Comments by "L.W. Paradis" (@l.w.paradis2108) on "The Rational National"
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@rudiklein No. The surgeon's fee for brain surgery is a remarkably small percentage of the total cost. Everything else is separate, including emergency room, operating room, intensive care, imaging, in-patient physical therapy and rehabilitation, etc. There is no insurance that covers absolutely everything. If his total bill is between half a million and a million, $60k out of pocket is not extraordinary. And if he was earning a lot before the accident, he cannot qualify for assistance or even a 0% interest payment plan (moderate income and pediatric cases get 0% plans routinely). In the future, if he is unable to work and earn what he once did, he will qualify for some sort of assistance (reduced or waived copay and 0% payment plans).
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