Comments by "Wakeup and Sniff the Coffee" (@Wakeupandsniffthecoffee) on "Michael Bordenaro" channel.

  1. 21:36 they may have to slide a chunk of money to the condo owner holdouts to get 100%. It seems like they could buy out a few hold outs to get the condo.
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  2. 17:50 are all those houseboats a sign of how rich people are there? Or, is it a sign of how bad housing is or that the cost of a houseboat is cheaper than a house or apartment? Or, all of the above?
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  3. 7:57 all the talk from the left leaning side is aimed at the cost of goods going up with the new tariffs being launched today . I believe that Trump is using tariffs to not just make more money for the country, but to better align the trade differences between countries. While it might drive up prices in the short term, the long term effect may very well drive them back down. Same thing with the lay-offs. Cleaning up and shaking out the dirt and cobwebs and sure people may be unemployed, but they will find new jobs suited for their abilities and not just as a DEI employee. Get us back to a country where all of the best of the best run things.
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  4. What I've heard is the gangs or new gang wanna be, come up from the south and take control of apartment buildings by terrorizing the immigrants that don't understand the laws or how to get protection. Also, the system can't keep American citizens safe from crime, so the immigrants can easily be controlled by gangs, who will exhort the money the immigrants received from the government. For those immigrants, they probably see no way to fight this and fear for their lives, so giving their free money away is better than the alternatives.
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  5. 13:30 dropped .5% on rates.
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  6. It would be nice if "they" can be defined. We have gotten so used to hearing that they want this and they want that. Who are they? I realize it's probably the people that gain the most, but so many things that "they" seem to be doing, does the least good to everyone, except a few. Regardless of how drastic things can get, there is always a loser and a winner from it all.
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  7. I was watching a guy do a 3 day drive through West Virginia and I followed it on my Google maps and Zillow. Some of these cute, historic type towns had homes that didn't seem all that bad. 3 and 4 bedrooms 2 bath and I found a few under $60k. It's not the whole town though. There were places like this, but some over $1 million. Granted if you can't live there because of work or are addicted to city life, these may not be the place for you. Remote workers or retirees could definitely do well there and still be fairly close to bigger towns.
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  8. 9:57 digital price tags remind me of when stocks were changing so fast in the tech days. People sat all day buying and selling. These stores will have people watching all the parameters, like heat, cold, storms, etc. They wil manipulate the prices down to draw them in and bump it by a few cents so no one is the wiser and in no time, all those extra cents and dollars make the company really big bucks.
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  9. 24:16 the two of you are more the exception these days. Having a wife and family that has held together through thick and thin, richer and poorer is rare. So many people get divorced and the family structure decays and divorce rules the heart out of men that built it up, only to have it taken and the wife run off with some guys trying to monkey branch to better lives. Men do it, but 80% of the women start the divorce, so men don't want to marry anymore. The men might recover and rebuild, but it's a major setback to the country as families fall apart.
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  10. 16:30 CNN is doomed. We all know why too. I am so glad that they and their messages are sinking in the media quicksand.
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  11. I can personally attest to most of these. I can write an article about how they didn't work out.
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  12. 19:58 it seems it's about making the money at the transaction, versus the long term profit. The loans will be sold off and probably people will default, but all the people and services that are involved with the transaction still go on making money.
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  13. Are you on a green screen? 😊 Your editing for voice and video is crazy. You seem to be talking through the video seamlessly, yet the background switches all over the place. What do you use to edit these videos? I'm always fascinated by how so many YouTubers edit their videos.
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  14. What about credit karma, Amex and PayPal savings?
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  15. 12:10 what about all the people filming with their phones, especially the Tiktoks and such. What a stupid policy. Just trying to control what the public knows about them.
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  16. 5:07 fixed income and grandkids in California and Australia I barely know and are getting older and I can't afford to travel. I cant afford a weekend road trip with me and my dog. Back in the late 80's my wife and I took our three kids from Maui, where they were all born, to Disneyland in California and probably spent many years to pay it off. We couldnt afford to just ravel off the island to another island throughout my kids growing up.
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  17. One more thing about Maui and it's power history. All the power for little towns and villages came from the sugar mills that provided excess power. So power was available when the mill ran. When it didn't there was no power. Because the mills were in different parts of the island, they all had different scheduled and thus power was available at different times. Also, places like Hana, Maui and Lahaina and Wailuku had different sunset times because of the mountains. People sort of ran the time based on the sunrise and sunset and the electricity followed that. That is where the term "Maui Time" came from. There were different time zones on different parts of the island.
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  18. 15:50 Hacienda got $700 k for the program. Does that go to buying the house or just handed out as $30 k down payments? With the price of houses, that's barely 2 home if lucky. I wonder how much Hacienda gets for making it available? Whenever these programs come out, I don't look at the target, I wonder about all the people that make it get money, besides the target recipient.
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  19. My question for you is if you rent in Miami, how can you afford to keep it when you are leaving for months? Im assuming you arent sub renting it.
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  20. 14:45 not to mention crazy interest rates in those unpaid balances. It's like swimming upstream.
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  21. Bring solutions not problems people.
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  22. The condo owners and board should be liable for upgrades and extra fees. Ultimately they failed to collect and perform. The old owners probably paid what they owed, for as long as they could and these owners and management companies enjoyed the funds, but failed to put them to use it be honest to the owners about the situation and how much they need to do the repairs and provide detailed reason and where that money is going. Mismanagement is a main source with companies and government, but they get off Scott free.
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  23. Not to mention that a mobile home is really not that mobile. Its expensive to move your home, especially if you find a cheap lot, but they also then raise the lot rents. The price of those lots is similar to renting a home in many places.
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  24. My home insurance is about $1800 a year and I did an estimate from other companies and being hurricane season, my house would double to about $3600 a year. I suspect my insurance will go up next year.
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  25. How do you keep yourself framed so well as you are walking?
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  26. It seems like between mortgages and special assessments being added to the payments and no way of knowing if another is on the horizon, the cost can exceed income pretty quickly.
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  27. I've considered the Amazing ones, I just don't know what all the other costs involve. Legally I can have 4 or 5 homes on my property. Considering my family could pay for this versus giving it to some landlord that doesn't give a shit about maintenance. Why not put that money into the family?
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  28. People definitely are market washed into believing that they have to have a nice house and new cars every few years. And they still want to live the daily high maintenance lifestyle.
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  29. 26:28 after walking away from a mortgage in Hawaii and my first house, disability, foreclosure and bankruptcy, I never intended to have a house again about 4 years later and a settlement, I walked into a great place in Virginia. It's gone up over $150k in equity. When I went for a mortgage and solar for the house and an brand new HVAC system, I mainly look at the monthly costs. If I can afford it monthly, then that's fine. How much I pay in total doesn't mean much because I won't outlive the debts anyways. So if I can get the place and pay for needed repairs and still have money at the end of the month that works for me. Of course having enough for savings is rough, but I'm slowly trying to have 6 months worth as a target. My whole world evolves around what it costs me monthly, not at the end, like I said I won't be here or probably not in my house if I am. I wish things were better and maybe they might, but just a notch over surviving is acceptable. I wish I was thriving and had the money to travel and such, but that's not in the budget.
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  30. I doubt foods and household goods will pull back much, just settle into a new high. It will be mostly the hype around the drop, more than the drop.
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  31. Put the vacations or gift giving off for a year or two. Save the money monthly and put it in an interest bearing account, then spend money you have and no debt.
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  32. 8:38 there are some crazy boat collections in that marina.
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  33. Back in the day those businesses made profits and could afford to pay the mall base rent and a piece of their earnings. Plus, businesses were waiting for a chance to move in. One thing I see here in Hampton Roads area of Virginia, is so many malls of various sizes had been built over the past few decades. Now the big ones are shutting down. The land is being sold off and they are being demolished. The small ones have maybe some social services and churches, just to keep people in them. Couple that with all the individual stores that are vacant around the towns. Mom and pop shops were driven out and now we have food and shopping deserts where people need to go out of their area to get anything.
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  34. I've lived in Virginia and have owned a home since 2017. I see estate sales constantly. The long time residents are passing away on a regular basis. Many have himes going back many years and generations, but the kids and family have their own and look to just sell the homes and properties off. Especially as the values sky rocket. While many older homes need to be renovated, a lot if them have some acreage and the developers are attracted to these to subdivide or build apartment complexes. I bought 1.6 acres that is surrounded by very small homes and have HOA's. My property has no HOA and could be subdivided into 5 to 6 properties, oart if what attracted me, although I live the oroperty as a small farm and 10 minutes from anything I could need. It's like living in the country, but in the middle if a city. Just the way the property is now adds a lot to the value and its going up all the time.
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  35. My grandson just turned 21 and lives with me. But straight out of high school he went to aircraft mechanic school for two years, graduated with his FAA A&P certificate (Airframe and Power Plant) and can now go on to earn 6 figures in any of various industries requiring this. He is starting off at a small local airport to work on planes and acquire experience, while paying down debts, like his government loans and then he can pretty much pick a big company most anywhere in the world. Being just 21 and no girlfriend or wife, which I hope he maintains, he can really set his life up nicely and maybe when he hits his forties, he can select a nice young attractive woman with a low body count to settle down and have his own kids with, not raise some other guys kids. The crazy thing about this is hearing from you on another video about California raising its minimum wages for fast food to $20/hr. While my grandson could relocate and make $35-$40 an hour starting in the big metro airports or factories, to stay here in Virginia he has to start off at $20. So with his training and certifications, he is still making as much as a California fast food worker. Fast food is already crazy expensive, I can imagine how expensive it will be after these pay increases.
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  36. I have a truck I bought in 2004 and it had a 12 year warranty on major parts, which was good because a few did go out. Beyond that I've kept it running with shops, maybe $10 k + to have them do the work, but I caught them trying to do work that didn't need to be done. So I do all my own work, thanks to YouTube repair videos. I bought a 2001 PT Cruiser and do all my own work. Still have it. I also bought a 2006 Kia Sportage for $500 and do all my own work. The PT and Kia have about 240k miles. The truck is barely over 100k because I've used it and don't drive that much. I can't afford a monthly payment that is three times or more what I spend to repair mine. New cars can have a good warranty, but most require that you keep the servicing up on it. The dealership can run up a $700 bill easily to do the service per visit and that's on top of the bank payments. Plus, I just want to take care of my cars and understand how they run. The new cars are less and less serviceable and require change parts for almost everything on them. On top of that, The older cars are running into many OEM parts not being available anymore, so you have to use a scrap yard or hope there is one from another country. My grandson just got a 1997 Corvette for cheap and parts like the back glass are not to be found. I did locate a scrapyard part. The car has over 330k miles too, but the engine is a reworked engine and it's a project car. I'm 67 and retired and have no plan to ever buy a new car.
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  37. 2:27 the big lot spokesman has a long way to say that people are broke and not buying the crap that big lots sell.
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  38. Bought here in Virginia 2017. Value went up over $100k. Thought about cashing in, but I love the little farm I have and there isn't really anyplace to move near kids and family, Hawaii, California and Australia, that isn't crazy expensive or just crazy. Maybe renting out partial and retaining the area I actually use. Then travel and keep it as a base.
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  39. 8:38 KFC a bucket and a famous bowl here in Virginia was over $50, close to $60. Took my grandkids to Busch gardens. Man O man is that expensive. $32 parking We had free passes from a worker. So I didn't expect to spend much. Just some trinkets and food for me and an 8 year old ran up to $100+. On top of that, they don't give out togo boxes or doggie bags and we were pretty much forced to throw away 75% of our meal, I wasn't going to carry it around on a plate or two. Of course they are a theme park and known for high prices, but so many of the things being peddled could cost under $1 to produce, maybe even less and they can charge $10 to $30 for an item. While it seems like a real luxury today, I was surprised at how many families were there and do go daily.
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  40. I feel kike the Hampton Roads area of Virginia is sort of a weather sweet spot. I cant imaging moving to Florida or other southern states that get hurricanes and crazy heat. Nor can I see going any further north and have more severe summers and winters. I spent most of my 67 year in Hawaii and I feel like Virginia is an ideal spot.
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  41. 5:03 she also said she bought a Honda cash to save money on gas. Huh😮?
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  42. Although it would add to the costs, I wonder about an escrow type company between the mover and client to ensure they don't get paid until the contract is completed and help protect the people using the movers by reviewing the clauses. Plus the movers would be ensured that the money to pay them is there.
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  43. Locally lowes has only self checkout.
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  44. 17:13 $47k is crazy! If I had to come up with that I would have to say good buy to my property. As retired fixed income person, I would be hard pressed to even be able to use any to .are money on. I just don't have that kind of money laying around. If Trump abolished taxes on social security, maybe I could save something, but not that much. But then again, the average person doesn't own a condo in Florida. That's for the well to do.
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  45. Insurance offers another level to pay the full amount to replace it, but it's crazy expensive and unless you are a bad driver, it may never pay off.
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  46. My situation is I have a nice 1.6 acre property with a two story house, two car garage and a barn. I bought it in 2017 and it's worth nearly $150k more than I paid. I am retired and 67, single with just a grandson living with me here in Virginia. I thought about taking the money and just renting afterwards or mostly traveling. The problem is I have animals, gardens and enjoy this place. Buying a place that's better than most places I could move to makes it hard to sell. The house has an inlaw section that is big enough for me. I thought I could rent the rest of the house and have a base to come back to. My family is scattered between Hawaii, California, Virginia and Australia. Traveling is expensive and a pain. I don't care for California and Australia. Too expensive and too far. I spent most of my life in Hawaii, been there and done that. It's a crazy place from what I experienced growing up. I even thought about an Airbnb for the main part of the house or moving into an RV and just keep moving. If you buy a house that you love, you may not want to profit from it and sell it later. Even if you did, what can you buy next? I really hate paying someone else's mortgage by renting, which is why I have this house now. It only cost me about $200 a month more for the mortgage over the rent. I sort of like the idea of moving to a place for a month to see what it's like and then move on to another location, while retaining my home base and renting the main part out. I make enough monthly in retirement to live okay and it's mainly the cost of having a house, animals and loans for the maintenance, that eats up my income. I even thought of being a passport bro and living where I can make my money go much further, but I have good doctors and medical care here and that may not be the case elsewhere.
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  47. Today I just happened to look at property in Haiku, Maui, Hawaii where my parents bought our family home for I think $50k to $60k. Our home was old and termite eaten, so when my mom passed away, he sold it to the Catholic church next door. So it's basically a parking lot now. He sold it for under $200k I think. Today all the neighbors and houses around the area range from 1 to 2 million now. These were the initial plantation homes. So most are termite eaten. One reason it's impossible for me to return to the place I grew up and left when I retired.
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  48. 19:58 to me most of the places with the richest people are where the most fraud takes place. Florida and California and New York is where crazy amounts of money flow in and out and if audit3d, I think you would find that much of that money has been channeled there through all the fraud we are seeing in the governent and even way to more fraud that is done commercially and internationally. Dont even go into moneyy laundering and drug money. That built Florida.
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  49. When I am watching your video Michael Bordenaro, I tend to get title lock commercials. Have you done a segment about the need for a title lock? If not,can you do one?
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  50. When I play your video, the most prominent ads are about people taking other people's mortgages. Stealing their title. How about video on if this is really a concern or just marketing.
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