum actuator S cams will go to, and then no brakes. Cannot change gears down, because the gearbox in neutral cannot get the input shaft up to a high enough speed to engage the lower gear, and now it is a runaway. Saves 1 minute off the time to accident in total.
Also due to roadworks arrestor beds are closed off, so back to how it was in 1970's, except there are 50 times as many trucks, and no more traffic police doing spot roadworthy checks there on the top of the hill, like they used to. They would check, and at a minimum you would get a fine for a blown bulb, unless you had spare bulbs and tools, and changed it there, when you would just get a warning.
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