Hearted Youtube comments on According to Nicole (@AccordingtoNicole) channel.

  1. Your content is gold Nicole! You should have at least a million subscribers!
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  2. I paid off my home earlier this year and while I wouldn't say I was struggling before, the freedom to save more, splurge more felt really, really nice. I don't have to worry about the prices going up on everything, because I have freed up more than enough in my budget to be able to cover it. Same goes for the upcoming neighbourhood renovations (refurbishing all the balchonies), I know people who are stressing about the hike in costs and I don't have to worry about it. I wholly agree with you that money does buy happiness for most people. Sure, diminishing returns is a thing, and of course wild wealth can also create issues, especially negatively affect social relationships. But for the majority of us, an increase of money is going to positively affect our lives.
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  3. Thanks Nicole. Looks like Levi approves of the new couch. Hope he's been feeling okay.
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  4. Long walks saved my mental health. I like a colorful wardrobe and home decor, but a palette definitely reduces expensive mistakes.
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  5. I look forward to seeing more of your journey and goals. Great update. 😊
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  6. Ooof, the realness. I'm so impressed at how honest you are able to be, with yourself and us, about what's happened. I agree that even you, like me, are vulnerable to the thinking that "if only I have ___, THEN I'll be content." Your old place wasn't perfect, and neither is your new one. I hope you'll be able to find some peace there and, if you don't, I'm glad you remember you can always sell once things heat up again.
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  7. I love how honest you are. In my job (I work at a rehab) we have a concept called radical acceptance. You really seem to understand this concept.
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  8. Coffee and Nicole on a Sunday morning 🎉
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  9. So excited to see you reached 1000 subscribers. You actually tripled it. Congrats!! Every week I love your thoughts. It’s taking me many years to care less about what people think of me. I’m still a work in progress.
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  10. Omg this is so refreshing to hear from a frugal channel! Thanks for being real (and very sorry for your breakdown which I would be interested in how you came back from it) and proving we can make stupid decisions but get back on track with our goals. That’s real life. Also, there’s an awesome old song by an Australian musician Paul Kelly “Dumb Things” which could be my anthem but we learn deeply about ourselves when we work through issues and course correct. Keep your awesome content coming 😊
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  11. Apparently, graduate engineers are also struggling to find jobs. The entry level salaries, considering the amount of hard work we put in, are atrocious!
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  12. Really love this kind of content from you. I also love how you are a “just get it done “ type of chick. Rock on!
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  13. I would tell my 20 year old elf to put myself first and develop healthy life habits such as regular exercise and healthy eating. I would also tell my 20 year old self not to take relationships seriously till 30 and not be upset over them. The most important thing is to be in a good place mentally so that you can make better decisions in every aspect of life.
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  14. You hit another one out of the park Nicole. I am content to say I AM one of the exceptions. I have never bought anything on line, never used Amazon, I do not do internet banking and have never had anything delivered to my house (with the exception of wood and tin for my roof) I still for the most part, 90% of the time, use cash when I go to buy groceries, gas or the occassional outing for a beer. I do however pay to much for internet and cell phone so I will look into Mint Mobile. Thanks again.
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  15. I’m 47. I feel like 17. But When I hit 30 I thought I was finally a grown up. I had my daughter at 29. Now that she is 18 I’m ready to start my life all over. I love watching you because you are doing things I wish I had done. I thought I had to be married and have a family from my childhood programming. I want my daughter to go out and enjoy her next 20 years figuring out who she really is. Having lots of adventures and not tying herself down with all these responsibilities. I’m still figuring out what I want to do when I grow up. 😆. When will we get a new house tour?
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  16. I love your videos! Each and every one inspires me to live minimally. Thank you.
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  17. Great video Nicole; the depth to which you’ve analyzed the concept of finding balance is impressive. Your content would be so valuable to middle and high school aged kids. If I had any in my orbit I’d send them the link to your channel. Well thought out with real world examples that so many could relate to. I look forward to your next video - you’re wise beyond your years.
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  18. I think with age things do change a bit. Guys are still largely the same with their friends, but they have also learned (the hard way) that their female friends are not necessarily romantic or sexual potentials. This doesn't change the fact that they might still harbor "feelings", but they are perhaps more cautious about acting on them. This is not true in all cases, of course. But I do think it is a problem that men fall into thinking that an open friendly environment means that probably something more than friendship is happening and will begin to put out feelers, which can be uncomfortable. Also, I think that, particularly men in long term relationships that are not as exciting as a new relationship, will turn to other women for understanding...like we all need from friends. And it becomes so confusing because suddenly his partner feels less and less like his "best" friend to him, and the new female begins to take that place in his head. Boundaries get blurred and friendship feelings become conflated with romantic feelings. I mean, in toxic masculinity in the deepest sense guys who DO hug their guy friends might be called the dreaded "gay", which is obviously conflating friendly affection with sexual desire. And I agree with you that, contrary to the popular narrative, this hurts men as much, or sometimes more, than it does women. We at least can get emotional support when our worlds are confusing.
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  19. Agree, I hate that phrase too. "Money can't buy you happiness". Then give it all to me LOL 😂
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  20. You need to major in something that provides marketable skills. Computer science, nursing, and engineering
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  21. I love the revolving shopping list ❤ I am using this. Thank you 😊
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  22. I was the kid knocking on doors with a lawnmower, shovel, whatever. Paper routes and fixing peoples computers.... man i used to hustle, wtf happend
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  23. Thanks for uploading these every Sunday. That’s how I usually start my Sunday, watching your video.
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  24. More important than all the self help books combined is social support. Want to get healthier? Get you and some friends to go to the gym together every day, or ask your friend who knows how to make great tasting meals for some recipes, or text a friend you trust when you feel frustrated etc. everything is easier when you realize you don’t have to do everything alone. You might need to take the actual actions, but we all are going through similar things and all get huge boosts just by the support and love.
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  25. This video singlehandedly made me call my insurance and adjust my rate. You saved me a lot of money thank you Nicole!
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  26. Spoke about CORPORATE GREED....automatically HIT THE LIKE BUTTON! THANKS SISTER for speaking about it!
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  27. "Financing a f🍕cking pizza" 😂😂😂 Thanks for taking the time to not only inform us, but to entertain us as well! I use to do layaway years ago, before I built up credit. Gone are the good ol' days.
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  28. I 100% agree with you about the big grocery stores in Canada and not wanting to give them any more money than necessary. I lost my dog last year and want to get another one.Thanks for the tip about meds for dogs.I will remember that when I do get a dog.
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  29. The biggest thing for me is the freedom and creative flexibility. I work in research (science), and while I love my job, have trained/studied for years to obtain the degrees and qualifications to do said job, I would take a successful Youtube channel over it. There's something to be said about doing things at your own pace and at your own free will that's better than any sort of corporate/"official" job setting, and no amount of money or job security can change that.
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  30. As someone who sells phones for a living (currently), I 100% agree, and it's ALWAYS more of the same. Lol. You pay for a logo, and it's hilarious. Keep up the great work, Nicole. I always enjoy watching your videos and your point of view is spot on, IMO.
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  31. Thank you so much, Nicole! 🙌Please make more of these videos about scams! They are very informative and eye opening 💪Your hard work is greatly appreciated 🌺
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  32. Standing in line for a new album was a great memory! Thank you for all that you do!
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  33. Comrade Nicole telling nothing but the truth
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  34. I switched to Mint! I’m paid up to November. My stress level just went down significantly knowing that I’m saving money and paying in advance!!! 🙂
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  35. I hit my $10k savings goal a couple of months ago, and let me say it’s the most liberating thing I’ve done so far (after paying off thousands of consumer debt as well). I also gameify it and recently when I’ve been falling off my game and thinking about buying unnecessary things again, I told myself “why not continue adding more to the emergency funds, WHILE investing as well?”
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  36. I love Mint Mobile! Got rid of Consumer Cellular a couple of years ago and switched to MM and they're such a great deal. Totally agree about the bank fees...but shop around because not every bank charges for the same types of transactions and many don't have fees for ATM usage, etc. Credit cards absolutely should be paid off in full right away...sometimes I charge things for the points and cash back but only if I know I can pay it off right away.
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  37. Your not wrong at the end when talking about security, I cant tell you how great of a feeling it is when you have even just $2000 in savings and how much it sucks when you have nothing in savings.
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  38. I have a feeling that you are about to become a YouTube sensation and will reach your goal of financial independence before you think. I like you, you are authentic and rare.
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  39. Grocery store ! Same!! "rub and tug" - HA! I almost spit out my coffee at that line.
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  40. the fact that canned Tuna is gross is what is the problem, not Millennials.
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  41. I recently upgraded my iPhone 8 to an SE (yes it’s old but newer to me) and got it on eBay refurbished in excellent condition for $180 because no way in hell am I spending $800-$1k on a goddamn phone.
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  42. I'm so glad I found this YouTube channel, she's fantastic 🙌, says everything I'm think, and the fur baby is adorable 😍 ❤ very excellent advice!❤
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  43. I’m 38 and exhausted from being an adult and parent. If life was up to me I would travel, sleep, and eat 😁
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  44. Very interesting video. I will confess I have been a little curious about your business, but I totally respect your desire for your own and your clients" privacy. Still looking forward to seeing your new house!
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  45. Love it. So smart! Exactly what my mom taught me. ☺️You have good morals as well!
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  46. Single is not a financial advantage. No kids is though
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  47. As someone who looks like they have this "hustle culture" down pat from the outside, man, I was not okay on the inside. I only recently started to downscale everything because shit was getting overwhelming. I was drawn into this idea of constantly working and making money, because if my friends all did it, why can't I? Plus, I came from 2 immigrant parents who didn't understand the idea of a "day off" because back in their day, a 16 hour shift is just normal. But that shit ain't normal man.
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  48. Two things to add to the debate: firstly, other folks seem to find it very hard to understand that I need nothing but their company. I just need a simple life. I accept their gifts because I have discovered that it destresses them if I try to refuse. Secondly although I was never one to buy as much as my contemporaries (I'm 63) after 6 years I'm still decluttering stuff u no longer use. In particular things that enabled me to fit in with different groups of folks (egg floaty hippy skirts ) . Nowadays, if they can't accept me in jeans and a t shirt, I regard that as their problem. Thank you for another really thought provoking video.
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  49. Really enjoyed your breakdown. I love budgeting myself and am always fascinated by other’s budgets. I wish there wasn’t such a stigma attached to talking about money. I live in Ottawa and your expenses seem pretty normal to me. Would love to see this as a monthly feature!
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  50. i would have liked to have known earlier how much your direct surroundings shape you. i come from a big poor family, with simple jobs where the mothers stayed at home because they didn't have a work ethic. For far too long I thought I was destined for the same fate. it was really hard for me to find people who thought differently and had different experiences in life. another point is that i liked to understand earlier that nothing is forever. for example the first exhausting weeks at a new job, during which i cried every day. or the shock of losing a job again. everything passes and quickly becomes irrelevant. there are always new opportunities as long as you learn from your mistakes and admit them.
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