Hearted Youtube comments on According to Nicole (@AccordingtoNicole) channel.

  1. I’m a CPA and many of the clients I handle for my firm are high net worth individuals. Almost without exception they are low key and if you saw them in public you would not identify them as having wealth. And as far as I am aware, none of them are visible on social media or the internet at all. Stealth is the goal.
    1200
  2. My first whirlpool washing machine lasted almost 30 years, the second one made it 4 years
    1100
  3. "It's not about the money, it's about the freedom". Love it Nicole 🌱🤗
    971
  4. "It's a big club, and you ain't in it." - George Carlin
    829
  5. Blaming the public for their businesses performing poorly speaks to the level of entitlement and resentment the people who run these companies harbor.
    549
  6. Always live below your means period. Most people don’t get that that more you make doesn’t mean the more you spend. Being over 50 and debt free feels so good!
    480
  7. I get dirty looks for not tipping when ordering takeout. They can keep giving me the stink eye. I’m not tipping for picking up my own food.
    468
  8. I don’t think being an adult has to mean following a laundry list of going to college, getting a “professional” job, getting married, buying a house and having children on a prescribed timetable. Being an adult simply means making your own choices and taking accountability for the consequences of those choices.
    448
  9. I would rather live in the tiniest shoebox sized studio apartment, than a. share with a flatmate(s), and b. live in a house or larger flat in a bad neighbourhood. I’ve done flat-sharing with four other people when at university, never, ever, ever, again 🙈
    442
  10. My car is 14 years old. Only 75000 miles. Took it to a mechanic recently and he told me it’s good for another 10 years. I love my car.
    418
  11. Hey Nicole, I charged $4,000 on my credit card to save my dog when she was only about halfway through her lifespan. Yes, bad finances and I carried that debt and interest a very long time, but my dog got to live her allotment of 16 years instead of just 9. I'd do it again in a heartbeat.
    401
  12. I have to say this is one of the best “frugal” living posts I’ve seen so far. Most of the ones I’ve come across talk about buying cheap food (unhealthy full of chemicals and preservatives), and giving up basically everything (no car, no entertaining, etc). For me, being frugal is about making smart choices and setting your priorities straight. I watch what I spend, keep a spreadsheet budget, shop sales, use coupons, and refuse to follow trend. I select healthy and fresh foods, make A LOT from scratch (both good and hygiene items), and love to get together with family and friends at our homes. Every once in a while I do fun activities outdoors, but try to find ways to save by using coupons or rebates for example. When I travel, I purchase my plane tickets with frequent flyer miles I accumulate throughout the year, so my personal trips are all very cheap. Over the summer I flew to Europe from the US, round trip for $70.00!!! There are so many ways to stay on budget and still enjoy life.
    350
  13. “Religion is excellent stuff for keeping common people quiet. Religion is what keeps the poor from murdering the rich.” ― Napoleon Bonaparte
    305
  14. I have not even finished watching your video and just want to say, someone has finally said OUT LOUD what I have always thought to be the truth. THANK YOU Nicole.
    295
  15. Companies want a 20-year-old, with the work ethic of a 30-year-old, the maturity of a 40-year-old, the experience of a 50-year-old, who will work for the salary of a 10-year-old. Hmm Hmm...
    279
  16. My hot take: Restaurants should be reserved for meals way beyond my technical abilities or meals that will stink out my house. 🤣
    272
  17. Can confirm the cast iron thing. In college in 2011, I took over ownership of my grandmother's cast iron pans that were a wedding gift from her grandmother, in the early 1940s.
    268
  18. I appreciate that you drove to all of these locations to film maybe 2 seconds of footage a piece just to show us.
    249
  19. I don't care what anyone says about you, I think your channel is AMAZING! Please continue to educate us. 🙏❤️🙏
    246
  20. One of the biggest financial mistakes anyone can make is not taking care of their health, especially if you live in the US. (because of our insurance system). As a retired nurse, I can say that most of my patients had either completely preventable health issues or issues that could have been mitigated by simply eating unprocessed whole foods, regularly exercising, not smoking or drinking, getting enough sleep, and adopting other healthy lifestyle habits. The cost of treating the effects of being overweight and not doing the things I mentioned above are astronomical, yet many refuse to do them. I can't tell you how many people I talked to who were in denial about the toll bad health habits was taking on them. You may have good vital signs, labs results, ect for awhile if you are not taking care of yourself, but I guarantee it will catch up to you and nothing will drain your bank account like medical bills. I understand that not everything is in our control and some illness is not preventable, but so much is in your control and is your responsibility to take care of. Please, if you want to be financially secure, TAKE CARE OF YOUR HEALTH.
    230
  21. I’d rather have a cheap purse with money in it than an expensive purse with nothing in it
    225
  22. I don't see ads because I pay for YouTube premium
    221
  23. Another charity scam is when you make a purchase at a store and they ask if you would like to donate to a charity. That donation is made by the company, not you, and the company gets the tax write-off.
    215
  24. I own an eco friendly housekeeping company and I work alongside my staff. We make a lot of money but physically is very hard on the body and I randomly have people who put me down and say I charge too much and I have a no brain job. Well I pay my staff a living wage and have to pay taxes, insurance, gas, an accountant, bookkeeper, etc and not only that we literally clean shitty toilets and nasty kitchens. I love what I do and am grateful but it’s not easy and I still would rather work for myself than anyone else
    211
  25. Thank you for making this video. Its absolutely insane! We stopped going out and patronizing any business that expects me to tip for you putting in a few cupcakes into a box and handing it to me.
    207
  26. Private equity invaded my small town. Bought up some family owned businesses; plumbers, HVAC specialists, my dermatologist, for example. They call it "roll-ups", where small businesses are all rolled up into a larger corporate whole. Owners get cash up front, but actually become employees rather than owners. My plumber regrets doing it, but can't afford to get out of the contracts he signed.
    200
  27. Consider yourself rich, if you have food shelter and good health. We live in a materialistic society. The moore you own the more stress and financial issues you have.
    200
  28. I worked in the veterinary medicine field for 20 years. I left my first hospital when they were bought by VCA. Then the second hospital I worked at... was bought by VCA. Then the third hospital... I quit and started my own pet sitting/dog walking business because f*ck them!
    195
  29. If you ended up dating that one dude, you were literally going to be covering every single emergency expense he encounters. You would be covering every single house/personal supply. He's a child.
    193
  30. I have commented before but I live in Las Vegas. I worked in casinos most of my life until Covid and we all got laid off with no idea when we would come back or even get unemployment. Out of desperation I started cleaning houses for $25 an hour to survive. Well it’s almost 2024 and I own the only completely non toxic, eco friendly housekeeping company in the city, I have 5 employees, am licensed, bonded and insured and charge over $50 an hour per person. We have weekends and holidays off, I now work less than 20 hours a week and make triple what I did working for those big companies. I absolutely love what I do! I get to choose who I work with and who we work for.
    190
  31. Both US and China are both dystopian nightmares to me with their overworking culture. Technological revolutions supposed to make our lives better, so we can work less and have more leisure time. But instead only bunch of ultra rich people take all the benefits, while rest of us works more and more for same salary and promises of better life in the future.
    187
  32. At Panera (casual dining) I walk up to the counter and order my food, fill up my beverage cup, pick up my food at another counter, get my own beverage refill, get my own napkins and condiments, bus my own table and they still "ask a few questions". I'm not against tipping but feel it's gotten out of hand.
    183
  33. lmaooo @ "well dont worry, youre not invited" love it
    182
  34. Bob Dylan once said a successful person is someone who gets up and does what they want to do.
    181
  35. 💜 im using that quote, " if youre not angry, youre not paying attention."
    178
  36. 57 year old ER doctor. Like so many of my colleagues, I pursued medicine because of my passion for science, medicine, fascination about the human body, and wanting to help my fellow humans. Fast forward 20 years, and like all of my colleagues, I am pretty miserable. Medicine is not what it used to be and it has become such a miserable, high pressure grind. When I walk out of the hospital, the last thing I want to do is read about medicine, disease, etc. And 20 years of working on the front lines of our society in the ER has, well, frankly tarnished my love of my fellow humans. Nowadays, I look forward to my precious alone time and the time I have to immerse myself in my hobbies like language learning, fitness, guitar, and quiet time with my beloved dog. But at least it does pay well and I will be able to retire comfortably in a few more years. Thanks Nicole…great video and great topic. You nailed it.
    176
  37. For me, this is your best video so far and I hope it goes viral
    174
  38. I’m a middle school teacher in my 60’s, and practically on a daily basis I have the opportunity to talk to kids about their decision making process. When it comes to drugs and alcohol I highlight that virtually everyone knows of someone older than them with a drug or alcohol problem: it could be family, a friend, a neighbor, some celebrity, etc. I always point out to the kids that drugs and alcohol didn’t solve that person’s problems - so it won’t solve your problems either. I think I’m going to expand on that to include other coping behaviors like hoarding and impulsive shopping and abusive and predatory behaviors.
    172
  39. I simplified my life by selling stuff i didnt need, not paying for things and services i dont use or need and i managed saving little over 20k last year by doing this. I have done the same thing several Years in row. Btw, i have a suuuper low income, so this is kinda big that i managed this. 🙌
    172
  40. "When you choose to live your life as a passenger in someone else's car, don't be surprised when you end up upside-down in a ditch"....god love you for this one 😂.
    169
  41. I am a 53-year-old grandma and you are the age of my middle child. I have learned so much from you over the past 3 years. You had less than 500 subscribers when I found your first minimalism video. I am now saving and investing for the first time in my life because of your videos. I took up two side gigs. I love your mind, love your snark, and love Levi. Thank you for what you do.
    168
  42. Top tip. Negotiate with a car sales person as if you plan to take finance. Then offer cash when they’ve exhausted all their perks.
    161
  43. For me just the idea of "stability" and "safety" has been enough of a why.
    160
  44. A lot of people think I have money they ask me for loans… or look at me as privileged… but the truth is I’m frugal in 99% of my life and that’s why I can save what little I do earn and have… it’s not that I’m rich it’s that I’m smarter with my money than the family and friends that think of me in such a way. 🤷🏻‍♀️ I sacrifice in a way (but they don’t see that, it’s just a lifestyle I’m used to doing). They blow their money. On the other hand others think I’m dirt poor and give me things. 🤷🏻‍♀️
    153
  45. As a fairly newly retired person. I think working for other people, period, can be a big scam. Many of my positions in my work life were for a university. The benefits were great, yes, but the salary schedule was fixed and really far below market value for my skills. Also working in the non-profit sector, which was my preference, was unfortunately on the lower end of the pay scale. Doing something good is never appreciated in the way that earning a shitton of money for a corporation is . . . sigh. Now that I am retired, I have confirmed to myself that time is truly worth more than money to me, any day. I am happy to work on my art and spend my time my way, without answering to anyone for it. Hallelujah. BTW, I retired without a nest egg and am mostly living on social security and my freelance graphic design work, and art sales when they happen. Another scam to me is all these you tube videos that scare the shit out of people saying you will never have enough to retire. If you want something bad enough, in my experience, you will find a way to make it happen. Love your videos and look forward to them every Sunday!
    148
  46. “Do what lets you have the life you want.”
    139
  47. I went with a coworker to get a small iced coffee with almondmilk my order took a minute I could not believe it cost me 6 dollars and they charged extra for almondmilk and then wanted a tip on top of that. This is why I always make coffee at home and never eat out. My coworker said this is normal. The coffee was terrible.
    139
  48. I see this all the time. My parents were that way in the 80s, they seemed rich and when they got a divorce they both had to downgrade every aspect of their lives. While I never had to go without essentials it was a lesson. I remember working with someone who had a big fancy house and 2 BMWs and she was crying about a $700 car repair and had a yard sale to try and get some extra money. I was sitting there with my small old house and Kia thinking "what? I would have NO problem with that car repair". I was 29 or 30, and she was closer to 40 at the time. AND she had a kid! It was eye opening!
    138
  49. As someone who works in HR .... you are 100% correct in your statement that they serve the company, never the employee. "Going to HR" just means giving them advance notice of your ammunition so that they have enough time to formulate a defense strategy to use against you. At one time I was with a large corporation who utilized a so-called "Third Party Independent Employee Relations Team" with assurances that they were completely separate from the company and completely unbiased. Yet the ER Investigator's rulings always seemed to be in favour of the corporation. Fast forward less than a year later and the so-called independent ER Investigator with the third party ER company applied for, and got hired into a high-paying Vice President position of the corporation that he was supposedly independent from. Funny how that works.
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  50. “I seem to be really good at ruffling feathers, and honestly, I don’t really care. Side eye. Smirk. 😒😏” This is why we love you, Nicole! Great video!
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