Comments by "Wakeup and Sniff the Coffee" (@Wakeupandsniffthecoffee) on "Michael Bordenaro" channel.

  1. Here in Virginia, the properties are full of trees. I have 1.6 acres and dozens of trees, alot a big pines that tend to rot and drop branches. I am on fixed income and retired and cant afford thousands of dollars to trim or take out a tree. Im just one of orobably thousands around here. Owning a house is great, but maintaining a oroperty is very expensive too.
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  2. I get most anything I want from Amazon and Ebay and am surprised that they even carry certain products. Most anything comes within a few days, but more often the second day.
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  3. 18:38 the idea of spare rooms and renting to young people is great. But I have four spare rooms, one occupied by my 21 yesr old grandson that is between jobs and living off me and I can't even get him to do things around the property to help me. He gets all gung ho after a big blow up and then goes back to laying on the couch all day and up all night. I would love to rent a few rooms out to people that take it serious and actually follow through with the agreements.
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  4. What do you think about having a company come in and decorate with everything and furniture? I'm guessing that runs quite a bit, but I don't know if it's a fixed cost or tied to the amount of the sale.
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  5. 9:00 you just can't get away from the power equipment. Lol😊
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  6. Just saw a 2 english muffin breakfast sandwich at 2 for $3. I havent been to a fast food place since paying $20 to $30 for just a basic meal.
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  7.  @Johnnie-d9b  my last meal was so expensive that I haven't gone again. I wasn't complaining about 2 for $3, just commenting that many of the fast food joints are jumping on the cheaper food wagon.
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  8. I just used my AARP and switched my phone and one other one to Consumer cellular to save money. I was on Mint and of course they spent 10 minutes grilling me and trying to offer a better deal to keep me. One thing I advise people to do with phone services is to periodically call in and talk about leaving. When people do or question their high cost of service, the providers seem come up with some amazing deals, usually a temporary one, to keep you as a customer. Back when I was with Verizon over 20 years, I would call in every so often and they always found some way to lower my bill. Even if it was a temporary 3 month or 6 month deal, but I saved money and these companies don't actively try to lower customers bills or to just let them know they have a cheaper alternative. Just another example of how being on a fixed income leaves me with no ways to pay more and I have to look for any amount of savings to whittle down my expenses.
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  9. The left is fact checking and crying out that this isn't happening. I have more faith in you and other on the ground people that have YouTube channels and are bringing these stories out, than any main stream media. I find that on Facebook, many people only see Facebook or mainstream media and they deny these stories and just say it's all disinformation. I watch many different news outlets, YouTube, rumble, locals, etc and watch mainstream media and can see the obvious lies the left uses to make anything into disinformation that they don't want to accept.
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  10. Back when I lived in Hawaii, I was oart of a financial group that helped other learn what you are saying 18:52 . Oaying off cards and debt in a selective way promotes the good feeling that you are getting somewhere. If you want a good credit score it goes counter intuitive to this. You accept more credit cards, not to soend more, but to sprrad your usage among them. Keeping you credit card usage below 30% goes a long ways to building credit. I went in disability and eventually had to go through a foreclosure and bankruptcy. I expected to be credit black kisted for the rest if my financial life. Instead I took small soecific loans using credit cards from olaces like tire shops. I then oroceeded to oay it down to under the 30% point and opened another card. The same thing. Not with the untention of running up debt, I jeep it at a manageable kevel, but multiple cards had a positive affect on my credit score. I did that for three years and by the fourth year, I bought a home for what renting ine would cost a month. Seven years kater, my home is nearly double the value if what I paid. I then used that credit to lower my mortgage interest and pay off loans I took to make repairs. I dont hild much hop, but am hoping the next interest rate drop, I will further consolidate my debts. At 67, I dont expect to be around to the end of the mortgage, so how much I have monthly is my main focus. But, staying in this path, if I do ever sell my place, I will be debt free and money in the bank. My oroblem is I tend to buy houses I like, not to flip. So its very hard to let it go and cash out. Inwould rather buy a send home in another location and split my time by renting one out at a time. Not that I want to be a landlord either.
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  11. ​ @omnipi The handouts came when Biden took office, Trump didn't hand out money, if anything he managed to keep money in the country. Biden not only handed out money to people in our country, basically buying them off as potential voters, but he has and is handing out millions and billions of dollars to countries at our expense.
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  12. 9-5 jobs 5 days a week was a tremendous gain for people when it happened. Prior to that 10 or 12 hour jobs 7 days a week we're the normal. I did 10 hours on four days a week with three days off, which was great. It also opens it up for another side job for those that really want to get ahead. The push behind feminism wasn't to free up women and their rights, it was to scoop them up into the workforce so companies can make more money and pay less due to the abundance of employees. Fast forward to today and women are crying about working, they want a traditional life home with kids. They got what they wanted and now can't handle it. The cost of living further locks people into needing multiple sources to get by. Men have always been willing to work hard and long to support their families. Men have been willing to fight wars to ensure our way of life. Snap shot of today, it's them men doing the work, the hard work,the dirty work and the women are crying about their desk job.
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  13. So you had to eat all the listing costs for your client that didn't sell or want to listen to you?
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  14. A little off topic, but it will affect homeowners and new homeowners if solar is involved. In Virginia Dominion Energy and Appalachian electric are putting a new law in place come January 2025. It will change the net metering rate from 1-1 to 1-.3. Right now, every kilowatt of power I create with solar will offset my useage on a one to one ratio. The new law will mean I have to produce over three kilowatts of power to get one kilowatt of power from the utilities. This is already in affect in other states with California and Hawaii already having adopted similar laws. To get locked into the one to one net metering, a home has to have enough solar to meet 100% of their needs. Then they can be credited on a one to one basis. They are designated a solar facility. I will meet that before January 2025 when it kicks in here, but only because my solar rep spent the time to alert and explain this to me. Others here may be too late, but if the solar is under contract, they can make it. That means the solar I bought to get away from paying the utility, would drop way down in value and if I sold the house under that, the new homeowner would be assumming an expensive system with a longer pay back AND still pay the rising cost of electric. This whole change is being done on the lowdown. I priced my cellular to make the payments towards ownership, offset the money I give to the utility.
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  15. 9:05 I'm at Sam's club and a huge helicopter came over. I see jets and helicopters practicing constantly. It makes me proud to see what we have and I am proud of all the young men and women flying them. Newport News, is surrounded by shipyards and lots of military. My house price is still rising here.
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  16. I have a small dog. His food is about $240 a year. In the past two years, one emergency visit and the regular 6 month checks and flea and tick meds has run me close to $2000 and I am still paying off the pet care credit card I got. Luckily it gives me 12 months and no interest to pay it off. The last visit it was recommended that since my dog is older to pay about $250 to get a complete analysis of him chemically to create a benchmark to compare to the future visit. I have chickens, ducks, geese and turkeys. No vet bills, but the food is close to $1200 or more a year. I get eggs, but they are pets. This doesn't count the thousands of dollars that go for coops, pens, ponds, to name a few. My pet rabbit and guinea pig were left by my grandkids. Recently the rabbit hurt it's back and it was a $250 visit for her. Animals without insurance is almost more than my human health costs. I could eliminate them, but it's part of what I enjoy each day in retirement.
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  17. She is whining about it on Tiktok, just to make money.
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  18. 5:04 You seem to keep yourself framed pretty well with your selfie stick, limp or hurt toe or not.
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  19.  @mysterybuyer3738  with the rest of the homeless.
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  20.  @JBoy340a  unfortunately the jobs within an hour are not opening up for his beginner level. The job he took is almost an hour away already. Gas is rough. The jobs that would best suit him and help him come up to speed are more like 3 to 4 hours away minimum. There is a lot of hope around here, if a position opens up. His school but got out and into a major airlines and is banking the big bucks and being sent, expenses paid to work in other states for awhile at a time. With flight credits, it's not bad, at least he can fly home. For now I'm just hoping and praying that the job with his buddy will open soon. It's hard for him to think he needs to work a second job or different job after getting is Airframe and power plant certificate A&P from the FAA. Realistically people with that should be able to bank $100k a year.
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  21. 12:41 I just listened to an analysis of what the interest drops mean and it will drop interest for savings, but credit cards and mortgages won't go down. Mortgages have already gone down some in response to low sales. Bottom line, don't count on lower interest rates to make mortgages more affordable or credit cards.
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  22. By the way, I listen with my earbuds while working in the yard and every time you have a car, airplane, power tool, etc make noise, it has me looking around, thinking it's close to me. 😆
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  23. I never heard of Aldi's until two came to town in Virginia. I just thought they were some mideastern store chain. I like the extra stuff they carry on occasion.
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  24. I have a large two floor house, lots of bedrooms and bathrooms and on 1.6 acres with animals and plenty of room. I've thought that rather than selling or renting it, maybe do an Air BNB thing. The ads make it sound like easy money and it is easy to do it right. When I see a video like this and really think about it, it is a lot of work and no way to maintain it properly to be a 5 star type place. I already have trouble getting good and reliable help to fix things around it just for me, but it would take a better crew than I have found to keep it clean, stocked and maintained. Then at the end of the day, I could see it costing me more money than I can make off of it. So I did a big thumbs down to that idea. Your video just reinforces that for me.
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  25. 3:06 I just switched out my 3 cars from Allstate before the premiums almost doubled. They wanted to drop me, but then came back with a quote on behalf of the local agent pushing them. They also have my home insurance which is about $1900. It's good until next year, but I did some shopping and here in Virginia, the lowest quote was close to $3600. They say it's because of hurricane season that it's the best they can do. I have no claims, I am in a great location as far as most natural disasters, so it's not a big worry. After hearing this, I'm wondering if an insurance company has to provide their new rates to the customer before the one in place expires and if so, how long before expiration? The problem is not knowing what it might go up to and being faced with rushing to get insurance in place when the last year policy expires. They have a home owner over a barrel when they have a timeline that they have to get new insurance. I'm retired and on a fixed income. Not that the insurance company cares.
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  26. I'm in Virginia and happy with my place. I got priced out of a lifetime on Maui in Hawaii. My son works in San Jose and I looked at the possibility of moving by him, but California has become such a shit state, expensive and trailer parks close to him that seem nice, according to him are full of druggies. He's a cop, so he pretty much knows.
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  27. 14:25 Michael, I keep seeing people posting large numbers of houses for sale in the DC area. They attribute it to the rats leaving and people being laid off. Do you have any info about this and whether it might be an unusual amount? 16:13 I just heard a response while writing this comment.
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  28. I'm retired from Hawaiian Electric on Maui. Back when solar was taking off, people got upset if they couldn't get authorized to have a system. What no one understood was that the grid was built out based on the development done in the 60's. So if a subdivision had 100 homes, the grid was designed to accommodate probably 125 homes. But as speculation and development came in and housing went nuts, many homes added to the house and built cottages in the backyard. So before solar came in, the grid was being stressed by all the unplanned and yet permitted, even unpermitted additions. So with solar, the transformers and lines feeding those places need to be redesigned and upgraded. But to do that the pic has to approve the extra expenses the utilities had and needed to get back from the sales. Plus, solar is great when the sun provides the power, but that isn't all day or even everyday. The utilities were obligated to provide power during all those times. The power plants designed to provide enough power to feed everyone, had to have not only enough, but more than they needed. That means that when people needed power that wasn't provided by the sun, they expected to still have power. The power plants had to have what's called a spinning reserve in order to instantly provide power. All the power plants were running, even if the grid didn't need it. It can take hours to start up a powerplant. So they can't just shut them down and turn them back on when needed. This means they ran and used fuel 24/7 in case power was needed. Then there is the infrastructure which is primarily lines on poles. These had to withstand storms and hurricanes, but unless a lot of money was spent to upgrade from wood poles, it wasn't likely they could. Again, those fixes like everything would be reflected in already high priced electricity. The Lahaina fire that is blamed on a spark from the lines could not be upgraded enough, without going underground and that would be so costly, no one would stand for it. Everyone wants to see electric cars, windmills and solar everywhere, but no one wants to foot the huge bill it would take. You can't have all that and a bullet proof system, without investing huge amounts and definitely can't expect to have cheap electricity. Based on what we have today, if the whole system was redesigned and the old system eliminated, then maybe it would all work, but hundreds of years of power generation and infrastructure would have to be eliminated.
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  29. Running off of tariffs will require the rest of Trump's plan to take place. The government is bloated, so lowering the cost of government and tariffs will work better. Eliminate or streamline or just get control of the spending in all the different areas of government and tariffs can work. Getting Trump's cabinet picks approved and working with them to slimline the government is crucial. And Angelo tariffs work. Unfortunately, many anti-Trumpers will do what they can to make him fail, regardless of if they are hurting the country and even themselves. All the left liberals that cry about the world and what's taking place should be the first to back bringing manufacturing under our control, so our ability to deal with the waste and the negatives of manufacturing can be implemented. Yes, things cost more to do it right, but you have to choose. Cheap products that harm the people and environment or pay more for cleaner and healthier manufacturing. The greenies should be all over helping us clean up the world of manufacturing.
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  30. The guy that prophecized the shooting of Trump went on to talk about some dire times for 4 years and Trump piecing things back together.
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  31. 20:36 what kills me with families they will cry about money they have to contribute and make it seem like the person is just making money off them, despite they are paying all the interests and so many things tied to a home. Then when they are pressured into paying some towards the household expenses, they get mad and move out and end up paying three or four times more for rent and utilities. Why they think giving money to some rental corporation and paying all their utilities is better than helping a parent pay down the debt that accumulated from having them in the first place.
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  32. Can you imagine if the banks were hacked and we all had no access to our money. That is scary stuff, especially now that they moved us to almost completely digital.
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  33. Hurricane Milton, which was bad, but not as bad as they expected is getting the attention after, yet people in North Carolina have spent a week with no help, except from locals The attention shifts to the immediate and Hurricane Helena victims are already sliding under the rug. A military Colonel said it's the beginning of the fiscal budget and that the government needs to act and mobilize military personnel and assets and figure out the paperwork later.
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  34. 11:38 the hard part of financially surviving and having a credit card to earn cash back or rewards, is if there is a hiccup, even if you normally pay off your cards, but suddenly you have less money or extra bills, is that you want to get past this hiccup by using the card to pay bills that have to be paid. Many don't anticipate it being a prolonged situation. In the past before credit cards, stores might carry credit for people. Also, if it was serious, people tried to get a load from a bank or god forbid a loan shark. All while hoping you will get back on your feet and pay off the loans, but interest costs make that an impossibility.
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  35. Mine.
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  36. 1:50 I had to spend $45,000 to replace my whole HVAC system which consists of two systems and a complete deducting. I had an injury due to pay out about the time my payments began. It was a wash. All the extra income I was waiting for, now goes to the HVAC payments. I could maybe have limped along without it, but the house value is going up and I want the home to bring a good price if I chose to sell. I don't want to live in a home that falls apart yearly. I added a second set of solar panels to balance out my energy bills by reducing what I pay the utilities and while it is a great system, especially about 6 months a year, it added two more payments and hasn't dropped the utility payments as much as I was shooting for. When I first bought the house, it needed gutters and all the trim. Then I had to replace part of the roof they didn't replace prior and it was too high for me to see until I had to have a leak around a bathroom fan dealt with and got the news it needed to be reshingled. I've owned the house 8 years and have had to put in about $100,000.
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  37. Prices are up here in Virginia and my tax assessment preview came and it's gone up for sure because everyone is selling at high prices. Then while writing this, I opened a credit card statement and it's a notice saying their APR is up over 34%.
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  38. I would love to see some links to official sites about some of the stuff you talk about. Not really because I doubt you, but so I can share the info without fearing it's unsubstantiated. California and Oregon loans for illegals is one I want to share, but people think you have no backup and question my sharing your videos.
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  39. 10:03 we are paying for the money printed for COVID. I'm sure that was a windfall for the corruption that knows how to skim federal programs. At some point this year will be the next phase for DOGE to pass it off to the judicial system. They have shown corruption and mismanagement. The judicial system needs to track that money down. And begin to prosecute the thieves. The left continues to ignore this and go after Trump. Most likely they will be found connected to it all. Hang in there America. We did 4 years of mismanagement, so while it may not seem fast, in the long rumour children and grandchildren will be thankful.
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  40. If you shaved and made a gotee beard, your hair and beard would make you look like the gas monkey star. 😆
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  41. I love my old 1.6 acre property in Newport News Virginia with no HOA. I'm surrounded by subdivisions and people that don't like it, but are stuck with it.
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  42. You are so well versed in all this and it makes me wonder how your day goes. There has to be a lot of reading, watching and listening to get a grasp on all this. I give your wife credit, she has to be listening to these sorts of discussions all day long.
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  43. You should do a video with Sam Sansalone in the Hampton Roads area of Virginia. You both have great info. I realize your iff to the west coast now. Just a suggestion.
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  44. 12:01 good reason to stop using that card. I use the pay in four or up to six months with no interest and when possible, I put it on my card. That way I don't worry about whether the money is there for the payment. I can focus on just paying down my credit card, not to mention that they are smaller interest free charges being added to my card. Of course like all these programs, you need to be wise and not over spend and have to pay credit card interest.
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  45. Just watched that lady on a few YouTube channels. I'm in the Virginia Beach area and am surprised at all the super expensive cars driving around everywhere. I see almost brand new corvettes up and down the road. Ladies with kids driving Mercedes. I know there are high paying jobs around and a lot of military guys that buy all the Dodge Chargers and such, but I am also starting to see a lot of them showing up as used cars. People want the status, not practically of a vehicle and then end up underwater on car loans. It's not exactly cheap to live here and to pay out such a big chunk of income into a depreciating asset like a car, really makes no sense to me. I drive a 2004 Dodge Dakota truck I bought new in 2004, a 2006 Kia Sportage I paid $500 on and have done all my own work, but tires, gas registration and especially insurance are the extras tied to a vehicle that people just don't take into account. That lady was almost bragging about her debt in that video is an example of people, especially women so caught up in the Tiktok thing and whatever attention they garner from it, even if it's negative attention, it's still attention. To me there is so much marketing hypnosis going into poorly educated in finance type people that just want it all today and don't really think about when they are busting their butts later just to keep up with the debt.
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  46. I went to Bob's in Virginia Beach online and the furniture is still priced high and no info on them closing.
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  47. $20+ meals at a fast food joint is just too far out of my price budget.
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  48. My solar panels didn't cost much, considering the drop in electric. I'm here in Virginia. I am completing the system to be a solar facility that generates all my electric. Its a matter of ending up with a fixed cost while paying the panels off and eventually I will own them, versus an ever rising electric bill. The utility is forced to spend money to improve and move to wind and solar, along with the cost of fuel and just keeping the infrastructure working as it grows out more. That money comes from the users of electricity. If you stay on just electric from the utility, you will be forced to pay for all the improvements and to make up for the people that left to solar. As far as home insurance, I haven't had an issue. Regardless of solar or not, as you jnow well the insurance is climbing and doubling. It also has added to my home value.
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  49. I had money in my America express savings and it went up over 4% interest. I was happy and then my credit karma savings was over 5% interest. I just rolled the money there. Getting 5% on money that just sits is great. I just hope taxes don't erode that income.
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  50. I've thought about moving to different towns for a month at a time to just travel and experience the country. A video on the Air BNB would be good.
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