Hearted Youtube comments on Mitch Shoesmith (@MitchShoesmith) channel.

  1. lifestyle inflation is such a massive and important thing that people/especially the younger generation need to be drilled in to their head IMO. I've been sticking to a 50 pound max WEEKLY budget and when I do manage to stick it out, i manage to save a rather fair bit per month. no matter what my salary is I try my best to stick to it. just got a salary increase too, but I'll budget my money as if I didn't get any payrise. I wish I had this mentality when I was younger.
    7
  2. Like a financial version of the Incredible Hulk - growing more green!
    7
  3. Can you go through the full due diligence process that you do before you decide whether to invest in a stock or not ? Not sure if you have done this already. Keep up the good videos
    7
  4. Mitch, thanks to finding your channel I have started my investment journey. I’m 29 so not too old but do wish I started earlier. £500 every month mostly into the S&P. First time commenting so just wanted to say thank you for your helpful insight
    7
  5. Great video Mitch..very smart, clever, informative video. Thank you for doing this. I'm 54 and get so much from these..
    7
  6. Your clearly a clever man and no your stuff but in order to earn a £1000 a month you need to be a millionaire to have a spare half a mill to invest enough to make just a grand a month, wouldn’t high interest banking bring something similar to this I’m sorry I’m just only discovered your channel and I really don’t no much about it as of yet Great videos tho, I been watching loads now Good luck mate
    7
  7. I like your approach on investing, simplify to follow and understand, might be following your channel and start this journey. I’m now 50 years old and have to take things on to my hand.
    7
  8. You need to factor in tax also to the pension pot amount needed. That’s why saving in ISAs for retirement is so important.
    7
  9. Sasha Yansin made a good point yesterday. If you take a small part off of your car away (e.g. glove box lid) it becomes a 'fractional car' and by the same logic would be exempt from road tax since the original legislation didn't include wording that covered this situation.
    7
  10. Great video thanks, keep this up, clear
    7
  11. Well your videos content has a good quality that's why I, m subscribing keep going!,✌
    7
  12. Interesting and helpful video Mitch. I have vusa in my T212 isa. Dca into this every month.
    7
  13. I’m in for the long term, the markets are like a roller coaster the ups and downs
    7
  14. Possible we won’t get a crash- first year of a bull market in stocks always give the highest return, then returns lower over the next few years. Future growth is priced into many companies so returns most likely to be lower.
    7
  15. Great video. Personally, I think prices will properly start to crash when boomers’ properties start to flood the market
    7
  16. Brilliant,didn’t realise about earning interest,just activated...Thanks
    7
  17. Hunts making a huge mistake if he lets HMRC tax fractional shares. They are no different to normal shares. Just another tax grab for investors. When we buy a stock from a business its a fraction of the Business. Thats FACT> Fractional Shares are just a smaller share at the end of the day. A share is a share hence the name!!!.
    7
  18. Solid strategy, solid video. You'll always get a watch and like from me. A breath of fresh air from others. Well done 👍 keep it going ☺️
    7
  19. Brilliant as always Mitch. There are so many “shiny ball” investment strategists out there. You’re a wise mind amongst the crowd. Thanks again.
    7
  20. I wish I had the opportunity to start investing in my early 20's instead of early 30's...10 years missed
    7
  21. Hi I thoroughly enjoy your videos as they are very informative. I am a bit apprehensive in investing in S&p500 as then if I convert my returns into gbp when I retire, I might lose money. How do you feel about FTSE index funds? I value your opinion.
    7
  22. Bro, that "nothing left" meme 😂😂😂😂😂😂😂😂😂😂
    7
  23. Good video, I’m on a similar journey and have been compounding returns from dividend stocks for over 13 years. Keep up the good work 👍🏼
    7
  24. I think buy as normal, and reserve some funds for dips and buy when things drop 5/10/15% etc
    7
  25. Smashing it Mitch! You've packed in so much considering its only 11 mins long!! 👌
    7
  26. 0 because $NIO doesn't pay dividends
    7
  27. i just started with vanguard for longggggg ride hopyfully be a good one for the next 25 years :)
    7
  28. Love the S&P500 ETF. The sure thing about investing is that you will be a much better position in the future than if you didn't invest at all! It's likely that you will also have savings elsewhere such as in an employer pension along with personal investments. The good news too is with investing long term is that you could get that future cash flow completely tax free as you would be able to keep under the ISA Allowance!
    7
  29. For long term investing which hopefully most people are doing I don’t think it’s a bad idea. Unfortunately I only invest via an ISA which I believe this isn’t applicable
    7
  30. Fair play mate, you've smashed it!
    7
  31. He is very good at talking why watch? It’s nice to be nice.
    7
  32. If you're diversified and have a long term horizon, who cares if there's a correction this month, next month or even next year? It will recover. Keep DCA'ing, stay disciplined and ignore the noise and media fearmongering.
    7
  33. My plan for example is not live off dividends because for most people who have "normal" jobs is impossible. But my goal is to receive 1/3 part of my wages or cover my food expenses.
    7
  34. Could you do a video on the best performing ETF’s on T212?
    7
  35. Been following your YouTube channel since Lockdown, and learnt so much already. Well done for all your achievements 👏 and thanks so much for sharing your info in a very understandable way. Super useful 👌
    7
  36. Just wish the bank transfer deposit was less clunky like google/Apple Pay. You’d think having your bank’s app on the same phone would make it just as smooth if not easier
    6
  37. Vanguard US Equity Index, reinvests dividends, basically S&P 500 with a few thousand smaller companies added on, that don't really make much difference to overall performance, charge of 0.1.
    6
  38. Just gonna DCA the ups and the downs
    6
  39. Well done Mich keep up the good work and keep inspiring others and helping on your journey. Thanks for sharing.
    6
  40. Another great video Mitch !
    6
  41. Depends on your investment time horizon. If you’re long term and holding you’re better buying in now even if it does work out to be overvalued. Time in the market beats timing the market.
    6
  42. I am dollar cost averaging in the S&P 500 bring on the crash….
    6
  43. I was playing GTA V the other day and realised that a while back I must’ve bought stocks on the game, checked the balance and it was well over 80 million dollars so just goes to show that the ‘set and forget’ method really works 😂
    6
  44. I shop in Coop instead of Asda - can I be a millionaire? 😅 Ahahah i joke! Quality video man - a bit of consistency & a lot of patience is key! 🙌🏻
    6
  45. Thanks for the great analysis Mitch! No one knows how the market will react...so don't time the market, just do dollar costing average and when it really dips, buy more! I know it sounds so simple, but if you are investing for the long-term, the stock market will be higher 20 years from today.
    6
  46. Podcast please!
    6
  47. Too many people try to chase that next 1000x and then wonder why they get their fingers burnt. Give me a solid dividend payer that's been around for at least the last 15 years and I'm a happy bunny.
    6
  48. Seems to be quite fashionable to recommend “job hopping” to increase your salary. Speaking as someone who works at a top tier firm who invest a lot into the training and development of staff - your ability to find positions at the best companies (and thus ultimately long term career success) will decrease for every “hop” you make. People should just be aware of that
    6
  49. Hey Mitch, as a fellow 28 year old it was great to have a full peep into your portfolio, that employer pension contribution is very juicy, lucky you! I would be interested to hear more about your property investment. Is it something you would look to do more of in the future? I imagine with that mortgage amount you have a fairly decent ROCE employed with that flat?
    6
  50. It's a marathon not a race.
    6