Hearted Youtube comments on According to Nicole (@AccordingtoNicole) channel.

  1. This is one of my favorite channels. I look forward to your videos every week. Thank you very much! Good job!
    32
  2. I had Amazon prime for the last three years. I have way too much junk now. I did get rid of it and I do still order from Amazon but I just save it up till I get free shipping so I can get more junk. My latest junk will be here Thursday.
    32
  3. I have a huge yard and I'm introverted gardener. My 1st and 3rd place are the same and I love my life as it is❤😅
    31
  4. I put a spin on ‘how many hours do I have to work’… I actually have dissected my expenses (fixed, variable average rounded high, savings, investments, etc.) to how much everything “costs” per day. So, not only knowing how much I have to work to buy something, I also know how much I have to work to cover my cost to live. It’s a very sobering, eye-opening perspective on personal finances.
    31
  5. Hi, I’m a Boomer from the PNW (🇨🇦). I’m a high school sewing teacher, and am also WFPB and, like you, I spend a lot of time at home. I live with my partner in the northern wilderness and we have a simple life. Although we are not minimalists, we are conscious consumers and are very money-aware and planet-conscious. I stumbled across your channel recently and have been binge watching your vids and loving them. I love the Canadian content and your intelligent perspective. I think the main take-away that I get from your videos is the concept of making priorities and being extremely mindful of one’s spending habits. In today’s video you asked what we spend our money on? Well, everyone is different and we all have unique hobbies and life interests. Because I have had 6 orthopaedic surgeries on my body, I am no longer a PE teacher and my days as an athlete and coach are behind me. That said, my three main hobbies are plant-based cooking and baking from scratch, wild swimming (the lake is near my house, it is free, and much more healthy to swim in than a pool), AND… skill toys. Yes, you read that correctly… skill toys which, for me, predominantly include yoyo and kendama, as well as knuckle bones and begleri. YoWzA… as with most hobbies, one has to be careful to purchase items that will fuel their passion and advance their skill set, and not get caught up in the mindset of “building a collection”. Thanks for asking about this. Tbh, most people are completely shocked to hear of a middle-aged woman who plays with skill toys but that’s my passion!! Additionally, skill toys align with my values since they build skills, and are affordable, portable, not reliant on tech or batteries, and they are a great way to interact with others who are curious. Lastly, I was stoked when I watched one of your recent videos where you mentioned you were into Lego!! I friggin’ love that! Have a great Long Weekend and thanks for making these thought provoking videos. Ⓜaryo🪀
    31
  6. That designer bag is genius. What if they just reuse returns by cutting out the parts of the bag that were damaged by a customer.😂
    31
  7. I'm very impressed by the productivity of your 20s. I learnt all that in my 30s and 40s... The big thing I learnt you didn't mention is that only "here and now" exist. Nostalgia and plans for the future can be nice moments too, but ultimately, the only thing you experience is here and now. And regarding Imposter Syndrome : if you keep on faking long enough, it eventually disappears.
    31
  8. My bestie showing me smart watch “I had a horrible sleep last night. Look at how much I tossed and turned” Me “you need a watch to tell you that? Waking up and feeling like crap isn’t a good indicator?” Yes, we’re becoming dumb.
    31
  9. Your videos always feel like a conversation with a good friend—relatable, practical, and full of personality! ☺ I love your genuinely helpful advice. 🙏🏻 The way you explain things, like the logic behind matching socks, makes everything feel so approachable. Thanks for sharing your insights—you’ve made me rethink some of my everyday purchases in the best way! ❤
    31
  10. EPIC!! This has given me a better, more precise knowledge of minimalism! You are so spot on. Thank you ❤️
    31
  11. Great message Nicole. It's definitely a good tip about Amazon Prime! Most of us really DON'T need it. Also really enjoying the b-roll in this video 😍
    30
  12. Great video Nicole! Just a slight clarification at 12:10 although Vanguard, Blackrock, StateStreet may technically be the largest shareholders of these public companies, they are managing money for investors so they don't technically own that % (the shareholders do). When we buy a passive S&P 500 index like Vanguard's VOO that includes companies like Pepsi and Coca Cola, but that's still our money not Vanguards.
    30
  13. Nicole, I’m really enjoying your channel. Being a long time Simpsons and South Park fan, LOVE the little “inserts!” I’ve always been single and the first half of my career I didn’t make much money so I made myself adhere to a strict budget. I really had no choice. I’m now retired and because of my budgeting and “frugalish” lifestyle over the years I don’t live by a budget because I don’t really have to. The frugality never really went away for me, but my home has been paid off for several years and I bought a second vacation home in the mountains (a dream of mine) 12 years ago. Both homes are now worth 3 times what I’ve paid for them. You’re very financially wise and I’m sure your channel is helping many “figure it out.” ✌🏻💕
    30
  14. Caring about things that I can't control. I struggle with this
    30
  15. I asked you about your mbti because I had a feeling you were an intj (I am one too) and the responses you give in your videos are strangely alike to how I feel. I also feel the same way about kids. I’m too selfish with my time and love sleep to have any lol. Thank you for answering my questions!
    30
  16. You're right, I've been watching financial channels almost 4 years now. By now I think I've heard it all, I am listening and watching to all these financial channels all day long m every single day because it keeps me frugal and keep me stay on my target to my goals. Now I am crazy of saving, before this I spend more than I make. Before no saving, not investing and living paycheck to paycheck. Now my life has changed completely due to all these financial channels. Thank you YouTube and YouTubers.
    29
  17. Congrats, Nicole! Your videos are informative, thought--provoking, and entertaining. It is great to see your channel doing so well!
    29
  18. “We ran out of floor boards so we painted the dirt “ 😂One of my favorite Simpsons memes so far.
    29
  19. Thanks again! I love your authenticity and honesty.
    29
  20. Anyone else drive a real beater here? I bought a 1992 Toyota Tercel in2013 for $800! I’m still driving it to this day!
    29
  21. I've been cutting my own hair for the past 20+ years...I've had my fair share of jacked up haircuts 🤣It's fun! I used to have some fake plants, but I started getting into real plants in 2020... now I'm basically living in a jungle. I water propagate them so I'm just constantly creating new plants that I can give away as gifts. I looked into pet insurance as well, and it definitely wasn't worth it for us. I read that fabric softener is really bad for washing machines as well 🤷
    29
  22. I think the friction of cash is good for people other than you. It is a good starting point to revise the way someone thinks about their spending. Appreciate you taking a look at it and being super transparent.
    28
  23. I got so deep in debt with these services. I finally got away from them. Thank you for spreading awareness!
    28
  24. While I absolutely understand feeling offended by the neighbor's (rude) question, I would take it as a compliment overall. When I was 20 and in college I bought a clean, older mobile home and lived there until a couple years post-college. It was way cheaper than renting an apartment. I remember carpooling to a work event with a coworker in her 30s and she was like "oh do you live with your parents?" - she thought it was so weird I owned this trailer, by myself, as a college student. Until then I'd felt pretty embarrassed that I lived there instead of an apartment like "normal" peers. But when I sold that mobile home, I had a couple grand to put toward my first house and in the early 00s that was definitely nice to have.
    28
  25. Amazon is turning into Temu
    28
  26. So true about the salary thing! I got a promotion a few years ago and they made me go from hourly to salary! I never brought home what I used to when hourly!!! Thank God I'm no longer working at that place!!! Great video again Nicole!!! And when I see organic stuff for sale I just laugh and get the regular stuff!
    28
  27. I just love you, Nicole!
    28
  28. You are a strong, talented, and kind person, Nicole. We all go through massive challenges...I'm going through something right now and this helped me. Thank you for being open and sharing this.
    28
  29. 100% relatable Nicole...here's my tip i just recently found out works for myself. With everthing i end up beating myself up for i ask myself: is it worse then losing my dear ones or my beloved animals?. The answer is always ; NO! then move on and let it go. Sounds so simple but it works for me.. (Sorry for the bad English, i'm dutch) btw i'm 48 years old now and getting older also made a huge difference so there is still hope!
    28
  30. LOL, IPhone radiation and birth control and I'm just 22 seconds into the video. You have a way with words, Nicole, lol.
    28
  31. This is a comment in general about your YouTube posts I am probably your granny’s age , and from another country , but I hugely appreciate your quirky sense of thinking , of confidence , of brashness but also a sense of propriety ….!! I wish we think with clarity when we are young and save ourselves a lot undeserved heartache … Wish my head was as clear and that I lived solo … Hope there are others who get to sort their lives by tweaking these guidelines to suit themselves Enjoy your life , gal , you are special ..💐
    27
  32. Just an added note about your sponsor, Mint mobile is actually very good. I was using the walmart service because it was the cheapest i could find. Until Mint came on the scene. Literally $15 a month in USA per month. Bonkers. Has great coverage because it rents service from all various tower brands. You can just use your current phone, easy. The swap is easy as well. Never had to talk to customer service even once. In this day in age, $15 for cell is practically free.
    27
  33. Thanks Nicole. I would like to see more on this topic.
    27
  34. I've been trying to tell people that we should have free public colleges because our labor generates tons of revenue for employers and associated taxes for gov which would pay of the free college many times over. Also it would strengthen our national security with an educated population
    27
  35. Do you remember Hallmark's comic 'Maxine' and her dog? My favorite is when she opened a gift and said, Great, another piece of shit I have to drag out when you come over.' ❤
    26
  36. Boring is a sign of success ! I love that! I'll write that down on my words of wisdom notes : ) Great Video Nicole!!!
    26
  37. I think your house is beautiful!
    26
  38. Tax consultant here, It never ceases to amaze me that people turn down overtime because of the additional taxes. When I sit down with my clients I usually get a little smart-alick-y and say “give me the extra 5,000 and I’ll gladly pay the taxes on it” 🤣 Anyway, one quick tip to reverse the taxes payable on additional income would be to take the exact amount extra you’ve earned and throw it in an RRSP. Then you recoup every dime you paid in taxes on that money and it comes back to you in the form of a tax refund.
    26
  39. I agree with all 5 of your points, Nicole. 🙌🏼
    26
  40. Love this. It made me put down my phone, close my laptop, and watch you from beginning to end on the tv while I enjoyed a full cup of coffee. ☕
    26
  41. I share a ton of these, Nicole! Easily 3/4 of the list. My only big differences are stuff like makeup, nail polish, etc. But I'm frugal even with those and choose to buy higher end stuff less often than just a ton of products and everything new on the market. Something I have noticed about a lot of the items on your list is how little happiness they seem to bring to those who buy them all. I do have friends who really seem to love watching shows and movies on Netflix and I say good for them, even though I don't feel the need for any of that. But the people who eat fast food and coffee out every single day never seem like they even like it that much. I don't understand spending money that way. I also think it is underrated doing things for yourself, whether cleaning house or pickup up groceries and takeout yourself. I also see so the use of so many of these services as absolute laziness and to be reserved for special situations like people with disabilities or when your car is in the shop but it's your birthday and you're craving a treat - special situations, not a random Tuesday. I know a lot of people who switched over to having everything delivered or picking up curbside and I just don't get it. I am old school and even consider that a form of exercise, albeit very mild exercise. I would always rather pick up my own stuff than pay for delivery unless something huge that won't fit in my car - like a fridge or sofa.
    26
  42. You're one of 3 YouTubers I enjoy watching on Sundays :)
    25
  43. Relatively new follower and I love your honesty and rationale on tipping. In many countries tipping is unusual and is only done if you have a huge party of people or the waitperson did something special. Our Australian friends make fun of us and once commented when we passed a statue with its hand facing out… “ go ahead and be a good American. Leave him some money too!” Obviously he was joking about tipping in the US. It is TOTALLY out of hand!
    25
  44. You blew my mind with this video. Always suspected this stuff was going on, but the way you laid it out was superb.
    25
  45. This was honestly way better than money saving tips videos from big finance channels. Thank you!
    25
  46. I've had 2 male friends in the past that were the best friends I ever had but they got the feels and the friendship went to hell.
    25
  47. Power washing is one of my favorites on this list. I've gotten quotes for $350+ to have my house washed, so I just do it myself! Great video...there's a lot of money to be made out there! 🤑
    25
  48. Right and remember folks corporations are ruthless leaches, except for the upper management, When working hard and giving 110% effort, they will want 200% and it never ends, so Never ever give them your full knowledge and effort. Also HR is not your friends, They have to ensure the company's best interest above all. Not very many cushy jobs remain, except for Government jobs, and even @ the Gvrmnt level you see the most incompetent ppl on top. It's who you know, especially in Canada! I gave up on those mega-corps long time ago and doing my own thing now. A good side-hustle and smart investments will get you further, quicker and in relative peace. It may mean hard work, but you will manage your own time and most importantly you can avoid the A-holes with ease. Nothing worst than going to work every morning to a place where there is a lot of resentment, tension and favoritism. Companies will want you whenever it's convenient for them or their consumers and care lill about your personal availability. Remember the time you spend at work, making someone else rich is time you will never get back, ever! Just my 2 cents, Thanks Nicole
    25
  49. Love your wisdom. I in my late 40’s now and finally feel like I’m getting it together. My thoughts and views have changed dramatically since I was 20. All my regrets are life lessons and I wouldn’t be where I am without them. I now embrace Al those regrets. Can’t wait to see your kitchen 😊
    25
  50. A home is not an investment. It offers a family and community stability and pride of ownership. A landlord is free to evict at any time with a month or two of notice.
    24