Hearted Youtube comments on Zac Rios (@Zac-Rios) channel.

  1. Where are my no car payment people at!
    6000
  2. My car payment is $0.
    3300
  3. I was VERY selective. Ended up buying a 1500 sq ft duplex for 209k. I pay 1680/month and rent out one side for 1300/month. This place is not flashy but I'm doing great financially
    3200
  4. As a licensed plumber I can testify to a fact that new home are built too fast, too cheap and every single corner that could be cut was in fact cut!!! I go to new homes that are 2,3 or 4 years old and their plumbing needs thousands of dollars worth of repairs
    2900
  5. Homeboy went from driving uber eats with a 707hp hellcat to wanting an 807hp demon to do more uber eats?? Fastest delivery service possible.
    2100
  6. 9:28 Give a man a fish and he'll eat for a day Teach a man to fish and he'll spend $3000 on gear
    1800
  7. STOP BUYING. STOP BUYING. STOP BUYING.
    1800
  8. A finance manager with 3 car payments. lol
    1700
  9. Always, always, ALWAYS buy below your means! What you can qualify for and what you can afford are VASTLY different!! It applies to cars as it applies to houses.
    1500
  10. Keep buying more lava lamps but don't acknowledge them going forward.
    1400
  11. You will own nothing and be happy.
    1400
  12. Going broke to look rich, very sad.
    1400
  13. That's like heavily modifying a car that you're leasing.
    1300
  14. No lie I've stopped eating junk food because I refuse to pay these new prices for some chips.
    1300
  15. Beauty isn't expensive, being insecure is
    1300
  16. As a woman, I despise this trend. Math is math. This trend only makes us ladies look bad, to say the least.
    1200
  17. No car payments for me! I will keep my car until the wheels fall off!!
    1200
  18. Renting a "luxury" apartment has a similar energy as buying cashmere toilet paper.
    1200
  19. 5:45 She studied F*king Shakespeare and even with that cannot formulate a whole sentence without "Hmm" what a waste of money
    1100
  20. I’m down to 20k from 23k in debt. It’s a start!
    1100
  21. 2025, no student loans, no car payments, no consumer credit debts! Investing, saving, LIVING the financial freedom!
    1000
  22. Smuggling tortillas is hilarious
    969
  23. I prefer my car payment. $0.00 per month....
    931
  24. My brother works at a dealership as a detailer and says some people walk out of there with $120K financed and $2K+ monthly payments. I can't imagine that type of money going into a depreciating item, let alone a vehicle. My wife and I OWN a 2010 Honda Accord with only 103K miles on it, and we're riding it until the wheels fall off.
    910
  25. They don’t want the average person to own a home. They went a nation of people who own nothing and rent everything
    902
  26. wedding photographer here and yeah let me inform you. 50 to 60% of weddings the client wants a wedding not a marriage. They look for the IG pics and story.
    895
  27. Paid off $10k so far this year. $30k more to go 👉
    864
  28. If someone increases your rent from 2500 to 9500 a month they are basically evicting you.
    850
  29. Today we are going to watch people committing fraud 🤣
    848
  30. I was invited to a destination wedding that would have cost 5-6k. I politely declined lol.
    841
  31. I bought a 2005 Honda CRV for 6k at 70k miles. Just hit 240k miles with no issues.
    826
  32. Considering how predatory Disney has become and how bland the experience they offer is, I can't fathom ever going into debt for them
    819
  33. Those who buy what they don't need will one day need what they cannot buy
    796
  34. The company I work for, my boss' boss got laid off a few weeks ago and she worked at the company since 1995... I was born in 1996
    757
  35. I saw a dateline episode where they investigated the idea of these places. The motor vehicle administration showed this Hyundai Sonata changed ownership 15 times in 3 years and tax records showed the same "buy here pay here" dealer sold and repo that same car 15 times and made over 125k in profits.
    720
  36. "Fast pace environment" is code for "nobody communicates, meets deadlines or is held accountable, so we'll dump it on you one hour before it's due"
    708
  37. who in their right mind would babysit two little girls (3 & 4) for $70 a week???
    693
  38. It’s amazing how many people think they can “afford” their house but they only put 3% into their retirement account every month.
    675
  39. These people vote. Think about it for a second.
    615
  40. This is exactly the reason you MUST have an emergency fund of ideally ~6 months to hold you over while you find a new job.
    587
  41. I live in a Jamaican household and it’s a cultural thing where families live together until someone gets married, etc and then move out. But, generally in our culture families live together under one household and share expenses and coexist. It’s like a community and we can stay with parents and spend time with them as they get older. I believe there are other cultures like this as well, but I’ve only known Americans are super, hyper independent and people move out really early like 18 and early 20’s. It’s such a culture shock as I learned about it 😮
    549
  42. Oh hell no! You just did not say that! Not everyone on section 8 has credit card debt and a lot of them have jobs. There are all sorts of people on section 8. Not all of us are cringy, nasty, and irresponsible.
    546
  43. Almost 30 years ago, we flew to San Diego, stayed at the Hotel del Coronado and hired a justice of the peace to marry us in one of their gardens. We used the money we would have spent on a wedding as a down payment on a house. Our marriage certificate is just as valid as if we had spent $50k.
    511
  44. The first guy is just getting a mega crappy offer from Carmax. He could sell that thing on the private market for 8-10k. Still a bad decision but not -90% in 8 years
    490
  45. “I don’t care , I want it now “. That’s why they are in debt. I’ve worked at a credit union for over 12 years. I see alot of youngsters throwing away their future for instant gratification. Some will get out of the debt , but most will not.
    488
  46. Went to community college for my RN. Spent $5k, made $82,000 my first year. My employer paid for my bachelors and masters degrees. Now making $130k. Great ROI
    479
  47. And I'm sitting here debating if I should buy a used truck for $9,999
    473
  48. Thinking you're only going to spend $50 at Disney is insane
    464
  49. And these payments don't even include insurance. 🤢 I will be driving my 2011 Fusion into the ground.
    458
  50. So people are now working harder, for less pay, to buying more expensive food at smaller portion sizes. 😢
    419