Comments by "lovly 2cu" (@lovly2cu725) on "Banks Are PUNISHING People With Good Credit" video.

  1. WELL IF YOU NEED TO STAY AT A HOTEL OR FLY IT COMES IN HANDY BC DEBIT DOESNT PROTECT YOU LIKE A CARD DOES.
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  2. THATS WHY THE RULE OF THUMB IS USE THE CARD FOR SOMETHING SMALL EVERY 3 MONTHS. I KEEP IT ON MY CALENDAR
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  3. % OF UTILIZATION IS 35% OF YOUR SCORE-THATS WHY
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  4. I JUST PAID ONE LAST MONTH $1000 WITH $500 BALANCE. THEY OFFERED ME AN INCREASE. INSTEAD THEY ARE GETTING PAID OFF WITH CHASE NEXT WEEK. I WILL USE THEM EVERY 3 MONTHS TO KEEP MY FICO UP SO I AM READY TO BUY.
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  5. EVERY 3 MONTHS
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  6. THEY ARE WOKE. ALL BIG NAME BANKS ARE.
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  7. I USED TO DO MORTGAGE SERVICING & HAD TO CALL THOSE WITH HELOC'S TO ADVISE THEIR REAL PAYMENT WILL INCREASE IN 2 MONTHS. THEY THOUGHT THEY HAD BEEN PAYING TO PRINCIPLE. NO FOR 10 YEARS YOU PAY INTEREST ONLY. ANYTHING OVER THAT IS TO PRINCIPLE. PEOPLE DONT READ, SIGN ANYWAY & ARE CLUELESS. OF COURSE I GOT CALLED NAMES. ITS MY FAULT YOU DONT PAY ATTENTION.
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  8. THATS WHY I WAS OFFERED AN INCREASE-BC I HAVE A $500 BALANCE & PAID $1000 LAST MONTH
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  9. THAT WASNT THE POINT. THE POINT WAS YOU DIDNT USE IT EVERY 3 MONTHS SO THEY DIDNT MAKE ANY MONEY.
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  10. 35% OF SCORE IS % OF UTILIZATION. USE THE CARED EVERY 3 MONTHS. PUT IT ON YOUR CALENDAR. GO BUY FAST FOOD. IT IS A GAME SO WORK IT TO YOUR ADVANTAGE
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  11. EVERY 3 MONTHS TO KEEP IT GOING ESPECIALLY THEM BEING FINICKY NOW.
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  12. USE IT EVERY 3 MONTHS
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  13. CORRECT-EVERY 3 MONTHS
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  14. I KNOW A MILLIONAIRE WHO IS.
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  15. IM PAYING MINE OFF NEXT WEEK DUE TO WHAT I TYPED ABOVE ABOUT m $ LAUNDERING BY PAYING THEM $50 CASH.
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  16. CORRECT THATS ON THE CONSUMER TO MANAGE THEIR OWN FINANCES & CREDIT SCORE. I SCHEDULE USING A CARD ON MY CALENDAR
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  17. IVE ALREADY TAKEN CARE OF FOOD & HEALTH, SHELTER IS MY HOUSE & I WOULD LIKE TO LEAVE ARIZONA. IN ORDER TO DO THAT I NEED MY FICO SCORE TO GO UP SO I AM READY WHEN THE OPPORTUNITY ARISES. CARDS WILL BE PIF IN MARCH
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  18. AND YOU DIDNT USE IT EVERY THREE MONTHS?
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  19. AT LEAST EVERY 3 MONTHS
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  20. MEN'S BRAINS DONT ALLOW FOR MULTITASKING & HE CAN SO EVERYONE SHOULD BE IMPRESSED.
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  21. HE DIDNT SEEM TO KNOW TO USE IT EVERY 3 MONTHS. ESPECIALLY THE FINANCIAL GAMES GOING ON, BUT THAT HAS ALWAYS BEEN THE RULE.
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  22. NO THEN IT WAS LOANS FOR PPL WHO DIDNT QUALIFY. THEY DIDNT FIX THE OVERALL PROBLEM FORM 2008, BUT FOR A DIFFERENT REASON THIS TIME.
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  23. EVERY COMPANY DOES THAT IF YOU DONT USE THE CARD, BUT CHASE NEEDS TO GO AWAY
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  24. CORRECT THE PAY BY DATE IS DIFFERENT THAN THE BILL CYCLE DATE
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  25. **NEED TO USE THE CARD AT LEAST ONCE EVERY 3 MONTHS** GO THRU A DRIVE THRU & CHARGE IT. NO NOT ONCE A YEAR. ONCE EVERY 3 MONTHS. IM GOING TO PAY OFF CHASE THIS WEEK. GAVE NOISE WOULDNT TAKE A $50 CASH PAYMENT ON IT SAID DUE TO $ LAUNDERING. i CONTACTED CORPORATE WHO SAID THAT ISNT TRUE. DEPOSITED THE $50 CASH TO ME CURRENT BANK, NEW ACCOUNT DIDNT ASK ME FOR ID, SO I COULD WRITE A CHECK TO CHASE & DRIVE BACK TO GIVE THEM A CHECK, TOLD A DIFFERENT TELLER WHO WAS SHOCKED. YEAH I KNEW HE WAS LYING. MEANWHILE ANOTHER CARD THAT I PAID $1000 LAST MONTH OFFERED ME AN INCREASE THAT IM NOT TAKING.
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  26. IALLEGELY HAS. IMPRESSIVE FOR SURE.
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  27. THE BIG LOSS IS YOUR FICO SCORE
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  28. THE RULE OF THUMB IS TO USE THE CARD EVERY 3 MONTHS. GOOGLE IT.
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  29. THEN USE THE CARD EVERY 3 MONTHS
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  30. YOU KNOW THE GAME
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  31. WEATHER & FREEDOM ARE THE REASON
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  32. BUT YOU HAVENT USED THE CARD IN 3 MONTHS, SO THEY ARENT MAKING $ OFF YOU.
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  33. CLIMATE CHANGE LOL
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  34. ITS BOTH
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  35. IM THERE WITH YOU
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  36. SEE
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  37. IM AMAZED THAT PEOPLE DO NOT KNOW TO USE IT EVERY 3 MONTHS. I THOUGHT THAT WAS COMMON KNOWLEDGE. % OF UTILIZATION IS 35% OF FICO SCORE
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  38. IT HAS TO DO WITH THE ECONOMY. I PAID A LARGE AMOUNT LAST MONTH TO A DIFFERENT CARD & THEY OFFERED AN INCREASE. I HAD MAXED IT OUT. THEY WANT THAT INTEREST. THEY NEED THE $
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  39. HOW MANY PEOPLE CAN PAY CASH & THEY MAXED OUT THEIR CARDS? NOT MANY
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  40. SO YOU WONT BE BUYING A HOUSE, CAR, PLANE TICKET, RENTING A CAR? CARDS HAVE PROTECTIONS THAT DEBIT DOESNT
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  41. 100% CORRECT.
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  42. CORRECT BUT MORE FREQUENT USAGE.
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  43. MOST PEOPLE CANT BUY A CAR OR A HOUSE CASH, SO THE BETTER THE SCORE, THE LIKELIHOOD YOU WILL PAY ON TIME & THE BETTER INTEREST RATE, THE LOWER YOUR PAYMENT.
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  44. CHASE IS WOKE, SO ARE ALL THE BIG BANKS. I HAD TROUBLE WITH THEM TOO 2 MONTHS AGO-WOULDNT TAKE A $50 CASH PAYMENT & THE ACCUSATION WAS MONEY LAUNDERING. MAYBE I SHOULD HAVE USED COINS. THEY ARE GETTING PAID OFF IN FULL NEXT MONTH DUE TO THEIR BS. SO THEY WONT NEED TO WORRY ABOUT ME NOT PAYING MY BILLS OF "MONEY LAUNDERING". 2 YEARS AGO THIS TIME IT WAS PUBLIC THAT THEY CLOSED ACCOUNTS OF A WELL KNOWN MILITARY MAN.
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  45. PAY PAL IS WOKE
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