Hearted Youtube comments on Glorious Life On Wheels (@gloriouslifeonwheels3621) channel.
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Exactly Carol. After being diagnosed with cancer a couple of years ago I qualified for help from the University Hospital where I had surgery and radiation treatment, to cover what Medicare did not. I was required to produce proof of income, as well as disclose any assets, which was understandable. I also received help with medications. Even rich people have difficulty coping with catastrophic medical emergencies. In fact, it is the main topic of discussion in the waiting areas at Fred Hutch. As well as medical expenses there is also the cost of transportation getting to and from appointments, and having to ask a relative to take time off from work, all of which adds up. Almost three years on, I would like to have a PT job for a few hours a week. I am not allowed to earn more than $200.00 a month without impacting my benefits. Taking a job that offers variable hours/paychecks would be an even bigger problem, because it would put me at risk of losing the help I now have. Each change in income would need to be reported, another hassle. Also, radiation treatment is said to be the gift that keeps on giving, and not in a nice way. It would be difficult to predict when I would be OK and when it would be safer to stay at home. It is humiliating to receive any kind of help, but it is just as difficult to basically be penalized for wanting to help oneself. $23.00 of Food Stamps is a drop in the bucket. 75% off monthly water bills as a reduction for Seniors on limited incomes helps, but still costs $50.00 a month. Living like this is tedious and impacts one's quality of life, even if one is mindfully frugal and makes sure to Prep to mitigate inflation and shortages for some of us, that is the only way one can make ends meet. To pay for dental care at a Dental School, and save 30-40% on fees I use Care Credit which is interest free so long as paid off on time, which I always do. I also made use of a local Clinic for a recent extraction which saved more than $450.00 on a $bill of $516.00 for surgical extraction needed due to having a heavy bite which broke not just a molar tooth, but the full crown that was on it, even though I always take very good care of my teeth. Hopefully, just cleanings will be the way forward.
Having to struggle financially, can cause a lack of self-esteme, as well as lack of social engagement, when one cannot afford the basics, never mind any luxuries, this also impacts a person's mental health. It is time Seniors and the Disabled are treated with the respect and the dignity they deserve after working decades, sometimes more than fifty years if one counts jobs worked during school holidays or after school. Yet those who choose to spend their entire lives on benefits end up getting the same amount though they contributed nothing. Surely, there is something wrong with such a system that causes so great an imbalance. It is not over- kill to say such treatment is inhumane, especially when living in one of the world's most wealthy countries. Older married couples may think they struggle, but for older single women who depend solely on their own SS their future is even bleaker, even for those who prepared for Retirement. Life can get in the way, disasters happen and insurance does not always cover losses. Sometimes people are robbed and lose everything they worked a lifetime for, robbed in ways they would never have expected. There are many reasons why one can end up on the short end of the stick. Obviously, as we become older there is less opportunity to recoup such losses even if working is a possibility. The further into Retirement we progress the more likely our savings are to have dwindled by being used to pay for essentials that crop up along the way, such as new tires, or other necessities. And, there are those who found it necessary to help relatives for various reasons. No wonder there are so many living the nomadic lifestyle. While some may choose it as a form of adventure, it seems likely the vast majority sadly find themselves with few other choices,
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