Hearted Youtube comments on Mitch Shoesmith (@MitchShoesmith) channel.

  1. I'm going to invest, any spare cash I have, on the last Friday in the month, every month, as I've previously done for the last 32 years,
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  2. Your videos are bang on mate, you've just helped me purchase my first ever stocks, Thank you
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  3. Just a warning, when you see a comment promoting someones financial advice, its usually a scam
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  4. 🤑 it’s so great how open you are with your finances especially here because most people don’t talk about money
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  5. Would love to see a version of this on vanguard ETFs 😊😎
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  6. Justice is slow but it always comes that's for the scam's he pulled on his fans
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  7. The first HONEST and TRANSPARENT YouTuber. Thanks for sharing Mitch! Inspiring :)
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  8. Another great video Mitch. I recently have moved to T212 and making full use of their Cash ISA and interest on uninvested funds as well as cash back. All we need now is a SIPP option on there :P
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  9. Congratulations 🎉 I would invest in Stocks and Dividends get same ROI without hassle of none paying Tantent and Interest rates hikes. Secondly I can sell my shares anytime and no hassle of chasing buyers, agents and solicitors for paperwork. I might get 1-2% less but I will be stress free 😀
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  10. Every time I have a question, I ask YouTube and stick your name at the end.. low and behold a video that explains the answer each time! 👍
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  11. “Nobody, I don’t care if you’re Warren Buffet or if you’re Jimmy Buffet, nobody knows if a stock is gonna go up, down, sideways or in f-ing circles”
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  12. the VUAG is now available on Vangaurd UK btw
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  13. Great video Mitch. Currently saving like mad and trying to change my tide !
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  14. “Compound interest is the 8th wonder of the world. He who understands it, earns it; he who doesn’t, pays it.”
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  15. I’m 18 and I’m already planning on retiring as soon as possible 😅
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  16. £100 per week is a bit rich for my blood at the moment. But I am putting £100-£200 a month away into Vanguard and after under a year I now have £2400 invested with an actual current value of £2825. I thought this video was BS at first with the intro but dead on the money. Start early, be consistent, invest as much as you can.
    10
  17. Would love to see as much property investing content as possible Mitch. I'd like to add a BTL to compliment my stock portfolio one day so am keen to learn
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  18. This is why I prioritised paying my mortgage off before anything else. I’m now mortgage free and interest rates no longer scare me
    9
  19. Loving these educational videos mitch! I am almost at a point where I can buy a company noone has heard of and be confident of making gains 😂 great stuff as always mate 💪👍
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  20. I'll buy more VUSA, GOOGL, TSLA, TROW and ASHTEAD at the dip and hold all my stocks for at least 8-10 years
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  21. Wow, the stock market at a discount? Count me in! I love red days.
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  22. I feel very fortunate to have a net worth of £60k in my early thirties but I still feel behind where I should be. I don't own any property or drive a nice car but maybe this is the price I've paid to put myself in this position. That said I've only worked just over 10,000 hours in my 7 year career so I've also had plenty of time enjoying my youth.
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  23. My portfolio gives me approximately £3.700 per year. I'm aiming for £5,000 per year and then I will call it a day😊
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  24. Been watching and following your journey for the past two years, have learnt a lot from you! Wishing you all the success 👊🏽
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  25. Its felt like for the last decade the middle class and lower are getting feasted on by big companies and the rich. The gap between the classes seems to be growing at an alarmingly fast rate. This Government is masterful at misdirection and blame and dividing the people of this country take immigration for instance. I believe there will become a point though were people are fed up and leave their apathy to rise up and start to demonstrate against this Government and the next. Everyone is struggling. Thanks for the insight Mitch.
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  26. 1. No more single Isa limit Savers will be able to open and pay into multiple Isas of the same type annually. That will replace current rules that only let you put money into one of each type of Isa every tax year. The change will enable savers to easily move between different providers and is intended to encourage competition. With cash Isas still enjoying record rates of 5% AER or more, this is good news for savers searching for higher returns.
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  27. Love the transparency. The channel is a lot of work no doubt but it will no doubt pay off big time as time goes on – quite poetic given the nature of the content methinks.
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  28. Thanks for sharing! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits is important to get a mentor/coach to lead you all the way. It's great to start young too!
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  29. Congratulations on the 5k subs mate, that's awesome. You're a whizz with google sheets. Great video Mitch.
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  30. Hey mitch i’d like advice on what to do. I’m 25, maxed out my pension at work (about £900 a month with max match the company offers) 45k in T212 2/3 in s&p500 about 1/3rd in solid individual stocks. 6month fully funded emergency fund Debt Free £20k in cash currently Can save about 2k a month GF will be ready for a house deposit in about 30 months ( we want 50k combined half me half from her) I really want a tesla model S performance fully loaded fsd etc(£45k) as a reward for working so hard for getting a solid financial foundation set (I was in 37k debt 2years ago) but obviously know a car purchase is always silly & just a luxury. (Dont want a 3 or a Y for cargo space & depreciation reasons) My current car is a heap of crap 2008 honda suv I bought for £1500 to be reliable as hell whilst I paid off my debts but i cant stand driving it any longer. Any advice is appreciated. (Id be spending most of my savings as a fat deposit for the model S)
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  31. Do I need to open up a Vanguard account and buy directly from them or can I get the same thing through 212? Cheers.
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  32. I got another 5k worth just as it bottomed out
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  33. I mainly invest to get wealthy and quit work at 45.
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  34. Nice Mitch, I still intend to hold most of these stocks for 30+ years so there’s about to be a massive discount as far as I’m concerned.
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  35. Some excellent content again Mitch. On the property point, I see it as more of business venture than investment. As a previous landlord I have never found anything quite as stressful and time consuming than the property management element of being a landlord. Also factor in the risk of tenant issues, voids, rent arrears, CGT and many other downsides. Horses for courses but personally give me the relative calm of low cost passive investing any day.
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  36. I've been watching investment videos on YouTube since march 2020 and they all roughly lead to the same conclusion: £ cost average into S&P500 index fund. The end.
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  37. Investing tip: Sometimes you just have to take the risk, so that you can enjoy the reward 📚
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  38. VUAG is now available in the ISA.
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  39. Great update - bring on more pain as I'm ready to buy!
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  40. Time in the market beats timing the market, always remember that EVERYONE! 😀
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  41. I’m 42 and just started, wish I was in my early 30s so never too late
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  42. Good video Mitch. One thing you didn't stress though- if people are paying 20% APR on a credit card then they need to prioritise paying that off above anything else before investing as that interest will kill any returns on the market
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  43. You can’t beat the classic, be greedy when others are fearful and fearful when others are greedy! 📚
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  44. My advice at 60 years old is stop buying stupid expensive german cars. or any expensive car. do that once you own your own home outright. imho concentrate on any loans. push to pay that mortgage off ASAP. we loaned 180k to build our new house in march 2007. paid it all off within 10 years but extreme frugal living. owning your own home outright is the best thing you can ever do financially. once that is done and dusted you watch the cash flow. we earn about 10k month between us and our monthly outlay is 500 quid a month for basic bills. we have a lot of spare cash to help our 2 sons out. bought our 20 year old son a brand new 30k car with cash. we drive a nissan leaf lol.
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  45. Hold strooooong
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  46. He's not allowed and secondly he tells us what stocks he's invested in.
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  47. Why? I'm 61 and started my first stocks and shares ISA in January. Currently, I'm approx 10% up on 14k invested. I know equities can crash, but they usually come back higher. The money is not mission critical. I have other savings. The returns on equities are seemingly somewhat higher than cash accounts. If the market drops big style, I'll just keep bunging more in and thus lowering my average unit cost.
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  48. Doesn’t this challenge the whole premise of index fund investing which is obviously many small fractions of companies…. Common sense must surely prevail
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  49. Exactly right
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  50. Great overview. Thank you
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