Comments by "Wakeup and Sniff the Coffee" (@Wakeupandsniffthecoffee) on "Michael Bordenaro" channel.

  1. Here in Virginia there is a Walgreen across the street from CVS every few miles. They always seem to be on opposite corners.
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  2. Just watched an old timer in the Philippines and he's been happy for awhile. He just did a video on considering leaving. He has been sort of stressed over things getting to him, like dealing with the government to build his wife a home for when he passes on. Things can be frustrating. The conclusion he finally came to was realizing that he was back to getting focused on material things, even if it was mainly for his wife. He realized that collecting and focusing on material foods is a big part of why he was unhappy in the first place and why he left the US. Once he realized what was bothering him and he decided to take his focus off of material goods and that has helped him find that peace he originally moved there for. Point is if you carry the bad stuff with you, it doesn't matter where you live.
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  3. I am retired but helped my 21 year old grandson get through aviation mechanic school and he landed a job. Unfortunately the kind of pay he had hoped for isn't being paid by the small repair shop, it's only $20 an hour. His student loan begins next year and he can't pay his bill, even though he lives with me rent free. He can double his pay by going where the big paying jobs are, but then his expenses will triple. Paying rent in the cities that pay the most is crazy. He's in a field that has demand and pays better than many jobs, but to get on his feet with rent, car insurance, gas, food medical are hard and once his student loan comes up, I just don't know how he can do it.
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  4. Lancaster Pennsylvania over 60% vorer registrations just found to be falsified.
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  5. 17:23 talked to a part time Uber driver and he quit driving for awhile. Many customers need a ride through road tolls and uber claimed they would pay those tolls, not the driver. But he had a bill for a couple hundred dollars from road tolls and the company refused to pay them. He got stuck with that bill and its accessed against the vehicle, so he had to pay it.
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  6. I own my cars and to repair them each year when anything breaks is still cheaper than I fork out for insurance. To buy a new car for $40,000 and pay over $500 a month, and the interest and insurance really piles up. Also, new cars warranty is based on people doing all the required maintenance. One friend took his new car into the required maintenance at the dealership and paid $750 for a basic maintenance and that was in the 90's. Today a regular maintenance done by a shop for $750 is cheap. Plus, I can't work on my own car if it's brand new and so repairing them myself is out. I would rather invest the money into the tools to do the work. While it would be nice to have a new car, they are boring looking now and only old cars have that personality.
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  7. Nobody out in those neighborhoods. I find it similar to here in Virginia. People hide in their homes. Front yards are kept nice, not to use, just to be seen by others.
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  8. So much of our country is suffering from infrastructure taxes and the money collected doesn't get put into the places it needs it. Upper class neighborhoods get all the services and lower class get nothing. Trees in the side of the road is another can of worms. So many love the trees and don't want to see them go, but there should be other trees that don't damage and fit better planted. Many trees were installed without the home owners consent, just part of the original design. Taking down a tree can cost me $6000 here in Virginia. Many neighborhoods don't hardly get sunlight because of the old growth trees that were just too big for that application.
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  9. Being retired from Maui Electric in Hawaii, but living in Virginia now, I can say there is an awful lot more behind this going green than is commonly known. I put solar on my roof here a year and a half ago and I am mostly immune to the rising costs for utility power. This year I expect to finish it off and be 100%. By doing that I can be considered a solar facility. Basically net metering here is kilowatt for kilowatt. If I produce 10 kilowats and use 30, I am only charged for the 20 net difference. As a 100% solar facility, I am going to be able to maintain that, maybe even get paid for over producing. The new laws are trying to change the 1 to 1 ratio to as little as 1 to .5. This means if I produce 10 kilowatts, they only have to credit me for half of it. New solar customers by next year could be faced with the decrease in net credit, unless they set themselves up to produce 100% of their power and be designated a solar facility. I am so happy I did this. I had power bills ranging from $200 to over $400 a month. The money I spend now goes to pay to own my solar system. I have a natural gas powered whole house generator running off the gas companies system. It costs me about $16 a month to excersie it 4 times a month. I have had it kick in automatically during power outages and been one of the few houses with power. Since I have that, I don't have a solar invertor battery system. Without one and without a generator, I would lose power during an outage. A solar system tied to the grid ensures I can use their power for nights and shady days, but I reimburse it on sunny days. Adding batteries is a pretty costly addition and just having the solar meets my needs. I use any and all the power I want, of course I use energy efficient lighting and appliances and also run a pool pump 24/7, but I have no real concerns about my bill going up, especially for most of the year. A good feeling because the utility will have to raise their rates due to the cost of oil and coal, investing into green technology and maintaingna grid. So the ones that only buy electricity will be the ones footing the bill. I sort of feel bad that I am not in need of buying power and that is cost shared among those that do, but these days, you have to do what you can to survive the long term and the economic turmoil we are faced with.
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  10. $1700 a month was only $200 qbove my rent, so I bought in 2017. It's gone up to about $1800 because of escrow for taxes and insurance. Rentals are in the $2500 range in Hampton Roads Virginia.
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  11. I avoided 5 guys when it cost me over $40 for two people. One was a diabetic version with no bun and I'm not into French fries,which they push on everyone. My grandson liked them, but that was my last time there.
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  12. 1:05 frankly I don't see what the attraction is to live in Miami in the first place. Hurricanes, heat humidity, mosquitos, just to name one critter. If you aren't there to party and chase women, what does it have? A warmer winter perhaps?
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  13. Ive windered about doing that, but the kifestyle isnt a big deal for me and now that Trump is taking charge, I have a great feeling about my future.
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  14. My house went up almost $150k in the last few years and I get literally hounded by agents. I am loyal to my agent if I need one. He always checks in to make sure I'm doing good. Beyond the agents, I get every "We buy your house for cash" people. The ones I had are a random text from someone that only says something like how are you doing today? Like I'm going to deal with someone that I have to ask who they are. I'm sure if I answer, then it just opens the door that that is a good number.
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  15. This info needs to be mainstream. I'm sharing it all I can.
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  16. A family member worked for Advanced Auto and had an employee discount and yet they were still more expensive than AutoZone with the discount.
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  17. I bought my first house with zero down. Actually I bought it twice with zero down because of a divorce. My house now I put $20 K down, but only because I got a settlement that made it possible. While I have struggled to save, its never enough to give it all to a purchase like a house.
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  18. I just saw an elderly couple that must be well off, they have three vehicles, one is a mustang and they traded one in for a brand new Bronco. They run $40 k to over $70 k. I have three old cars 2001 PT, 2006 Kia and my Dodge Dakota a 2004 I bought new. I've done all the work and some major stuff like steering racks, suspension, brakes, etc. Despite that a new car would have run me more per year than my repairs. There is no way I would buy a brand new car for the price of building a cottage in my backyard. Plus I wouldn't work on a new car because of the warranty and cost to repair them and their mandatory servicing yearly at a dealership to keep it in warranty is crazy expensive. I can buy an old car, restore it with new parts and still be well under the price of a new car. It can be a hassle to keep a car in the road as daily drivers, but getting them into a dealership can take days or weeks to schedule and complete.
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  19. One of your best videos. Delving into the other topics like immigration and gangs and such is great. You have lots of good info anyways, but this rounds it all out for us.
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  20. My neighbor is in her 70's and was driving long haul trucks from Virginia to California once a week. She broke her arm and had to get rid of her truck and with a mortgage, she is wondering what job she can get to pay her bills. I've seen grocery stores where nearly everyone they employ are elderly people that should be retired, but can't. I am in a fixed income, yet I can't work for any extra money, without losing benefits and I would have to work a lot just to make up that difference before I can make extra money.
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  21. 1:34 those houses are not worth the price and location.
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  22. I enjoy your format in that I can listen with earbuds and go about my chores and errands and not have to watch the screen. Your easily understood information and voice makes that easy to do.
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  23. 21:36 you should have a side logo with a leaf blower. 😆
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  24. An unfortunate part of the way men and women relationships go these days, the chances are high that many people will not have kids and family to help them in their elder years. So many women want to play their younger years away, ignoring the biological factors that will prevent them from having kids later on. Some may have kids, but fail to secure a relationship and the kids are not really tuned into helping their elderly mom. The lack of solid family structures will really impact the way elderly are taken care of.
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  25. Kamala wants to tax people on unrealized returns. Will that apply to an illegal immigrant when they get free money down on an expensive home and haven't even paid on it?
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  26. 6:52 you lower the mortgage and something else takes it's place. Insurance goes up, all your other bills suck up the gaps and you will 3nd up paying more. Its basically a never ending debt.
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  27. 5:33 just took my granddaughter to work at Busch Gardens here in Virginia. She's under 18, but had to get a debit card because the whole park is cashless. If you want to buy anything, it has to be a card. Another thing is their food stands. The cost of a drink, bottled or in a cup is $7.99. The entrance tickets are already pricey, but with food and all the stuff that kids will want when they visit, you can easily spend the money for a small vacation with the family.
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  28. Here in Virginia, there is an amazing amount of RV dealers and they are packed with inventory. I'm retired, single and own a house, or at least the bank owns it. I should be at a stage to travel with an RV. One issue is I also see so many expensive RVs that are built like crap. Even a $400+ k RVs have nightmare stories. On the maintenance, there are few top notch RV service centers and most car garages won't touch them I work on my own cars and setup with tools and such, but RVs require different equipment and bigger, stronger jacks. Dealers and manufacturers point the finger at each other denying they have responsibility. My elderly neighbor bought a used one, went on one or two road trips and his is basically sitting in his driveway due to mechanical issues. Car dealers large and small are also everywhere. There is no way the population of the US could buy all the inventory. Last year and year before models were still on their lots. There is no way all this inventory can be sold these days.
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  29. 11:29 if every employee gave back to the employer 2 or 3 times what they are paid, everyone would prosper. If an employee breaks even or earns more than they produce, that's a recipe for disaster.
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  30. To me the whole Harris/Waltz administration would be like a group of protestors that tear up a city under the guise of fighting for it and as soon as they gain entry, they immediately begin to loot and pilige all the businesses and try to redirect the wealth, mainly into the hands of their cronies. They see the country as a big bank and the guards left them to freely hand out all the money. The whole time saying everyone loves us because we are giving money away. Regardless of who if it belongs to.
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  31. 8:03 the fluctuation in fees, extra maintenance and building out infrastructure, oil prices, paying for people that didn't pay and paying to support the system because of all the people that went over to solar. In Virginia I had bills around $400 a month. A year and a half ago I installed solar on the house and basically I'm only paying for about 3 to 4 months of electricity when solar isn't putting out very well. While this is better, I am adding panels to my garage to hit my total usage for the year. This makes me a designated solar facility. New laws are moving away from crediting solar for electric at a 1 to 1 rate with net metering. The new laws allow the utility to credit solar users for only a portion of power provided. This means that if I generate 1 kilowatt, I get credit for 1 kilowatt. If that changes, I may need to generate 2 kilowatts to get 1 kilowatt. As a designated solar facility, I will stay on the 1 to 1 plan. Also, I may be able to earn money for my unused solar pumped into the system. The new laws could come out next year, so I'm finishing my system now.
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  32. I wonder if people are moving from stocks to gold or precious metals. I don't have any metals and only a few stock that I've been just riding the rollercoaster with.
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  33. Lefties are wanting Kamala to get more free stuff, despite the downfall of our country to give things away.
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  34. 16:15 even up there where you are hiking, there are sirens from fire, police and ambulance vehicles.
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  35. I've said it before. Your camera is so steady. How to you walk and yet hold the camera so still?
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  36. 19:34 many places want to complain about a lack of sidewalks or maintenance if you have one, but in the end they just tax you for your portion? I could install a nice sidewalk in front of my house, but besides being illegal, it would open me to lawsuits and other problems.
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  37. I was listening to some Harris loving politicians talk about Kamala's home building plans and felt sick. He talked about the cost of houses coming down between $300k and $200k to be affordable. What?? The payments on those mortgages is still a major chunk of a person's income. The other thing is the amount of homes bought by big corporations is huge and growing. He said people need to own and not rent, yet under the Biden/Harris term, these corporations wormed their way in to buy up the inventory and they did nothing to curb this. We are where we are because if the last 4 years. No ifs, buts or futs about it.
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  38. DuckAssist BETA Amazon is currently moving more freight than FedEx. In 2022, Amazon handled 4.8 billion deliveries, surpassing FedEx, which delivered 3.05 billion packages in its last fiscal year.
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  39. I never buy gift cards or load money on an account like Starbucks. I will just pay for it and let the money earn me interest, instead of the gift card companies.
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  40. 17:21 employers offer to loan money against the employees pay reminds me of indentured servitude. They become more of a slave when they owe their employer money. Bad idea to me.
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  41. I can see walking different neighborhoods could be addicting excersize.
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  42. I did a bunch of money rearranging. I refinanced at a point to get just over 3% interest, lower my payments and take some extra to pay off loans for home improvements I already did, but was paying a higher interest rate. Now I just got a notice that my escrow, that pays the insurance is running short and my payment have been hiked a couple times. So what was a great monthly payment is slowly escalating due to insurance going up and I've never had a claim on my homeowners insurance. These days our finances take constant attention and fine tuning.
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  43. 1:03 I for one will stop eating avocados if it helps the US.
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  44. Typical California country lands. I like the green in Virginia myself. My boy works in San Jose, but lives outside in Morgan Hill. What a crap drive to do 10 times a week. I know it's nicer living out there and not as expensive, but houses still top $1 million. When I visit, it's nice to hike in the hills, but everything else about living there sucks. Luckily he is young with a nice family and his wife's family is there, so for them it's okay. If I left my house in Virginia, it wouldn't be to live in that state.
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  45. Here in Virginia the workers at Portsmouth are walking the line. Biden won't stop it because he is catering to the union for votes. The effects will compound daily and the time to recover will add weeks for everyday they are out. Ships sitting at sea can't do it for long. Going to the west coast can make the goods prohibitively expenses. That isn't even taking into account that all our exports are stuck at the docks and truckers being idled. Maybe a boom for long haul truckers, but not much.
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  46. You mentioned Shake Shack in a video and I never heard of them. Then one opened here in Virginia. Today I tried them. The burger was pretty good and the vanilla shake was tasty. At basically $7 for a small burger and $6 for a plain vanilla shake, I won't be eating there often,but it was a bit of a treat to try them. They built right next to a McDonald's, which had a long drive thru of people. I figured McDonald's would cost about the same anyways. Shake Shack's food is better though.
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  47. There should be a program that analyzes a person's ability to keep and maintain a home and factor in future plans? Most everything from buying a car to get to work and having kids and raising a family, they will impact the person's future economic status and ability to keep and maintain a home. It's one thing to qualify to get free money, but can they qualify in the long term to keep and pay for that home?
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  48. 19:08 I appreciate your videos. I have learned a treasure trove of information over the last year or so.
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  49. Your thumbnail doesn't do justice to your lovely wife. I know she's attractive, but maybe a different thumbnail.
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  50. I sent this video to my realtor here in Hampton Roads. I bought my house with him in 2017. I recommended him talking to you about your service for agents.
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