Comments by "Lisa Culton" (@LisaCulton) on "The Financial Diet" channel.

  1. Here's how I did it: I resigned from my old job where new management wouldn't hear of me working part-time and I took a new job where I stipulated that I would only work 3 days a week. That's it.
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  2. You have a horrible mother. Distance yourself from her! Have some children if you want them -and enjoy them. Children are a blessing even if some toxic parents say otherwise.
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  3.  @Bloombaby99  I see being poor as a type of sickness. It's really a disease of mindset. I know because there was a time when I was poor.
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  4. ​ @xboneyt485  They're not raising your children, they're just looking after them while you are at work. That's like saying that schools are raising your children when they reach school age. You as the parent are responsible for instilling the values and culture that you want your child to have.
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  5.  @gettoknowalex  In the US, I worked with many doctors from all over the world (including from all over Europe) who love living and working in the USA and raising their families there. The standard of living in the USA is higher than in Europe and for people who want to become wealthy, the USA is the place to be. For those who are not as aggressive or motivated, they will have a hard time. It depends on the mindset.
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  6. I've lived and worked in multiple countries and I still think that the USA is the best. When people here in Europe find out where I'm from they ALL (without exception) tell me about good experiences that they've had in the USA or how they are planning to go there to visit, work or study or how they wish they could go there.
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  7.  @thisisntallowed9560  Most people who are rich know that acquiring wealth requires a deep understanding of themselves and their purpose in life. People who remain poor are lacking this understanding, though. That being said, nobody is perfect.
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  8.  @Els_Tropical_Lighting  Yes, I'm a Pathologist. I simply refuse to work full time going forward. I worked full time for about 25 years and that was enough.
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  9.  @iluvzurara2  Which country is "greater" though? Think about it: simply being born in the USA is like winning a lottery. Nowhere on Earth does a person start out with so much opportunity. Obviously many Americans don't want whichever "better policies" you are referring to because otherwise, they'd go on the streets and demand policy change. Why on Earth would anyone judge anything in real life based on 90 day fiance? I suggest that you stop watching TV. It's all junk.
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  10.  @dawnriddler  2 times a day isn't really convenient. I live in Switzerland and drive my car to work every day. Taking public transportation would at least double my commute time and include a long uphill walk in all sorts of weather.
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  11. So, do you think that having a large or luxurious home is a cure for isolation and mental health issues?
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  12.  @thisisntallowed9560  If you become rich by inheritance or winning the lottery, it doesn't require any sort of introspection or knowledge of self. For all others getting rich requires a sense of purpose and knowledge of self.
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  13. She sounds really nice, but how is she supposed to know the details of your financial situation?
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  14. I'm genuinely interested in why you think that this would be helpful in your life (?).
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  15. What do you gain from informing them of their privilege?
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  16.  @nadine3419  I've lived in Europe for years (Germany and Switzerland), so I know what I'm talking about: Small expensive apartments, very high taxes in a lot of places as well as mediocre public schools in many instances. Class mobility in places like Germany is almost non-existent. If parents are "Academics" (Akademiker) the children will be Academics, if the parents are "workers" (Arbeiter) the children will be workers.
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  17.  @gettoknowalex  I'm not trying to prove or disprove any theories you might have. I'm just letting you know that the USA has endless opportunities for those who are willing to go the distance, take risks and are self-motivated.
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  18. @brizzyd79  You have to correct your thinking and mindset before you get money because otherwise, you will continue to have mental health issues even if you have millions. You shouldn't even be concerned about who has what, just concentrate on what you would like to have.
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  19.  @thisisntallowed9560  Based on your list of excuses, I was born with all sorts of disadvantages, but luckily, along the way, I learned not to accept those limiting thoughts that people like you insist on placing on me and others. Break past the fake limitations and start living more prosperously.
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  20. Germans in general are extremely neidisch towards rich or wealthy people, so those with money tend to keep their mouths shut about it.
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  21.  @bjulalula9537  Germans (generally speaking) view as suspect those who are wealthy and this is mainly due to historical reasons- and they will admit to this. It's chiefly due to the fact that up until now, most People who are wealthy in Germany are thay way because they inherited Wealth. In many other countries, including the USA, the proption is flipped and most millionaires are self-made. I mean, only in Germany do you have words like "Neiddebatte". I even had Problems when I worked a big Company in Germany when it was thought that I was receiving more valuable Benefits than others - which I was. Someone higher than me actually tried to have my Benefits revoked because he thought it must be a mistake, but it wasn't - I had negotiated These Benefits in my contract. It was truly a mess caused by envy.
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  22.  @bjulalula9537  There are already plenty of "transaction taxes" and they're called sales tax in most places. This Shows your lack of understanding of money, economics, business and taxation. I do not think that Sports stars are overpaid. People with any basic understanding of Economics know that they are being paid according to the value they bring to the organization. Simple supply and demand. Sports stars are difficult to produce, so there are few of them and they command a high price. Likewise, Pathologists (like me) are also rare and I am paid accordingly. Most Americans are firmly rooted in capitalism and it's rare to hear people saying that someone earns "too much". Letting someone or a Government define what is "too much" is a slippery slope to socialism, communism, etc. That someone believes that another person can earn "too much" shows that they think wealth is limited, whereas those who build fortunes know that wealth is constantly created through ideas and is therefore unlimited. I'm not sure what you mean about "the Situation right now". Obviously my whole family is in different parts of the USA and they haven't mentioned anything about street fighting due do people earning "too much" or for any other reason.
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  23.  @gettoknowalex  It's not as great as it seems - it's actually better. I went from zero to millionaire in exactly the conditions you presume are so bad and if I can do it, anyone can.
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  24.  @thisisntallowed9560  Everyone has a purpose, but most people have no idea what their specific purpose is.
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  25.  @rachelk4805  The mistake you're making is going out from the premise that wealth is limited and can only be distributed. However people like Jeff Bezos, or Elon Musk or even myself understand that wealth is created constantly and has no limits. You have placed artificial limits on your thinking and potential. When you drop the artificial limitations, you will see more opportunities to create wealth instead of waiting on a distribution that isn't coming. The biggest lie that has ever been told is "there is not enough". People who believe the lie WILL stay poor.
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  26.  @granudisimo  Everyone is free to dream, think, imagine, and believe. Take off your mental shackles NOW! Most people like working and being helpful, even if they don't want to admit it or don't recognize it. I've lived in lots of places, including Southeast Texas where I used to work at McDonald's, Sonic, a fried chicken restaurant and a gas station. I worked hard, didn't earn much, but I believe that my hard work was not in vain because I always learned something. And if you think that I care about your opinions of me, you are mistaken because I don't.
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  27. She thinks that she was poor because she worked around wealthier people while she was in high school. Basically, she just has a poor mindset.
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  28.  @genevalawrence801  Health care.
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  29.  @bjulalula9537  Sorry, but I lived and worked in Germany for years and I have never seen a people so consumed with envy. For instance, if someone showed up to work in an expensive car, it was guaranteed that someone would come up and say "did you see that car she has?" or people would speculate how someone could afford to build a new house or buy an apartment. Please note that I was a AT (Aussertariflicher Vertrag) worker, so it was in my best interest to state what I wanted or expected and the Company was free to counter or grant my requests. Anyone can ask. The worst that can happen is that someone says "no" and I am also free to seek a better deal elsewhere. This lack of understanding of Money is what I think is at the root of all this envy and Moral wrangling that Germans do. Another example is that the vast majority of Germans do not have any understanding of investing Money and how one can create passive income. They feel that passive income is unethical or immoral because there was no Leistung involved in earning it. I showed my ex-husband who is German how to set up a Brokerage account and buy stocks and when he was Paid some dividends, I told him to withdraw the cash and use it. He did so and stood there with the Money in his Hand and said that it felt strange and that it didn't "feel Right". But, in the end he changed his opinion about People who work in Finance and finally stopped with the "Heuschrecken" talk. Do you invest? Do you have streams of passive income?
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  30.  @bjulalula9537  Like I said before - I don't know anything about Portland but the people I know who do live there are doing things like talking about family life, work and the new puppy. No one has mentioned anything to me about fear of upcoming riots. That is all the firsthand knowledge that I have about the city and I think that it's reliable, at least much more so than the usual panic media. If there were riots in September, I certainly must have missed that and at any rate, I really do not care about that nor the riots that went on in Konstanz last weekend. All of that just gets filed under "ignore" by me because it will not improve my life in any way to ponder why people might be in the streets acting a fool. If sports stars were "paid less" they'd find more lucrative things to do with their time. And in the past, a dollar was worth a lot more than it is today...inflation. There's not a wage gap. In a free market economy, people are compensated according to the value they bring and the difficulty there would be in replacing them. So, a person with rare skills/education/certification/experience/ability to sell, etc. will be paid much more than someone with low skills or no special talents. There are definitely alternatives to Capitalism, but Capitalism is the best. A lot of us enjoy living without limits on we can improve ourselves and how much we can earn with work, products or ideas.
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  31. I'm surprised that you're still holding a grudge against the people at the yacht club where you used to work decades ago. Get over it already!
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  32. Switzerland doesn't have universal health care, people just assume it does for some reason.
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  33. Yep. Don't do it. All they do is hang around comparing and complaining about other people's perceived "privilege" and saying how hard they've got it. Rich people will give you ideas and inspiration about how to become rich.
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  34. 400k annually is middle class.
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  35.  @indianadone  They're not lazy. Some people are aware but are indifferent or satisfied about their condition , others have been taught/programmed that it's all about fate or luck and don't know that a shift in mindset has to occur before their conditions change for the better.
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  36.  @indianadone  There are opportunities everywhere, some places more than others. I keep my eyes and mind open to opportunities. I first went to work overseas when I served in the US Peace Corps and taught math in a developing country and years later I first started working in Europe as a doctor in the US Air Force.
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  37.  @indianadone  Everybody is different in many ways, but most are burdened with negative programming about their abilities since childhood. I was also in this category for a long time. Everyone deserves his hearts desire, but most have been taught to focus on lack and limitations, like you are doing right now.
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  38.  @nadine3419  Great. Thanks for watching.
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  39.  @AnitaB79  Well if you're comfortable living in hot, humid misery for most of the year in places like Houston, then A/C is not a necessity.
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  40. Why?
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  41.  @lil.ms.j7156  In a way, she did.
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  42.  @thisisntallowed9560  You're listing a bunch of excuses. Did you notice that?
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  43.  @chrissmith3587  Well, if you actually watched even a few of my videos you would know that I've worked at Sonic, McDonald's, Hartz Krispy Chicken, a Conoco gas station and in Retail in a bookstore, so I know exactly what it's like to work for 3.50/hour and hope for good tips. And you would also know that I don't even have a bank account in Switzerland, but instead have a Postkonto which is basically a checking account at the post office. Also, you should have clearly seen that I am subject to income tax withholding here in Switzerland and I pay a boatload of taxes and since I'm basically cut off from investing here, I have to transfer any money I want to invest to the USA...where I also pay a trailer load of taxes. I also donate a significant amount to charities every year and help out people financially. What about you? Anyway, I make the videos to show people who are interested in growing wealth how to do it starting from zero, just like I did. Everyone else can just sit around stewing and making excuses and wishing for other people's money in imaginary accounts.
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  44.  @chrissmith3587  I'm just teaching people how to do it so that they don't have to go around confused, broke, resentful and bitter and making excuses. They can be prosperous, happy and healthy just by putting all the free information on YouTube into practice. Again, in Switzerland I only have a checking account and something like the equivalent of a Roth. The rest of my money goes into my brokerage account in the USA or into real estate and cryptocurrency because it's difficult for Americans to invest in a lot of different countries. I have plenty of disposable income and that's why I'm able to donate and also invest for myself and my son. Anyway, you're very good at making assumptions about what others can't do, so why don't you use that talent to start finding out what you or others can do? Why do you need to buy a house "soon"? I never bought any property until I was 40.
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  45.  @granudisimo  I own McDonald's stock now, so win-win. Like I said : be an investor.
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  46. True. I kept thinking that it would get better and ended up watching the whole thing. 😅 I thought that she would at least give her viewers some tips on getting rich.
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  47. ​ @leader2one  Let him have it, as long as you can keep your "emergency" funds safe.
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  48. ​ @idlalgn No one has to change their name when they get married.
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  49. That's not much. I eat meat every day.
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  50. It's called social security. You can start taking it at age 62 at the earliest. And there's a health care plan called medicare which is available to anyone 65 and older.
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