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DrScopeify
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Comments by "DrScopeify" (@drscopeify) on "North America is TOO Expensive and it’s unsustainable." video.
OMG this really shows you how Americans have no idea how the healthcare system works that they spread their misinformation on to people outside the USA. Also the same for Media/TV shows like Breaking Bad they have their political views of the show writers or directors that injects politics in to it, not great but it is their freedom to do that even if it is misinformation. The reason the price for healthcare in the USA is so high is funny and very Technical, every American state has a different healthcare system and every insurance company has a different price for in-network and out-of-network. So what is the outcome? That any healthcare service charges a set maximum price that is on purpose higher then the most expensive plans and insurances, so just a technical number, the prices will later be processed. For example I had medical tests and X ray = price was $1800 but after processing with my state and insurance company the actually fee was $1100. After that, the healthcare insurance has Co-Pay so now the price came down to $650. Yes that is not cheap but almost every insurance plan in the USA (except for some VERY strange ones) have what is called "Out of Pocket Maximum" meaning that there is a maximum you will pay for 1 year window usually January 1 to end of December. In that window my insurance which is a very cheap one LOL but my maximum Out of pocket is $3500 (you can get better ones). So in the 1 year window the most I will ever pay for anything is $3500 and after that everything is free except medication. The out of pocket is only paid 1 time so if I had $150,000 fee I would pay $3500 and if I then need $300,000 health care wellllll its 100% FREE if I then need 1 million dollars of care in the same 1 year?? FREE. Yes, the American system is set up to benefit people who have many issues in 1 year period. I don't know why this is the system but if you know how it works and have insurance..... it's not that bad.
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