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Lisa Culton
Nomad Capitalist
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Comments by "Lisa Culton" (@LisaCulton) on "Nomad Capitalist" channel.
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OK, it's Germany. I can understand that. I lived there as an expat and was lucky to be able to escape to Switzerland where I am now. Side note: I am a doctor and I had a German medical license. Now practicing medicine in Switzerland earning way more money and paying less taxes than in Germany.
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It's all been a plus: 14 years overseas.
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There was a study done by the IRS not more than 2 years ago and it shows that it's precisely the "average" citizens who are renouncing because of the administrative hassle, discrimination, etc. They're not UHNI, just normal employees who happen to be expats. It showed that the incidence of renunciation is directly correlated with the length of time that a person has lived outside of the USA.
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I have permanent residency in Switzerland now. I like it a lot.
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Getting a document notarized in Switzerland is around CHF 350. No joke.
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It's going to cost you a lot more in Switzerland. That's what I can tell you. I'm a doctor here. :thanksdoc:
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Nowadays, I think owning a home is bad as an "investment". It's OK to own a home as a primary residence, but that's about it.
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It's very difficult, there's no getting around that fact. If you are an American in Switzerland, just go straight to PostFinance, so you don't waste time at other banks. Even with a residency permit and employment, the others WILL NOT open an account for you.
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The very easy low- to no-cost way to live in Europe is to simply get a job there. That's how I did it and now I have permanent residency in Switzerland.
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When you pay, "they" realized that you're the low-hanging fruit and then they ramp up the demands for more. You will pay more and more and receive nothing in return but more tax bills, penalties and fees.
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If you're not coming with the big bucks, the bank accounts offered in Switzerland are just average and utilitarian. For private banking, Swiss banks are reliable and stable.
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Triple in places like New York City: City, State and Federal income taxes.
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You can get permanent residency an another country basically for free. It just takes time. In my case, I got permanent residency in Switzerland after working there for 5 years. Obviously, if you want to go the Citizenship or Residency by investment route, that's going to cost a bunch of money, but that's not Andrew's fault.
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You have to get a driver's license where you reside. In some places, like Germany, you can simply exchange your state Driver's license for a German license, but not all 50 states have this type of agreement with Germany. In my case, I had exchanged my Texas DL for a German license and then when I moved to Switzerland, I exchanged the German license for a Swiss one without need for testing, etc.
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I ended up leaving Germany, partly because they wouldn't recognize all of my medical specialist qualifications (from the USA) with heaps of documentation! But it was a blessing in disguise because now I'm a permanent resident in low-tax Switzerland and I love it. Germany is absolutely ridiculous.
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If you're going to do it, then don't wait - the longer you stay, the more you pay!
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I live in Switzerland and it's just fine. I find that people are friendly towards me.
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@jeffb.140 There's definitely not an oversupply of physicians in Germany, particularly specialists. I got recruited to go there and I get offers all the time with folks trying to get me to go back. I can only speak for myself, but my income in Switzerland has steadily increased over the past 6 years (and there's a massive physician shortage here as well). A lot of it is due to the constantly increasing workload. If wages start stagnating or even decreasing doctors will start quitting, working part-time or retiring.
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I live in Switzerland and I like it. No complaints.
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@rollafevercaps1952 Gee whiz. I am a native Texan and I was living in South Carolina before moving to Germany this last time (l've had a few stints in Germany) before relocating to Switzerland (been here 7 years straight now). Anyway, if you don't think that moving from Germany to Switzerland isn't a major move, then go and watch any of the myriad of videos from German expats in Switzerland. It's a huge life change - different culture, different language, different working conditions, different healthcare system, etc. Some of them can't hack it and end up going back to Germany.
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The internet situation is Germany is a disaster. Do not expect to have a good internet connection, even in big cities.
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Come to Switzerland. It's not EU.
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They should leave now!
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@elbendecidoone3892 For their own personal reasons. I'm just saying that if they are contemplating, they should be decisive and take action now before they find themselves trapped.
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He's not saying to move every year, but just t0 get up and go where you're treated best or go to the place that suits your needs and wants.
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@AtheriosLive I live in Switzerland. Previously, I had lived in Germany for a few years.
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And that's why so many people are poor - it's easy! Requires no thought.
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I'm living in Switzerland and I can highly recommend.
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This dad is really smart!
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@jillianrosario2829 I went down there and interviewed, later got a contract and then got the visa to enter the country. After arriving, I applied for a residency /work permit.
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@mekspa4368 That's true, but Switzerland is so much better! 😍🇨🇭
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Future benefits will not be lost if one renounces. Social security benefits have nothing to do with citizenship.
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Take whichever one you can get, while they're still available!
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It seems that you want free consulting.
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Wherever your home is.
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I've been in Switzerland for 5 years. It's good.
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I'm in Switzerland - get in if you can.
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No one has a "duty" to pay income taxes in countries where they don't live.... Except US persons! Let us know how that's fair. Or are you living in the US and also voluntarily sending tax payments to Germany and Canada?
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I paid about $100k for my education in the US. I don't owe anyone anything on that.
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I have 4 more years to go before I can become a Naturalized Swiss citizen.
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@tinolino58 I live in Switzerland and if they ever join the EU - I'm gone!
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I'm pretty sure that no place has higher taxes than California.
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I just stayed in Europe after I separated from active duty. I had found out that many people were retiring to Italy, Spain and Germany and there were also DoD civilians who had been living and working in Europe for years, enjoying the lifestyle, so I thought "this is an option!" After a number of years, I've settled in Switzerland and I'm loving it.
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@expeditionconfidential8853 I have a lot of videos about the process on my channel. Enjoy!
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I live in Switzerland. It's good.
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@tn18977 Right. I was exactly 40 when I started working in Germany. Eventually, Germany did not work out, but I've been in Switzerland for almost 6 years now and it seems like I've found the right place.
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Geneva. Vibrant beautiful city with mountains, the lake, the banks, the people and the shopping!
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I've been gone for more than 10 years.
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@nono-yesyesmaybe I got a degree in Finance (totally online) when I was 48 years old. Everything is possible. My older sister went back to school and got her MBA when she was 50.
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I'm an American medical doctor and I'm working in Switzerland now for more than 5 years and before that, in Germany and I have to say that the USA is still tops in medicine - advanced diagnostics, treatments,/ personalized medicine, medical technology, biotechnology, Research of all kinds etc. None of these European countries even come close.
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